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When to get advice

When it comes to your hard earned money, you don’t want to take guidance from just anyone. You need to know the advice is sound, informed and backed by experience and expertise. So when should you seek direction from an expert? Start at the beginning.

Talk to a specialist

Financial advice can be valuable at any stage of your life. Whether you're planning your family finances or preparing for the next stage of life, receiving guidance on your choices can be invaluable. 

Here are a few milestones when getting good advice makes great sense:

The right advice at the right time is priceless.

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Good financial advice is always a good plan

Having a financial plan in place can help you make the right investment choice for your circumstances, ensure you've got the right insurance and help you plan your retirement.

A Hostplus dedicated licensed financial planner from Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514. can do more than simply guide you through your financial goals and plans. They open the door and keep it open. They follow-up. They check in. And if  they decide changes need to be made, they will discuss them with you  and when you agree with the proposed changes they will assist you in their implementation.  

Five touchpoints where a planner can help:

  1. Setting goals: The first thing your financial planner will do is work with you to set goals. They’ll ask you to think about the lifestyle you want to lead once you retire. Do you want to travel the globe? Is it finally time to take up that hobby? What about the house renovation you’ve been dreaming of? Once your goals are set you and your financial planner have something to work towards
  2. Facing facts: We call this stage ‘facing the facts.’ It’s a reality check to see how your financial planning is going. Your financial planner will work with you  to get a true picture of your current financial and relevant non-financial situation
  3. Building the plan: Once there is an understanding of what you want to achieve, your financial planner will create a plan to get you from where you are currently to where you need to be
  4. When you’re ready to take action: The plan is ready and so, they will advise you and work with you to put the strategies and ideas into action.
  5. Monitor and review: They work with you on a regular basis to make sure your financial plans are still working to your advantage and keeping up with your lifestyle changes

Meet some of Hostplus dedicated licensed financial planners from Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 and start your journey to achieving your financial goals.  

Are you ready to make a plan?

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