Skip to main content
Hostplus logo
Hostplus Pty Ltd Program
  • Members
  • Employers
  • Advisers
  • SMSF Investors
Contact us
Search
  • Super

  • Why choose Hostplus?
  • Compare Hostplus
  • Our fees and costs
  • Your future, your super
  • Salarylink
  • Maritime Super merger
  • Your investment options

  • Compare investment options
  • Choiceplus direct investment option
  • How we invest
  • Our investment performance
  • Investment returns
  • MySuper dashboard
  • Investment holdings
  • Insurance

  • Death and total & permanent disablement
  • Income protection insurance
  • Personal super insurance
  • Parental leave premium waiver
  • Specific life events insurance
  • 360Health
  • Important changes to your insurance in super
  • Tools and resources
  • Important information about insurance at Hostplus
  • Financial planning and advice

  • Financial advice options
  • SuperSmart learning and advice
  • Retirement planning
  • Meet our trusted financial advisers
  • Book an appointment
  • Live webinars
  • Aged care services

We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

  • Learning Hub
  • Educational videos
  • Super basics
  • Retirement learning hub
  • Know your investments
  • Investment case studies
  • Live webinars
  • Recorded Webinars
  • SuperSmart learning and advice
  • Women and super
Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now
  • Grow and manage your super

  • First Home Super Saver Scheme
  • Consolidate your super
  • Voluntary contributions
  • Find your lost super
  • Life changes

  • Changing jobs
  • Starting a family
  • Access your super early
  • Leaving Australia
  • Thinking about retirement
  • Nominate a beneficiary
  • Manage your insurance

  • Transfer your insurance cover
  • Making a claim
  • Manage your pension
  • Tools to manage your super
  • Forms and resources
  • 360Health
  • Security and scams protection
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more
  • Retirement

  • Why retire with Hostplus?
  • Epic Retirement Tick
  • Retirement Bonus
  • Plan and prepare for retirement

  • Access your super
  • How much super do you need?
  • Age pension and super
  • Aged care services
  • Retirement income

  • Open a retirement account
  • Pension account
  • Pension investment options
  • Transition to retirement account
  • TTR investment options
  • Choiceplus direct investment option
  • CPIplus
  • Forms and resources

  • Retirement calculator
  • Retirement learning hub
  • Webinars
  • Retirement income strategy

Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

Learn more
  • Forms and resources
  • Retirement calculator
  • SuperSmart learning and advice
  • Supporting our members
  • First Nations peoples and Hostplus
  • 360Health
  • Security and scams protection
  • Other languages

Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

Log in to Member Online
  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

search mobile

Hostplus for Members

Hostplus for Employers

Hostplus for Advisers

Hostplus for SMSF Investors
Contact us

Our products and services

  • Super

  • Why choose Hostplus?
  • Compare Hostplus
  • Our fees and costs
  • Your future, your super
  • Salarylink
  • Maritime Super merger
  • Your investment options

  • Compare investment options
  • Choiceplus direct investment option
  • How we invest
  • Our investment performance
  • Investment returns
  • MySuper dashboard
  • Investment holdings
  • Insurance

  • Death and total & permanent disablement
  • Income protection insurance
  • Personal super insurance
  • Parental leave premium waiver
  • Specific life events insurance
  • 360Health
  • Important changes to your insurance in super
  • Tools and resources
  • Important information about insurance at Hostplus
  • Financial planning and advice

  • Financial advice options
  • SuperSmart learning and advice
  • Retirement planning
  • Meet our trusted financial advisers
  • Book an appointment
  • Live webinars
  • Aged care services

We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

Learning Hub

  • Learning Hub
  • Educational videos
  • Super basics
  • Retirement learning hub
  • Know your investments
  • Investment case studies
  • Live webinars
  • Recorded Webinars
  • SuperSmart learning and advice
  • Women and super
Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now

Manage your super

  • Grow and manage your super

  • First Home Super Saver Scheme
  • Consolidate your super
  • Voluntary contributions
  • Find your lost super
  • Life changes

  • Changing jobs
  • Starting a family
  • Access your super early
  • Leaving Australia
  • Thinking about retirement
  • Nominate a beneficiary
  • Manage your insurance

  • Transfer your insurance cover
  • Making a claim
  • Manage your pension
  • Tools to manage your super
  • Forms and resources
  • 360Health
  • Security and scams protection
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Retirement

  • Retirement

  • Why retire with Hostplus?
  • Epic Retirement Tick
  • Retirement Bonus
  • Plan and prepare for retirement

  • Access your super
  • How much super do you need?
  • Age pension and super
  • Aged care services
  • Retirement income

  • Open a retirement account
  • Pension account
  • Pension investment options
  • Transition to retirement account
  • TTR investment options
  • Choiceplus direct investment option
  • CPIplus
  • Forms and resources

  • Retirement calculator
  • Retirement learning hub
  • Webinars
  • Retirement income strategy

Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

Learn more

Forms and resources

  • Forms and resources
  • Retirement calculator
  • SuperSmart learning and advice
  • Supporting our members
  • First Nations peoples and Hostplus
  • 360Health
  • Security and scams protection
  • Other languages

Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

Log in to Member Online
  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Why choose Hostplus

  • Why choose Hostplus

  • Make Hostplus your default fund
  • Super for employers
  • Super for franchises
  • Super for small businesses
  • Super for self-employed and sole traders
  • Super for accountants and bookkeepers
  • Meet the Employer Support Team
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Your responsibilities

  • Your responsibilities

  • Understanding Your Future, Your Super
  • Payday super
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

How to make payments

  • How to make payments

  • Register for QuickSuper

Tools and resources

  • Tools and resources

  • FAQs

News and Insights

  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Why Hostplus

  • Why Hostplus

  • Register with Hostplus
CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Product and fee information for advisers

  • Product and fee information for advisers

  • Retirement
  • Self-Managed Invest (SMI)
  • Insurance
  • Pricing and performance
  • Lonsec ratings | Hostplus investment options recognised by experts
CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Tools and resources

  • Tools and resources

  • Information for advisers
  • Adviser support
  • Adviser webinars
  • Frequently Asked Questions
  • Adviser Online Tech Support

News and insights

  • News and insights
  • Log into Adviser Online

    Your access to authorised member, adviser details and resources

  • Create SMI client applications

    Create and manage SMI applications for your clients

  • Manage existing SMI clients

    View and transact on your clients’ SMI accounts

Download the Hostplus App
  • Adviser Online

    Register as an adviser for Hostplus.

  • SMI Adviser Portal

    Register as an adviser for Hostplus SMI.

Investment options

  • Investment options

Pricing and performance

  • Pricing and performance

News, resources & insights

  • News, resources & insights
  • FAQs
  • SMI enquiries
  • Is an SMSF right for you?
  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Our company

Careers

  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Login
Join
  1. Manage your Superannuation with Hostplus
  2. Members
  3. Our products and services
  4. Financial planning and advice
  5. Financial advice options

Financial planning
and advice options

Getting the right advice today can make a big difference during retirement. It’s why we offer a range of financial advice options to help you take control of your future.

Book an appointment
Canva-colleagues-talking-over-coffee-6000x4000
  • Book a callback
  • Log in to SuperSmart
  • Call 1300 303 188
SuperSmart landing page with Money Mag award

Online education and digital advice

Hostplus SuperSmart is an innovative platform designed exclusively for Hostplus members. It provides financial education and tailored advice* to:

  • Enhance your financial knowledge and boost your confidence
  • Support your wealth creation and retirement goals.

Powered by your personal preferences, it’s available at no extra cost through Member Online.

Don't wait to get ahead with your super.

Try SuperSmart now
Learn more

*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.

Super advice via phone or video conference

Get personal advice on your Hostplus account to understand the steps you can take now, that could help strengthen your financial future. 

Our core advice service is available at no extra cost and can help you answer important questions such as: 

  • How can I optimise my investments in super?
  • Can making super contributions grow my super?
  • What is salary sacrifice and how do I do it?
  • Is my current insurance coverage adequate?

You might also have questions beyond your super including:

  • How could the First Home Super Saver Scheme (FHSSS) benefit me?
  • Should I consolidate my super accounts?
  • How does my external insurance compare with Hostplus?
  • What steps should I take now for retirement planning?

Fees for these services may be deducted from your account.

Don’t wait to get ahead with your super.

Book a callback
A young man using a mobile phone with his friends standing in the background

Face to face retirement planning

Planning for the financial aspects of retirement can be complex. There’s no hard and fast rule, as everyone’s lifestyle, situation and finances are different. We can assist with advice on:

  • Transitioning from work
  • Maximising retirement income
  • Accessing Centrelink benefits
  • Estate planning
  • Aged care options, and more. 

Our experts can help you to start planning for your retirement and make the best possible decisions based on your situation.

Our retirement planning starts at $295^ and this initial cost may be deducted from your Hostplus account.

Find out more

Advice your way

Whether you’re taking the next step in your career, starting a family or approaching retirement, getting expert and informed advice can make a big difference to your finances. Hostplus offers advice your way, tailored to you, via SuperSmart our digital advice platform or you can make an appointment with one of our financial planners.  

Book now
Learn about SuperSmart

Learn More 
about our
options

Find answers to some of the questions we commonly get asked about our financial planning and advice options.

Skip list of accordians

At Hostplus, we have teams of superannuation advisers and retirement planners. Both hold financial planning qualifications and are ready to provide members with expert advice and assistance. So, what’s the difference between the services provided? 

Our superannuation advisers aim to empower and help you understand the basics of your Hostplus super account whereas our retirement planners specialise in retirement planning tailored to your holistic personal situation which can also take into account assets, investments and debts outside of your super.

Our financial planners can help you with:

Superannuation: Providing advice on how much you’ll need during retirement to live the lifestyle you want, as well advice about contributions and investment allocation.

Retirement planning: Developing tax-effective strategies, including how you might transition to retirement.

Wealth creation: Building wealth through super, as well as via investments outside of super.

Retirement budgeting: Maintaining required cashflow, income and debt management.

Government benefits: Taking advantage of any government benefits, such as Centrelink entitlements.

Insurance: Getting the right insurance for your life stage to protect yourself and your loved ones.

Estate planning: Ensuring your money goes where you intend when you die.

Aged Care: Considering aged care options for yourself or a loved one. 

Downsizer contributions: Helping you to contribute to super through downsizing your home.  

Centrelink Home Access Equity Scheme: Using equity in your home to provide income.  

Making small changes today could make a big difference at retirement and our superannuation advisers can help with a range of limited personal advice, including:

  • Choosing investment options: We'll ask you a few simple questions to help guide which investment option is best suited for you.
  • Boosting your super through additional contributions: If you've got surplus income, received a payrise at work or just received an inheritance, these additional contributions could work harder for you in your Hostplus super account. Even the smallest of contributions now can have a significant impact in retirement, plus you could save tax along the way.
  • Insurance: You protect your car, house, pets and more – why not protect yourself and your family?

For a fee, our Superannuation Advisers can also help you with:

  • Insurance outside your Hostplus account: We can help ensure that you’re not doubling up on insurance cover held, including comparing your external insurance policy with Hostplus.     
  • Consolidating your super: We can help to streamline your super with advice on consolidating multiple super accounts into one.   
  • First Home Super Saver Scheme (FHSSS): Dreaming of home ownership? We can help you use the government’s FHSSS to purchase your first home.  

There is no additional charge for tailored advice* provided by SuperSmart, or from our Superannuation Advisers. However, the advice you receive is limited to contributions, insurance and investment options relating to your Hostplus account. For all other personal advice, including retirement, advice fees are payable.  

*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.

Yes, Hostplus can provide this advice for a fee.  

 

Hostplus financial planners are salaried employees. They do not receive commission.

There may be instances where a member’s details are missing or incorrect in Member Online. If this happens to you, please contact the Hostplus team on 1300 467 875

Your goals are ours, and we’re ready to reach them together.
Book an appointment

What members say
about our advice

"Larry has changed my life and I am incredibly grateful that I had the opportunity to meet with him and learn how to take control of my finances. Before, I didn’t feel like I had things under control but now I feel empowered and overall I have a big sense of ‘I’m going to be OK.’ It’s been really impactful for me and I would like to say a massive thank you to him for having the patience to help me understand how things work and what they mean – he was so helpful when explaining things."

- Hostplus member

"Preeti’s professionalism, eloquence and patience were remarkable, opening new avenues for us and providing invaluable peace of mind."

- Hostplus member

"Bahar was excellent! She explained our financial plan very clearly. As a result of her advice we are in a much better place financially. Her advice re: paying off our mortgage has removed a huge financial burden off our shoulders, and made retiring much more stress-free."

- Hostplus member

"Tom strikes the perfect balance between personable and professional service. I appreciate his time to ‘meet me where I’m at’ and demystify some of the complexities of personal financial planning. Other than the tangible benefits of having a financial plan to execute, I feel better. Thanks."

- Hostplus member

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 (Chant West) Epic Retirement Tick issued October 2025 is solely a statement of opinion and not a recommendation in relation to making any investment decisions. The Tick is current for 12 months and subject to change at any time without notice. Ticks from previous years are for historical purposes only. Liability is not accepted, whether direct or indirect, from use of the Tick. Full details on the Tick at www.chantwest.com.au/solutions/epic-retirement-tick

Need help?

Contact us via phone, chat or email

  • About us
  • Careers
  • News
  • Feedback
  • Forms and resources
  • Other languages
  • FAQs
A future full
Of positivity
That’s a plus

© 2026 Hostplus. All rights reserved.

Hostplus won awards
  • Privacy
  • Disclaimer
  • Financial Services Guide
  • Transparency Information
  • Design and Distribution Obligations

This website is provided by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee of the Hostplus Superannuation Fund ABN 68 657 495 890 and the Hostplus Pooled Superannuation Trust ABN 13 140 019 340.  This website contains general information only. We have not taken into consideration any of your objectives, financial situation or needs. You should consider your own financial situation and read the relevant Hostplus Product Disclosure Statement or Hostplus Self-Managed Invest PDS and Target Market Determination before making a decision about the products on this website.  Hostplus has engaged Industry Fund Services Limited ABN 54 007 016 195, AFSL 232514 and MUFG Retire360 Pty Limited ABN 36 105 811 836, AFSL 258145 to provide advice services to members. Refer to the Financial Services Guide for details. Awards and ratings are only one factor to consider when choosing a super fund. Read more information about our awards and ratings. Past performance is not a reliable indicator of future performance. You can view detailed disclaimers here. 

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. 

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 (Chant West) Epic Retirement Tick issued October 2025 is solely a statement of opinion and not a recommendation in relation to making any investment decisions. The Tick is current for 12 months and subject to change at any time without notice. Ticks from previous years are for historical purposes only. Liability is not accepted, whether direct or indirect, from use of the Tick. Full details on the Tick at www.chantwest.com.au/solutions/epic-retirement-tick