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Pooled Superannuation Trust Investment Options

Balanced

Target return
  • CPI plus 3% per annum on average over 10 years.
  • CPI plus 4% per annum over 20 years.
Investment risk1
  • High.
    (Negative returns expected in between 4 to 6 out of every 20 years)
Minimum suggested timeframe2

5 years +

 

Investment objective This option is diversified across a range of growth and defensive assets and aims to produce consistent returns over time.

Asset allocation guidelines

 

Range

SAA Benchmark

Growth assets

75%

Equity

 

– Australian shares

15 - 45%

23%

– International shares

 

Developed Markets

 10 - 30%  22%

Emerging Markets

 0 - 15%  8%

– Private equity

0 - 15%

7%

Infrastructure

0 - 15%

6%

Property

0 - 15%

4%

Other

 

 

 – Credit  0 - 10% 2%
 – Alternatives  0 - 10% 3%

Defensive assets

25%

Infrastructure

0 - 10%

6%

Property

0 - 20%

9%

Fixed income

0 - 20%

0%

Cash

0 - 10%

0%

Other

 

 

 – Credit  0 - 10%  5%
 – Alternatives  0 - 10%  5%




Indexed Balanced

Target return   

  • CPI plus 3.0% per annum over 20 years.

Investment risk1

  • High.
    (Negative returns expected in between 4 to 6 out of every 20 years)

 

Minimum suggested timeframe2

7 years +

Investment objective This option is diversified across a range of growth and defensive assets and aims to produce consistent returns over time.

Asset allocation guidelines

 

Range

SAA Benchmark

Growth assets

75%

Equity

– Australian shares

25 - 55%

32%

– International shares

 

 

Developed Markets

25 - 55%  43% 

Emerging Markets

0 - 10% 0% 

Defensive assets

25%

Fixed income

10 - 30%

15%

Cash

0 - 20%

10%





Infrastructure

Target return

  •  CPI plus 3% per annum over 20 years.

Investment risk1

  • High.
    (Negative returns expected in between 4 to 6 out of every 20 years)

Minimum suggested timeframe2

5 years +

Investment objective This option consists of tangible Australian infrastructure assets and aims to achieve income returns and capital growth over the longer term.

Asset allocation guidelines

Range

SAA Benchmark

Growth assets

50%

Infrastructure

50%

Defensive assets

50%

Infrastructure

50%



Property

Target return

  • CPI plus 2.5% per annum over 20 years.

 

Investment risk1

  • High.
    (Negative returns expected in between 4 to 6 out of every 20 years)

 

Minimum suggested timeframe2

7 years +

Investment objective This option has an income bias aiming to offer investors lower relative earnings volatility and a higher income yield

Asset allocation guidelines

 

Range

SAA Benchmark

Growth assets

30%

Property

 

30%

Defensive assets

70%

Property

 

70%


1. Investment risk is based on an industry-wide Standard Risk Measure. It shows the number of expected negative annual returns over a 20-year period.
2. Minimum suggested investment timeframe is based on the risk and return profile of this option. The timeframe considers volatility and the likelihood of negative annual returns in any one year. Past performance however is not a reliable indicator of future performance and investors should be aware that changing market conditions can cause the value of investments to change.

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