Leave your retirement savings in hands you trust

You've worked hard to grow your retirement savings over the years, and now you can finally put your feet up and enjoy it. To help take some of the complexity out of your retirement planning, we're pleased to tell you that we offer a pension plan - a great way to secure a regular income for your retirement. What's more, you can continue to enjoy all the benefits of being a HOSTPLUS member even after you retire.

For more information and to find out how our Pension product works, please read the Pension Guide, contact us on 1300 348 546 or email us at info@mail.hostpluspension.com.au

If you'd like to speak to a licensed financial planner or arrange an appointment to discuss your super and retirement options, click here.

What is a pension plan?

A pension plan is simply an investment in a fund that produces a regular income for your retirement – much like your salary while you were working.

With the HOSTPLUS Pension Plan, you get to decide how much of your income you’d like to receive and how often. The money you’re not using right now can also be invested in a range of investment options.

In most cases, you can withdraw – commute – some or all of your account into a lump sum payment at any point. And in the event of your death, the remaining balance of your account can be paid to your spouse, dependants, estate or beneficiaries.

If you’re nearing retirement, HOSTPLUS Pension Plan also gives you the opportunity to take advantage of Transition To Retirement (TTR) rules that allow you to access your super while you’re still working.

You can plan for the future but you never know when life is going to throw you a curve ball. That’s why HOSTPLUS Pension Plan gives you the flexibility to enjoy your savings the way you want.

Pension Plan at-a-glance

The table below gives you a quick summary of HOSTPLUS Pension Plan features.

Pension Plan eligibility

To be eligible to invest in HOSTPLUS Pension Plan, you need to have money that is currently invested in a complying super fund. In order to access your super money and start a Pension Plan account you must meet one of the following conditions of release unless you’re taking advantage of the TTR option:

• have reached the preservation age and permanently retired
• have reached age 60 and have stopped working
• have reached age 65
• be totally and permanently disabled
• be terminally ill.

If you'd like to speak to a licensed financial planner or arrange an appointment to discuss your super and retirement options, click here.

Pension Plan benefits

HOSTPLUS Pension Plan can provide you with these advantages:

• a regular income paid to your account
• flexible and tax-free income once you reach age 60
• tax-free access to your capital once you reach age 60 and stop working
• a choice of 19 different investment options
• tax-free investment earnings
• access to a range of professional investment managers across different asset classes
• no loss of capital on premature death with the option of a lump sum payout to your estate or reversionary beneficiary
• access to unbiased financial planning with Industry Fund Financial Planners
• access to our Additions program.

If you'd like to speak to a licensed financial planner or arrange an appointment to discuss your super and retirement options, click here.

Transition to Retirement (TTR)

If you’ve reached your preservation age but are still working, HOSTPLUS Pension Plan allows you to take advantage of TTR rules, so you can access your super while you’re still working.

TTR benefits

Putting your savings in a TTR account and drawing an income provides several benefits as you prepare for retirement.

• You can reduce your hours of work and ease into retirement without loss of income.
• Tax-free investment earnings
• You may increase your retirement savings.
• Eligibility to take advantage of the TTR option vary.

We recommend you speak to a licensed financial planner work out what’s best for you.

Forms and brochures

	Pension Guide Product Disclosure Statement The HOSTPLUS Pension Plan application form you need to join is found at the back of the Pension Guide Product Disclosure Statement which contains important information on the features and costs of the product.
	Pension Plan Fact Sheet This two-page fact sheet is an at-a-glance summary of the features and benefits of the HOSTPLUS Pension Plan.
	Change of personal details form    Complete this form if your details have changes or if you would like to change your nominated beneficiares.
	Pension change of payment form  Complete this form to change how much you receive from your HOSTPLUS Pension Plan account, how often you recieve it and/or your bank account details.
	HOSTPLUS Pension withdrawal form Complete this form to make a full or partial withdrawal from your HOSTPLUS Pension Plan account.
	Additional Rollover Form When you join the HOSTPLUS Pension plan, you will need to complete one of these forms for each fund you are transferring into your HOSTPLUS Pension account. There's one form included in the Pension guide, but you may have more than one super fund to transfer.
	Switching Form Complete this form to make an investment option switch in your HOSTPLUS Pension Plan account.
	Binding Death Notification Form Complete this form to make, update or cancel a binding death benefit nomination for your HOSTPLUS Pension Plan account.
	Tax File Number (TFN) Declaration Form Complete this form to provide us with your TFN to ensure you don't pay more tax than you need to.

Pension Plan unit prices

For full details of all of our Pension Plan Investment options, please refer to the Pension Guide.

Pre-mixed options

Current year weekly unit prices

Previous year weekly unit prices 

Sector Investment options

Current year weekly unit prices

Previous year weekly unit prices 

Individual Manager options

Current year weekly unit prices

Previous year weekly unit prices

Past investment performance is not a guide to future performance.

You may wish to discuss your investment options with a a licensed financial planner. If you'd like to speak to someone or arrange an appointment to discuss your super and retirement options, click here.

Monthly unit prices are for comparison purposes only. These unit prices are not used for calculating actual earnings. The weekly unit prices will be used for calculating the actual earnings; these are based on the actual investment performance data for the previous week ending Sunday, less any applicable fees and taxation. Generally, updates of the unit prices are published on our website on the third business day of the following week.

Please read the HOSTPLUS Pension Plan Privacy Policy.