With an average return of 6.94% over the last 4 years1, CPIplus helps retirees stay ahead of inflation.
CPIplus is designed for Hostplus pension members2 who want certainty without losing flexibility. It combines the average CPI over the last two quarters with an annually set rate, currently 2.5%3. CPIplus returns are not tied to the markets and are structured so they do not fall below zero.
No market swings. No surprises. Just steady returns that aim to stay ahead of inflation.
And you stay in control. Access your money anytime or switch options when it suits you.
Confidence. Simplicity. Flexibility. That’s CPIplus.
2. To open a Hostplus Pension account, a minimum of $10,000 must be invested and at least 1% of your balance must be invested in any selected investment option (including CPIplus).
3. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Watch Hostplus Financial Planner Bahar McLeod explain the ins and outs of CPIplus.
The graph illustrates the investment return outcomes of a $10,000 investment in the selected pension phase investment options, after accounting for investment fees and costs. It is designed to illustrate the reduction in volatility and stability of returns that an investment in the CPIplus option aims to achieve.
Information used in this illustration is correct as at 30 June 2024.
In considering this graph, it’s important to note that this information is general advice only, past performance is not a reliable indicator of future performance, and that the return outcomes shown may not be repeated in future years. It’s also important to consider your personal circumstances, which haven’t been accounted for in this information, before making a decision about Hostplus.
If you’ve already got a Hostplus Pension account and want to switch some of your balance into CPIplus, simply log in to Member Online.
To invest in CPIplus, you’ll need to open a Hostplus Pension account which requires a minimum of $10,000. Learn more
Call us on 1300 348 546, 8am - 8pm (AEST/AEDT), Monday to Friday. Or request a call back.
There are a lot of retirement options out there. Here’s why Hostplus Pension could be right for you.
Discover more about how CPIplus works.
1. Average return from 1 July 2021 to 30 June 2025. Past performance is not an indication of future returns.
2. To open a Hostplus Pension account, a minimum of $10,000 must be invested and at least 1% of your balance must be invested in any selected investment option (including CPIplus).
3. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.