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Balanced Investment Option

Hostplus' Balanced Option is our 'flagship' default investment option for superannuation members. Now, we offer SMSF investors a rare opportunity to share in Hostplus' industry-leading returns through direct investment in our Balanced Option.


This page describes an investment option available to Self-Managed Super Fund (SMSF) Trustees. Please follow these links to view investment options available to Hostplus superannuation members and Hostplus pension members.

The Balanced Option aims to maximise the net long-term investment returns for a given level of risk by utilising active management across a broad, highly diversified range of asset classes, including property, infrastructure, credit, alternatives, private equity and venture capital asset classes. Unlisted assets – including infrastructure, property and private equity – continue to provide important downside protection as they are not directly linked to equity markets.

Hostplus firmly believes in the importance of maintaining an actively managed, highly diversified investment portfolio. The main driving force behind the Balanced Option’s leading performance has been our investment strategy, which is based on 10- and 20-year investment objectives.

The underlying investments within the Balanced Option are managed by some of the world’s largest and top-performing asset managers, including IFM Investors, BlackRock, Wellington, ISPT and Bridgewater. 

Strategic Asset Allocation and Range

Balanced

Target return

Accumulation:
CPI plus 3% p.a. on average over 10 years
CPI plus 4% p.a. on average over 20 years
Pension:
CPI plus 3.5% p.a. on average over 10 years
CPI plus 5% p.a. on average over 20 years

Investment risk1

Medium to high (Negative returns expected in between 3 to less than 4 out of every 20 years)

Investment style

Investments through diversified investment portfolio, including some growth assets and some lower risk investments.

Investment objective

This option is diversified across a range of growth and defensive assets and aims to produce consistent returns over time.
This option may suit Accumulation investors who have a five year plus investment time horizon.
This option may suit Pension investors who have a four year plus investment time horizon.

Minimum suggested investment time frame2

Accumulation:
5 + years
Pension:
4 + years

Asset allocation guidelines

Asset Class

Range

Strategic Asset Allocation Benchmark

Australian Shares

10 – 40%

21%

International Shares - Developed Markets

10 – 40%

21%

International Shares - Emerging Markets

0 – 15%

8%

Property

0 – 30%

13%

Infrastructure

0 – 30%

12%

Private Equity

0 – 20%

8%

Credit

0 – 20%

7%

Alternatives

0 – 20%

5%

Diversified Fixed Interest

0 – 20%

0%

Cash

0 – 15%

5%

76%: Growth Assets
24%: Defensive Assets

1. The level of investment risk is based on an industry-wide Standard Risk Measure. It shows the number of expected negative annual returns over a 20-year period.
2. The Minimum Suggested Investment Time Frame is based on the risk and return profile of this option. The time frame considers volatility and the likelihood of negative annual returns in any one year.

Equity
  • Australian shares
    • Airlie Funds Management Pty Ltd (Active Australian Equity)
    • Airlie Funds Management Pty Ltd (Industrial Australian Equity)
    • Allan Gray Australia Pty Ltd
    • Citigroup Transition Australian Equities
    • Balanced Equity Management Pty Limited
    • Greencape Capital Pty Ltd (Australian Equitiy)
    • Firetrail Ltd (High Conviction)
    • IFM Investors Pty Ltd (Buyback)
    • IFM Investors Pty Ltd (Enhanced Indexed)
    • IFM Investors Pty Ltd (Small Cap)
    • L1 Capital Pty Ltd
    • Paradice Investment Management Pty Ltd (Small Cap)
    • Paradice Investment Management Pty Ltd (Mid Cap)
    • Paradice Investment Management Pty Ltd (Large Cap)
    • Pendal Group
    • Tanarra Capital Australia Pty Limited
    • Vinva Australian Equity Alpha Extension Fund – Vinva Investment Management Limited
    • Yarra Capital Management Limited (Australian Equities)
    • Yarra Capital Management Limited (Emerging Leaders)
  • International shares
    • Apostle Dundas Global Equity Fund – Dundas Global Investors Limited
    • Baillie Gifford Overseas Limited
    • Citigroup Transition International Equities
    • Hosking Partners LLP
    • IFM Investors Pty Ltd (Indexed Global Equities)
    • Independent Franchise Partners, LLP
    • Ninety One Australia Pty Limited
    • Martin Currie Investment Management Ltd
    • Maverick Long Enhanced Fund Ltd – Maverick Long Enhanced Ltd
    • Maverick Long Enhanced Fund Ltd – Series B – Maverick Long Enhanced Ltd
    • Northcape Capital Pty Ltd
    • Neuberger Berman Australia Pty Limited
    • Orbis Global Equity Fund – Orbis Investment Management Limited
    • Paradice Investment Management Pty Ltd (Global Small Cap)
    • RWC Asset Management LLP
    • T. Rowe Price Australia Limited
    • Wellington International Management Company Pte Ltd (Asia ex-Japan Contrarian Equity)
    • Wellington International Management Company Pte Ltd (Global Contrarian Equity)

Private Equity

  • Artesian Hostplus VC Fund 1, ILP – Artesian Venture Capital Fund of Funds Management, I.L.P
  • Artesian Hostplus China Venture Capital Fund 1 – Artesian Venture Capital Fund of Funds Management, I.L.P
  • Artesian Venture Capital Fund of Funds, ILP – Artesian AFOF Pty Ltd
  • Artesian Venture Capital Fund 2, ILP – Artesian AFOF Pty Ltd
  • Australia Private Equity Fund No.1 – Continuity Capital Partners Pty Limited
  • Australia Private Equity Fund No.2 – Continuity Capital Partners Pty Limited
  • Blackbird Ventures 2015 Follow-On Fund – Blackbird Ventures Pty Limited
  • Blackbird Ventures 2015, LP – Blackbird Ventures Pty Limited
  • Blackbird Hostplus Trust – Blackbird Ventures Pty Limited
  • Blackbird Ventures 2018 Follow-On Fund – Blackbird Ventures Pty Limited
  • Blackbird Ventures 2018, LP – Blackbird Ventures Pty Limited
  • Blackbird After The Car Trust – Blackbird Ventures Pty Limited
  • Carnegie Healthcare Fund, LP – M.H. Carnegie & Co. Pty Limited
  • Carnegie Innovation Fund, LP – Carnegie Venture Capital Pty Limited
  • Carnegie Innovation Fund II, LP – Carnegie Venture Capital Pty Limited
  • Carnegie Private Opportunities Fund No.1 – M.H. Carnegie & Co. Pty Limited
  • Carnegie Private Opportunities Fund No.2 – M.H. Carnegie & Co. Pty Limited
  • Carthona Capital Venture Fund 1 (Part A) – Carthona Capital FS Pty Ltd
  • Carthona Capital Venture Fund 1 (Part B) – Carthona Capital FS Pty Ltd
  • Carthona Capital Venture Fund 1 (Part C) – Carthona Capital FS Pty Ltd
  • Carthona Capital Venture Fund (HP) No.2 – Carthona Capital FS Pty Ltd
  • Crown Co-Investment Opportunities PLC II – LGT Capital Partners (Ireland) Limited
  • Crown Europe Middle Market II Plc – LGT Capital Partners (Ireland) Limited
  • Crown European Buyout Opportunities II Plc – LGT Capital Partners (Ireland) Limited
  • CSIRO Innovation Fund 1, LP – Main Sequence Ventures Ltd
  • CSIRO Innovation Follow-On Fund 1 – Main Sequence Ventures Ltd
  • Five V Fund (SF1) III, LP – Five V Capital Pty Ltd
  • HL-HP Global Investments LP – HL-HP Global Investments GP LLC
  • Hermes GPE PEC III LP – Hermes GPE LP
  • Hermes GPE PEC IV LP – Hermes GPE LP
  • Hostplus ROC Private Equity Trust – Roc Capital Pty Limited
  • Hostplus US EM CI LP - Flexstone Partners, LLC
  • Hostplus US EMP, LLC - Series 1 – Flexstone Partners, LLC
  • Hostplus US EMP, LLC - Series 2 – Flexstone Partners, LLC
  • HP Special Investment Fund S.C.Sp – LGT Capital Partners (Ireland) Limited
  • Industry Super Holdings Pty Ltd
  • IFM Australian Private Equity Fund 3 – IFM Investors Pty Ltd
  • IFM Australian Private Equity Fund 4 – IFM Investors Pty Ltd
  • IFM International Private Equity Fund 1 – IFM Investors Pty Ltd
  • IFM International Private Equity Fund 2 – IFM Investors Pty Ltd
  • IFM International Private Equity Fund 3 – IFM Investors Pty Ltd
  • IPG Hostplus 2018 Trust Class A – IP2IPO Australia HP Pty Ltd
  • IPG Hostplus 2018 Trust Class H – IP2IPO Australia HP Pty Ltd
  • Kelso Investment Associates X, LP - Kelso & Company, L.P.
  • Lexington Capital Partners VIII, L.P – Lexington Partners L.P
  • Lexington Co-investment Partners III, L.P – Lexington Partners L.P
  • Lexington Co-investment Partners IV, L.P – Lexington Partners L.P
  • Members Equity Bank Pty Limited
  • MHC Hostplus Co-Investment Trust – M.H. Carnegie & Co. Pty Limited
  • MRCF 3 (HP) Trust – BCP3 Pty Ltd
  • MRCF 5 - BCP3 Pty Ltd
  • MRCF Hostplus BTF – BCP3 Pty Ltd
  • Myriota Pty Ltd.
  • Partners Group Secondary 2008 (EUR), S.C.A., SICAR – Partners Group Management Ltd
  • Partners Group Secondary 2011 (EUR), S.C.A., SICAR – Partners Group Management Ltd
  • Partners Group Client Access 19 L.P. Inc. – Partners Group Management Ltd
  • Partners Group Client Access 19A L.P. Inc. – Partners Group Management Ltd
  • Partners Group Client Access 25 L.P. Inc. – Partners Group Management Ltd
  • Partners Group Dandenong, L.P – Partners Group Management Ltd
  • Partners Group Direct Investments 2012 (USD) ABC, L.P. – Partners Group Management Ltd
  • Partners Group Direct Equity 2016 – Partners Group Management Ltd
  • Private Equity US Opportunities II, L.P – Flexstone Partners, LLC
  • Private Equity US Opportunities III, LP – Flexstone Partners, LLC
  • Roc Asia Pacific Co-Investment Fund III – Roc Capital Pty Limited
  • Roc China Growth Fund – Roc Capital Pty Limited
  • Safar Partners Fund, L.P. – Safar Partners GP, LLC
  • Safar Partners Hostplus Special Opportunity Fund, L.P. – Safar Partners GP, LLC
  • Siguler Guff HP China Opportunities Fund LP – Siguler Guff HP China GP, LLC
  • Siguler Guff HP Opportunities Fund II, LP – Siguler Guff HP II GP, LLC
  • Siguler Guff Small Buyout Opportunities Fund II, L.P – Siguler Guff SBOF II GP, LLC
  • Square Peg Australia 2015 LP – Square Peg Capital Pty Ltd
  • Square Peg Global 2015 Trust – Square Peg Capital Pty Ltd
  • Square Peg CI 2015 Trust – Square Peg Capital Pty Ltd
  • Square Peg 2018, LP – Square Peg Capital Pty Ltd
  • Square Peg Global 2018 Trust – Square Peg Capital Pty Ltd
  • Stafford Cap TDCFII - Stafford Capital Partners
  • Telstra Ventures Fund II Sidecar, L.P. – T Ventures Fund II GP, Ltd
  • Wilshire Private Markets Funds – Wilshire Australia Pty Limited
  • Wilshire Private Markets Asia No.1 Fund – Wilshire Australia Pty Limited
  • Wilshire Private Markets Asia No.2 Fund – Wilshire Australia Pty Limited

Infrastructure

  • Campus Living Villages Fund – Campus Living Funds Management Limited
  • FSI Infrastructure Fund (Anglian Water Group Sector) – First Sentier Investors
  • Darling Harbour – Capella Management Services Pty Ltd
  • European Diversified Infrastructure Fund II SCSp – First Sentier Investors
  • Gardior Fund A – Infrastructure Units (IU) – Gardior
  • Gardior Fund B – Infrastructure Units B (IUB) – Gardior
  • GDIF Hedged Feeder Fund 2 – First Sentier Investors
  • GIP Gemini Fund LP – Global Infrastructure Partners
  • IFM Australian Infrastructure Fund – IFM Investors Pty Ltd
  • IFM International Infrastructure Fund – IFM Investors Pty Ltd
  • Macquarie Global Infrastructure Fund III – Macquarie Specialised Asset Management Limited
  • NSW Ports Consortium – Industry Funds Management Pty Ltd
  • QGIF Iona Aggregator Trust – QIC Investments No. 1 Pty Ltd
  • QIC Global Infrastructure Fund – QIC Limited
  • QIC REV Investment Trust No. 1 – QIC Infrastructure Management No. 2 Pty Ltd
  • Utilities Trust of Australia – H.R.L Morrison & Co Limited

Property

  • Australian Prime Property Funds (Retail, Commercial & Industrial) – Lendlease Investment Management
  • Charter Hall Prime Industrial Fund – Charter Hall Funds Management Limited
  • Charter Hall Prime Office Fund – Charter Hall Funds Management Limited
  • ISPT Core Fund – ISPT Pty Ltd
  • ISPT Development and Opportunities Fund II – ISPT Pty Ltd
  • ISPT Non-Discretionary Residential Mandate – ISPT Pty Ltd
  • ISPT Retail Australian Property Trust – ISPT Pty Ltd
  • Invesco Core Real Estate USA (ICRE) Fund – Invesco Core Real Estate U.S.A., L.P.
  • KAMOB Investors III, L.P. – Kayne Anderson Capital Advisors, L.P.
  • Kayne Anderson Core Real Estate, L.P. – Kayne Anderson Core Real Estate Advisors I, LLC
  • Lendlease Asian Retail Investment Fund 2 - Lendlease Investment Management
  • Lendlease Asian Retail Investment Fund 3 - Lendlease Investment Management
  • Lendlease Communities Fund 1 – Lendlease Investment Management
  • Lendlease Sub-Regional Retail Fund – Lendlease Investment Management
  • Long Weighted Investment Partnership (LWIP) Trust – Charter Hall Wholesale Management Limited
  • Long Weighted Investment Partnership (LWIP) Trust II – Charter Hall Wholesale Management Limited
  • Macquarie Real Estate Equity Fund 6 – Macquarie Admin Services Pty Limited
  • QIC Australia Core Plus Fund – QIC Limited
  • Select Property Portfolio No. 3 – AMP Capital Investors Limited
  • U.S. Cities Multifamily Fund, L.P – U.S. Cities Multifamily Fund GP LLC
  • U.S. Cities Multifamily Fund, L.P – U.S. Cities Industrial Fund GP LLC

Fixed Income

  • iShares Global Bond Index Fund – BlackRock Asset Management Australia Limited
  • iShares Wholesale Aust Bond Index Fund – BlackRock Asset Management Australia Limited
  • Macquarie True Index Australian Fixed Interest Fund – Macquarie Investment Management Australia Limited
  • Super Loans Trust – ME Portfolio Management Ltd

Cash

  • Citigroup Pty Ltd
  • IFM Investors Pty Ltd
  • Members Equity Bank Pty Ltd

Alternatives

  • Apollo/Athene Dedicated Investment Program (B), L.P. – Apollo ADIP Advisors L.P.
  • Athora Holding Ltd.
  • Autonomy Capital Global Macro Fund L.P. – Autonomy Capital International Limited
  • Bridgewater Pure Alpha Fund II, Ltd – Bridgewater Associates, Inc
  • Ethical Leaders Balanced Fund – AMP Capital Funds Management Limited
  • Fitzroy Horizons Fund – International Asset Management Limited
  • GMO Systematic Global Macro Fund – GMO Australia Limited
  • GSA Capital Partners Trend Fund – GSA Capital Partners LLP
  • IPM Systematic Macro Fund – Macquarie Investment Management Australia Limited
  • QIC Liquid Alternatives Fund (H) – QIC Limited
  • Renaissance Institutional Diversified Alpha Fund LLC – Renaissance Technologies LLC
  • Resolution Life Group Holdings L.P. – Resolution Life Group Holdings Ltd.
  • Select Market Access Fund – Tangency Capital Ltd

Credit

  • Apollo ST Fund Management LLC
  • Apollo Offshore Structured Credit Recovery Fund IV Ltd – Apollo ST Fund Management LLC
  • Barings LLC
  • Cross Ocean Partners US SS Fund – Cross Ocean Partners Management LP
  • IFM Specialised Credit Floating Feeder Fund – IFM Investors Pty Ltd
  • Kayne Anderson Real Estate Debt II LP – Kayne Anderson Capital Advisors, L.P.
  • Kayne Anderson Real Estate Debt III LP – Kayne Anderson Capital Advisors, L.P.
  • Kayne Senior Credit III Offsh Fund L.P. – Kayne Anderson Capital Advisors, L.P.
  • Loomis Sayles CLO II Ltd – Apollo ST Fund Management LLC
  • Loomis Sayles Credit Opportunities Fund – Loomis, Sayles & Company LP
  • Hayfin Hostplus L.P – HayFin Hostplus GP Limited
  • HayFin Special Opportunities Credit Fund LP – HayFin Special Opportunities GP Limited
  • HayFin Special Opportunities Fund II LP – HayFin Special Opportunities Fund II GP LP
  • HayFin Special Opportunities Fund II USD Co-Invest LP – HayFin Special Opportunities Fund II GP LP
  • HPK Partners, LLC – Kayne Anderson Capital Advisors L.P.
  • Redding Ridge Holdings LP
  • Willow Tree Fund I (Offshore), LP – Willow Tree Fund I (Offshore) GP, LLC

Currency

  • Currency Overlay – Mesirow Financial Investment Management Inc.

Choiceplus

  • Choiceplus Cash
  • Term Deposits
  • Direct Equities (ASX 300 shares & ETFs)

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