A Hostplus pension account is a great way to grow your investment portfolio. Choose from a wide range of options tailored to meet your investment goals and give you control. Review your investment options today.
Retirement dreams are different for everyone. That’s why we offer a variety of investment options for our members. You have the control to build a customised investment portfolio, meaning you always have control over your retirement.
Taking charge of your investments is empowering. You have the chance to make the right choice at the right time for your investment goals. If your goals change, you always have the option to alter your investment mix at no additional cost. With Hostplus, you’re in control.
See below for an overview of the pension investment options, for more details refer to our Pension Guide.
If you’re not sure how to divide your pension into different asset classes you can choose a pre-mixed investment option. The portion of your pension that is invested into different asset classes like Equities, Property, Fixed Income or Cash is all predetermined by Hostplus. Hostplus bases its objectives on professional advice from our independent asset consultant
Investment choices include:
The Capital Stable investment option is the most conservative of the pre-mixed investment options and is considered to be of comparatively low risk.
The Conservative Balanced option contains roughly equal proportions of growth and defensive assets and has a higher risk profile than the fund’s default Cash Option.
Socially Responsible Investment (SRI) – Balanced
This option invests in companies that contribute to a socially and environmentally sustainable world by integrating environmental, social and ethical considerations, labour standards and corporate governance factors into the investment analysis.
The Balanced investment option is spread across a range of growth and defensive assets with the aim to produce consistent returns over time.
The Indexed Balanced option provides investment through a diversified investment portfolio, including some growth assets and some lower risk investments.
The Shares Plus option contains the highest investment in assets with potential for capital growth and has a higher risk and return profile than the fund’s default cash option.
If you know how you’d like your investment to be divided amongst different asset classes these are the options for you. With five available asset classes, sector investment options allow you to tailor your super to be active in only the areas that interest you.
Sector options include:
If you want to maintain maximum control, you can select one or more of our individual fund managers.
Choiceplus has been developed for members who want a more active role in the investment and management of their pension, by enabling investment into companies in the S&P/ASX 300 Index1, Exchange Traded Funds (ETFs)2 covering developed, emerging and commodity markets and Term Deposits.
Please note: Choiceplus is not available through TTR accounts - but members may still invest in Choiceplus through a super account.
1 The S&P/ASX 300 Index incorporates the largest 300 companies on the Australian Stock Exchange (by market capitalisation).
2 ETFs are traded like shares, but are structured like a traditional managed fund. ETFs contain a collection of securities and generally represent a particular market index, (eg. ASX Small Caps).