Pooled Superannuation Trust Investment Options
Balanced |
||
|---|---|---|
| Target return |
|
|
| Investment risk1 |
|
|
| Minimum suggested timeframe2 |
5 years +
|
|
| Investment objective | This option is diversified across a range of growth and defensive assets and aims to produce consistent returns over time. | |
Asset allocation guidelines |
||
|
|
Range |
SAA Benchmark |
|
Growth assets |
75% |
|
|
Equity |
|
|
|
– Australian shares |
15 - 45% |
23% |
|
– International shares |
|
|
|
Developed Markets |
10 - 30% | 22% |
|
Emerging Markets |
0 - 15% | 8% |
|
– Private equity |
0 - 15% |
7% |
|
Infrastructure |
0 - 15% |
6% |
|
Property |
0 - 15% |
4% |
|
Other |
|
|
| – Credit | 0 - 10% | 2% |
| – Alternatives | 0 - 10% | 3% |
|
Defensive assets |
25% |
|
|
Infrastructure |
0 - 10% |
6% |
|
Property |
0 - 20% |
9% |
|
Fixed income |
0 - 20% |
0% |
|
Cash |
0 - 10% |
0% |
|
Other |
|
|
| – Credit | 0 - 10% | 5% |
| – Alternatives | 0 - 10% | 5% |
|
Indexed Balanced |
||
|---|---|---|
|
Target return |
|
|
|
Investment risk1 |
|
|
| Minimum suggested timeframe2 |
7 years + |
|
| Investment objective | This option is diversified across a range of growth and defensive assets and aims to produce consistent returns over time. | |
Asset allocation guidelines |
||
|
|
Range |
SAA Benchmark |
|
Growth assets |
75% |
|
|
Equity |
||
|
– Australian shares |
25 - 55% |
32% |
|
– International shares |
|
|
|
Developed Markets |
25 - 55% | 43% |
|
Emerging Markets |
0 - 10% | 0% |
|
Defensive assets |
|
25% |
|
Fixed income |
10 - 30% |
15% |
|
Cash |
0 - 20% |
10% |
Infrastructure |
||
|---|---|---|
|
Target return |
|
|
|
Investment risk1 |
|
|
|
Minimum suggested timeframe2 |
5 years + |
|
| Investment objective | This option consists of tangible Australian infrastructure assets and aims to achieve income returns and capital growth over the longer term. | |
Asset allocation guidelines |
||
|
Range |
SAA Benchmark |
|
|
Growth assets |
50% |
|
|
Infrastructure |
50% |
|
|
Defensive assets |
50% |
|
|
Infrastructure |
50% |
|
Property |
||
|
Target return |
|
|
|
Investment risk1 |
|
|
|
Minimum suggested timeframe2 |
7 years + |
|
| Investment objective | This option has an income bias aiming to offer investors lower relative earnings volatility and a higher income yield | |
Asset allocation guidelines |
||
|
|
Range |
SAA Benchmark |
|
Growth assets |
30% |
|
|
Property |
|
30% |
|
Defensive assets |
70% |
|
|
Property |
|
70% |
1. Investment risk is based on an industry-wide Standard Risk Measure. It
shows the number of expected negative annual returns over a 20-year period.
2. Minimum suggested investment timeframe is based on the risk and return
profile of this option. The timeframe considers volatility and the likelihood of
negative annual returns in any one year. Past performance however is not a
reliable indicator of future performance and investors should be aware that
changing market conditions can cause the value of investments to change.
