What do you dream?
Retirement dreams are different for everyone. That’s why we offer a variety of investment options for our members. You have the control to build a customised investment portfolio, meaning you always have control over your retirement.
Get in the driver’s seat of your financial future
Taking charge of your investments is empowering. You have the chance to make the right choice at the right time for your investment goals. If your goals change, you always have the option to alter your investment mix free of charge. With Hostplus, you’re in control.
Your investment options?
See below for an overview of the pension investment options, for more details refer to our Pension Guide.
Pre-mixed investment options
If you’re not sure how to divide your pension into different asset classes you can choose a pre-mixed investment option. The portion of your pension that is invested into different asset classes like Equities, Property, Fixed Income or Cash is all predetermined by Hostplus. Hostplus bases its objectives on professional advice from our independent asset consultant
Investment choices include:
Capital Stable
The Capital Stable investment option is the most conservative of the pre-mixed investment options and is considered to be of comparatively low risk.
Conservative Balanced
The Conservative Balanced option contains roughly equal proportions of growth and defensive assets and has a higher risk profile than the fund’s default Cash Option.
Balanced
The Balanced investment option is spread across a range of growth and defensive assets with the aim to produce consistent returns over time.
Indexed Balanced
The Indexed Balanced option provides investment through a diversified investment portfolio, including some growth assets and some lower risk investments.
Shares Plus
The Shares Plus option contains the highest investment in assets with potential for capital growth and has a higher risk and return profile than the fund’s default cash option.
Sector investment options
If you know how you’d like your investment to be divided amongst different asset classes these are the options for you. With five available asset classes, sector investment options allow you to tailor your super to be active in only the areas that interest you.
Sector options include:
- Cash (default)
- Diversified Fixed Interest
- Property
- Australian Shares
- International Shares
Individual manager investment options
If you want to maintain maximum control, you can select one or more of our individual fund managers.
- Macquarie Investment Management – Australian Fixed Interest
- BlackRock Asset Management – International Fixed Interest
- Industry Super Property Trust – Property
- Lend Lease managed Australian Prime Property Funds – Property
- IFM – Australian Infrastructure
- IFM – Australian Shares
- Paradice Investment Management – Australian Shares
- IronBridge Capital Management – International Shares
- Neuberger Berman - International Shares
CPIplus investment option
CPIplus is an innovative Hostplus account-based pension investment option that aims to deliver consistent returns over the long term.
CPIplus’ target return objective is designed to increase the consistency of investment returns while continuing to maintain the simplicity, flexibility, and liquidity of an account-based pension.
The returns of the CPIplus option are set for specified Return Periods (usually a year), based on a predetermined return formula, its returns, for any Return Period, are unaffected by the returns on the underlying investments of the option. This means the returns of CPIplus are not adversely impacted by any potential underperformance of its underlying investments (and similarly does not obtain the benefit of investment returns on underlying assets if these exceed the predetermined return).
Learn more about our CPIplus investment option today
Choiceplus investment option
Choiceplus has been developed for members who want a more active role in the investment and management of their pension. Choiceplus provides the benefits of a self-managed pension fund without the cost and administrative hassles.
Choiceplus enables direct investment into companies in the S&P/ASX 300 Index1, Exchange Traded Funds (ETFs)2 covering developed, emerging and commodity markets and Term Deposits.
Learn more about our Choiceplus investment options today
1 The S&P/ASX 300 Index incorporates the largest 300 companies on the Australian Stock Exchange (by market capitalisation).
2 ETFs are traded like shares, but are structured like a traditional managed fund. ETFs contain a collection of securities and generally represent a particular market index, (eg. ASX Small Caps).
