We invest your super account with the aim of growing it over time to ultimately maximise your savings in retirement.
And after working hard to grow your savings over the years, your pension account is also invested to provide a secure, regular income for your retirement.
Your super is likely to be one of the most important and largest investments you’ll ever make. So it’s worth taking the time to understand how to make the most of your investment with HOSTPLUS.
Note: While the investment options for super with HOSTPLUS and the HOSTPLUS Pension are the same, if you’re a HOSTPLUS Pension member you should refer to the Pension Guide for full details of your investment with HOSTPLUS.
Our default option
Your initial super contributions will be automatically invested in the Balanced investment option, our default investment option, unless you make your own investment choice when you join HOSTPLUS.
Our default option for the HOSTPLUS Pension is the Cash option.
Choose your own investment strategy
You're free to invest your super or pension into one or more of a broad range of investment options.
Find out more about our options and follow our step-by-step guide to making an investment choice.
Learn more about investing
Not sure where to start? Learn about risk and return, the asset classes that make up an investment strategy, different investment styles and the benefits of diversification in investments basics.
Investments 101: The basics Understand the risks
All investments carry some level of risk. We can help you discover your own attitude to risk and you may like to learn about the different levels of risk that different asset classes carry.
Monitor your investment
You’ve worked hard to grow your super over what may already seem like a long time. From time to time you might like to keep track of how it’s performing with the net fund earning rates and latest market update.
Pension members can monitor unit prices.
Feel comfortable that your investment is expertly and professionally managed
Each of our investment options is designed with different objectives, strategies and risk profiles established by HOSTPLUS in consultation with our asset consultant, JANA Investment Advisers Pty Ltd (JANA). Together, we closely monitor and regularly review the performance of each investment as well as our investment managers.
How do you know what’s right for you?
To help you make informed decisions about your super investment strategy, we strongly recommend that you take advantage of the free initial one hour fact finding consultation with a dedicated Industry Fund Financial Planning licensed financial adviser from Industry Fund Financial Planning (AFSL 232514).
Pension members can also seek financial advice for help with retirement planning.
For full details about investing with HOSTPLUS, please refer to Section 5: 'How we invest your money' in our Member Guide.