Salarylink is a defined benefit super account. This means that the benefit you get paid when you retire is generally calculated (defined) by a formula. This can help provide some certainty about your retirement income. If you’re still working, you can contribute to Salarylink until you reach the age of 65, at which point we calculate your Salarylink benefit and transfer it to your Hostplus accumulation balance. 

Your Salarylink benefit is financed from both your personal and employer contributions. All Salarylink contributions are pooled together, invested in the Salarylink investments, and used to pay members’ Salarylink benefits. This means you can’t choose an investment option for your Salarylink contributions. 

If you're making contributions to Salarylink, the minimum is 1% and the maximum is 10% of your super salary via payroll. For details about your employer’s contributions, see the Salarylink and Employer Superannuation Guarantee (SG) Contributions Fact Sheet.

For more details about Salarylink, see the Statewide Super Legacy Product Guide. To view your current Salarylink benefit estimate and other information, log in to your Member Online account.

In an accumulation account – also known as defined contribution – your money grows over time. The benefit you get paid when you retire is based on the contributions you and your employer pay into your super, and on any returns generated by your investment (minus any fees and costs).  

Unlike Salarylink, you get to select how your accumulation balance is invested. It means you can choose the right investment option for your needs – like our award-winning default Balanced (MySuper) option, or a specific asset class, like our Cash option. 

For more information on how your accumulation balance works, see the Hostplus Product Disclosure Statement (PDS). Awards and ratings are only one factor to be taken into account when choosing a super fund.

You’ll see the balance of both accounts when you log in to Member Online. You can contribute to either of these or to both.

To view your combined Salarylink and Hostplus accumulation benefit entitlements, click on ‘View my total benefit estimate including Salarylink amounts’ and then select ‘Benefit estimate’ from the drop-down menu.