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Excluded occupations.

Some occupations are ineligible for insurance cover under our Personal Super Plan. Review our list to see if you need to make alternative insurance arrangements.

What occupations are excluded from default insurance cover?

Because of the nature of some occupations and the risk they hold, some occupations are ineligible for the insurance cover available through the Hostplus Personal Super Plan. View the excluded occupations list below.

Default Death and Total & Permanent Disability insurance excluded occupations include:

A

Abalone Diver 
Air force (all ranks) - no special hazards, Volunteer reserve, Flight crew 
Air Traffic Controller 
Antenna Erector - heights over 10 metres 
Armoured Car Driver 
Army (all ranks) - Special air services, Bomb Disposal 
Asbestos Mining Work 
Asbestos Workers 
Assembly / Production Line Worker 
Aviation Industry - Agricultural (crop dusting and mustering), Charter Services (regular flights between recognised airports), Flying doctor, Flying instructors, Public transport (pilot/crew),Test pilot 

B

Bailiff 
Blaster/Explosive Handler 
Bouncer/Crowd Control 
Builders Labourer 
Bus/Coach Driver - Long distance/interstate 

C

Caravan Park Worker/Employee 
Commercial Pilot 
Courier - Local (city/town only) - Bicycle, motor bike 
Crane Operator/Derrick & Hoist 
Crane Labourer or Hooker On 

D

Debt Collector 
Decorator - Exterior over 10 metres 
Demolition Supervisor 
Demolition Worker 
Diving (professional) 
Dockyard Worker 
Dogman 
Dog Trainer 
Drover 

E

Engineer (qualified) - Flight (not office based) 
Explosive Handling 
Explosives Transport Driver 

F

Farm Labourer 
Fencing Labourer 
Fisherman - Deep Sea (boats under 20m), Deep Sea (boats over 20m) 
Flight Attendant (public transport) 
Flying Personnel (Regular public transport) 

G

Cabin crews, Pilots, Engineers, Flight attendants, 
Technicians 
Gas Pipe Layer 
Golf Professional -Touring 
Grave Digger 

H

Horse Breaker 

I

Investor 

J

Jackaroo 
Jillaroo 
Jockey - Flat racing, Jumps

L

Labourer 
Lifeguard - Professional 
Linesperson (electrical/telephone) - Heights over 10 metres 
Log Hauler/Cartage 

M

Merchant Seaman 
Mining Industry - Surface Worker (qualified - handling explosives) - Underground Worker (supervisor or qualified tradesperson), Underground Faceworker, Underground Worker (handling explosives) 

N

Navy Personnel (all ranks) – Seagoing, Submariners, Divers, Volunteer Reserves 

O

Oil and Gas Industry 
(Offshore workers) - Derrickman, Crane Operator, Labourer, Tool Pusher, Driller 
(Onshore Workers) - Derrickman, Crane Operator, Labourer, Tool Pusher, Driller 
(Pipeline) - Repairman, Trench Worker, Machine Operator, Welder 
(Refineries) - Other workers 
Overseer (stock or station) 

P

Painter - Working at heights over 10 metres 
Passenger Ship/Bulk Cargo, Container Carrier - Officers and crew 
Petrol Tank Driver 
Police - Motorcycle Police, Special Weapons, Rescue Squad & Tactical Response 
Prisons - Guard, Other workers 
Private Detective/Investigator 
Professional Sportsperson

R

Railway Worker (Government employee) 
Rigger - Heights up to 10m only, Heights over 10m 
Rock Driller 
Rodeo Rider

S

Sawmill Worker 
Scaffolder - Heights up to 10 metres only, heights over 10 metres 
Scrap Dealer 
Search and Rescue Worker - Full time 
Security Guard - Armed 
Shearer 
Ship's Pilot/Skipper 
Shop Assistant - Amusement parlour employee 
Signwriter - Heights over 10 metres 
Slaughterer (meat industry) 
Stablehand (horses) 
Steel Erector - Heights up to 10 metres only, heights over 10 metres 
Steeplejack 
Stevedore 
Steward/Stewardess (airlines) 
Stockyard Worker 
Strapper (horses)

T

Tow Truck Driver 
Train Driver - Mining 
Tree Surgeon/Lopper/Remover 
Trotting Driver 
Truck Driver (owner only) - Interstate, long distance - overnight stays, Outside local city or town. 
Tugboat Operator 
Tunneller 

W

Wharf/Waterside Worker 
Window Cleaner - City, Industrial, High rise 
Wrecker

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