• HOSTPLUS
Super Updated 29 October 2011

Planning a career break

You might have decided to take a break from work for a while 

Perhaps you’re starting a family or taking time off to care for children or someone close to you.

While you’re not earning a regular salary, you’re not receiving super guarantee contributions from an employer.

Depending on how long your break is for, this gap in contributions now could have a real impact on your super balance at retirement.

Women in particular, who leave the workforce, end up with significantly less super than men. In March 2011, the Association of Superannuation Funds of Australia (ASFA) quotes a projected average super account balance of $121,000 for men in 2019, but just $77,000 for women. Some of this discrepancy could be due to the career breaks that many women take to raise children.

Ways to maintain your super while you’re away from work:

    
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