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Introducing CPIplus

CPIplus is designed for Hostplus pension members2 who want certainty without losing flexibility. It combines the average CPI over the last two quarters with an annually set rate, currently 2.5%3. CPIplus returns are not tied to the markets and are structured so they do not fall below zero.

No market swings. No surprises. Just steady returns that aim to stay ahead of inflation.

And you stay in control. Access your money anytime or switch options when it suits you.

Confidence. Simplicity. Flexibility. That’s CPIplus.

2. To open a Hostplus Pension account, a minimum of $10,000 must be invested and at least 1% of your balance must be invested in any selected investment option (including CPIplus). 

3. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice. 

Watch Hostplus Financial Planner Bahar McLeod explain the ins and outs of CPIplus.

 

What our members are saying about CPIplus

"Last year, upon retiring, I set up my Hostplus Pension account with advice from my Hostplus Financial Planner. As my super and Age Pension are now my primary sources of income, avoiding big risks is important to me. My adviser explained that allocating a portion of my pension to the CPIplus option could provide a steady income with less worry, while allowing my other investments room to grow. Following this advice, we allocated 15% of my pension to the CPIplus option, with the remainder invested in the Balanced and Conservative Balanced options. This strategy aims to support my retirement needs by balancing income stability with the potential for growth."

Lorraine 
Hostplus member  

Investing $10,000 in CPIplus compared to Cash and Australian Shares options in the pension phase

The graph illustrates the investment return outcomes of a $10,000 investment in the selected pension phase investment options, after accounting for investment fees and costs. It is designed to illustrate the reduction in volatility and stability of returns that an investment in the CPIplus option aims to achieve.

Investing $10,000 in CPIplus compared to  Cash and Australian Shares options in the pension phase

Information used in this illustration is correct as at 30 June 2024.
In considering this graph, it’s important to note that this information is general advice only, past performance is not a reliable indicator of future performance, and that the return outcomes shown may not be repeated in future years. It’s also important to consider your personal circumstances, which haven’t been accounted for in this information, before making a decision about Hostplus.   

How to apply
for CPIplus

Already a Hostplus member?

If you’ve already got a Hostplus Pension account and want to switch some of your balance into CPIplus, simply log in to Member Online.

New to Hostplus?

To invest in CPIplus, you’ll need to open a Hostplus Pension account which requires a minimum of $10,000. Learn more

Have a question? Talk to us today.

Call us on 1300 348 546, 8am - 8pm (AEST/AEDT), Monday to Friday. Or request a call back.

Why join Hostplus Pension

There are a lot of retirement options out there. Here’s why Hostplus Pension could be right for you.  

1. Average return from 1 July 2021 to 30 June 2025. Past performance is not an indication of future returns.

2. To open a Hostplus Pension account, a minimum of $10,000 must be invested and at least 1% of your balance must be invested in any selected investment option (including CPIplus). 

3. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.