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Our fees
and costs

Every dollar you save goes a long way to helping you achieve a future full of positivity. That’s why we aim to keep our fees and costs as low as possible. That’s a plus.  

For full details of our fees and costs including definitions and explanations, please refer to the Product Disclosure Statement

Super fees and
your net benefit

Your return is the amount of money your investment earns. Take away admin fees, investment fees and taxes and other indirect expenses from your returns and what’s left is your net benefit. That’s why it’s important to understand the impact of fees and costs on your investment, and why we encourage you to read this information and the PDS closely.  

Fees and costs may change from time to time, which may affect the value of your investment.  

A low administration fee

+ strong long-term returns

= more super for you

That’s

a plus

Our
administration fee

If you love saving, you’ll love our low admin fee.

We have one of the lowest administration fees of any MySuper product.1 Why? Lower fees mean more of your money is invested in your future.   

Icon depicting a pie chart with a dollar sign in one segment

Our super admin fee

All you pay is a member admin fee of $1.50 per week* ($78.00 p.a.) plus 0.0165% of your account balance per year.

In the previous financial year, Hostplus deducted an additional $30.04 per member from the Fund’s Administration Reserve – and not from members' account balances. 

Our pension admin fee

All you pay is a pension member admin fee of $4.50 per week** plus 0.0165% of your account balance per year.

In the previous financial year, Hostplus deducted an additional $54.78 per member from the Fund’s Administration Reserve – and not from members' account balances.  

1. Other fees and costs apply.  Source: SuperRatings fee data for public offer MySuper products extracted from SMART 2.0 platform on 31/08/2023. Comparison is based on the total administration fees and costs assuming a $50k account balance. 

* The administration fee of $1.50 per week is deducted from your account monthly, on the last Friday of the month. The amount charged per annum depends on the number of Fridays in a year.

** The administration fee of $4.50 per week is deducted from your account monthly, on the last Friday of the month. The amount charged per annum depends on the number of Fridays in a year.

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Compare super funds

Super is your key to planning for retirement. When choosing a super fund, always consider your personal financial circumstances and objectives. Compare our strong long-term returns2 and low admin fee today to see how choosing Hostplus could benefit you tomorrow. 

2. Past performance is not a reliable indicator of future performance.

An example of what your fees and costs might look like

While you pay a low administration fee, it’s important to understand that your investment fees and indirect costs vary based on your balance and your chosen investment option.

To illustrate, here’s an example from one of our top-performing3 and most popular options, the Balanced option for our super and pension products.  

Hostplus default Balanced (MySuper) option Balance of $50,000 
Administration fees and costs$78.00 p.a. (deducted from your Hostplus account) plus $30.04 p.a. (deducted from the Fund’s Administration Reserve) plus trustee fee of 0.0165% p.a. of your account balance.For every $50,000 you have in the superannuation product, you will be charged or have deducted from your investment $8.25 in administration fees and costs, plus $108.04 regardless of your balance.
PLUS 
Investment fees and costs 
0.89%And you will be charged or have deducted from your investment $445 in investment fees and costs.
PLUS 
Transaction costs 
0.09%And you will be charged or have deducted from your investment $45 in transaction costs.
EQUALS
Cost of product 
 If your balance was $50,000 at the beginning of the year, then for that year you would be charged fees and costs of $606.29 for the superannuation product. 

The administration fee of $1.50 per week is deducted from your account monthly, on the last Friday of the month. The amount charged per annum depends on the number of Fridays in a year. The fees and costs charged if you invest via the Choiceplus platform relate to Choiceplus and access to Choiceplus investments only, and do not include the fees and costs that relate to investing in those investments. Additional fees and costs will be charged by the issuers of the Choiceplus investments that you decide to invest in.

Hostplus Pension Balanced optionBalance of $50,000 
Administration fees and costs$234.00 p.a. (deducted from your Hostplus account) plus $54.78 p.a. (deducted from the Fund’s Administration Reserve) plus trustee fee of 0.0165% p.a. of your account balance. For every $50,000 you have in the superannuation product, you will be charged or have deducted from your investment $8.25 in administration fees and costs, plus $288.78 regardless of your balance. 
PLUS 
Investment fees and costs 
0.89% And, you will be charged or have deducted from your investment $445 in investment fees and costs. 
PLUS 
Transaction costs 
0.10% And, you will be charged or have deducted from your investment $50 in transaction costs. 
EQUALS 
Cost of product 
 If your balance was $50,000 at the beginning of this year, then for that year you would be charged fees and costs of $792.03 for the superannuation product. 

Note: Additional fees may apply. The administration fee of $4.50 per week is deducted from your account monthly, on the last Friday of the month. The amount charged per annum depends on the number of Fridays in a year. Please note the Hostplus Pension default investment option is the Cash option, not the Balanced option demonstrated above and these fees will vary from option to option. The inclusion of a Balanced option example is required by law. 

The fees and costs charged if you invest via the Choiceplus platform relate to Choiceplus and access to Choiceplus investments only, and do not include the fees and costs that relate to investing in those investments. Additional fees and costs will be charged by the issuers of the Choiceplus investments that you decide to invest in.

See full fees and costs

3. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60-76) Index, July 2023. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund

A low admin fee = more super for you. THAT’S A PLUS

Have a question

about our fees
and costs?

Find answers to some of the questions we commonly get asked about our fees and costs. 

How much does my Hostplus investment option cost for one year?

The cost of product information gives a summary calculation of how ongoing annual fees and costs can affect your superannuation investment over a one-year period. You should use this figure to help compare superannuation products and investment options.  

The cost of product information assumes a balance of $50,000 at the beginning of the year. Additional fees may apply - refer to the Product Disclosure Statement

The cost of product information gives a summary calculation of how ongoing annual fees and costs can affect your superannuation investment over a one-year period. You should use this figure to help compare superannuation products and investment options.  

The cost of product information assumes a balance of $50,000 at the beginning of the year. Additional fees may apply - refer to the Product Disclosure Statement

Investment optionCost of product
High Growth$511.29
Shares Plus
$551.29
Balanced (My Super)$606.29
Conservative Balanced$461.29
Capital Stable$411.29
Defensive$221.29
Indexed High Growth$136.29
Indexed Balanced$136.29
Indexed Defensive$141.29
Socially Responsible Investment (SRI) - High Growth$401.29
Socially Responsible Investment (SRI) - Balanced$426.29
Socially Responsible Investment (SRI) - Defensive$201.29
Australian Shares$426.29
Australian Shares - Indexed
$136.29
International Shares$331.29
International Shares - Indexed$171.29
International Shares (Hedged) - Indexed$151.29
International Shares – Emerging Markets$446.29
Diversified Fixed Interest
$186.29
Diversified Fixed Interest - Indexed
$156.29
Cash
$126.29

The cost of product information gives a summary calculation of how ongoing annual fees and costs can affect your superannuation investment over a one-year period. You should use this figure to help compare superannuation products and investment options.  The cost of product information assumes a balance of $50,000 at the beginning of the year. Additional fees may apply - refer to the Product Disclosure Statement

Investment optionCost of product
High Growth$692.03
Shares Plus
$732.03
Balanced$792.03
Conservative Balanced$642.03
Capital Stable$592.03
Defensive$402.03
Indexed High Growth$317.03
Indexed Balanced$317.03
Indexed Defensive$322.03
Socially Responsible Investment (SRI) - High Growth$582.03
Socially Responsible Investment (SRI) - Balanced$607.03
Socially Responsible Investment (SRI) - Defensive$382.03
CPI Plus$792.03
Australian Shares$607.03
Australian Shares - Indexed
$317.03
International Shares$512.03
International Shares - Indexed$352.03
International Shares (Hedged) - Indexed$332.03
International Shares – Emerging Markets$627.03
Diversified Fixed Interest
$367.03
Diversified Fixed Interest - Indexed
$337.03
Cash
$307.03

What are the investment fees and indirect costs for each investment option?

The total investment fees and indirect costs for each superannuation product consist of: 

  • investment fees and costs (excluding performance fees) 
  • a performance fee, and
  • transaction costs.  

These fees and costs are based on actual figures and estimates from the previous financial year, except in the case of performance fees which are generally averaged over 5 financial years. The fees and costs payable in respect of each future year may be higher or lower. Where estimates were used, they have been informed by management, historical and industry experience, as well as information from third party service providers.

Investment optionInvestment
fees and costs
(excluding
performance fees)
Performance
fees
Transaction
costs
Total
investment
fees and costs
High Growth*0.47%0.26%0.06%0.79%
Shares Plus0.52%0.26%0.09%0.87%
Balanced0.53%0.36%0.09%0.98%
Conservative Balanced0.42%0.18%0.09%0.69%
Capital Stable0.36%0.15%0.08%0.59%
Defensive*0.15%0.03%0.03%0.21%
Indexed High Growth*0.04%0.00%0.00%0.04%
Indexed Balanced0.04%0.00%0.00%0.04%
Indexed Defensive*0.05%0.00%0.00%0.05%
Socially Responsible Investment (SRI) - High Growth*0.32%0.21%0.04%0.57%
Socially Responsible Investment (SRI) - Balanced0.39%0.14%0.09%0.62%
Socially Responsible Investment (SRI) - Defensive*0.12%0.00%0.05%0.17%
Australian Shares0.35%0.17%0.10%0.62%
Australian Shares - Indexed0.04%0.00%0.00%0.04%
International Shares0.38%0.01%0.04%0.43%
International Shares - Indexed0.10%0.00%0.01%0.11%
International Shares (Hedged) - Indexed0.07%0.00%0.00%0.07%
International Shares - Emerging Markets0.55%0.02%0.09%0.66%
Diversified Fixed Interest0.11%0.00%0.03%0.14%
Diversified Fixed Interest - Indexed0.07%0.00%0.01%0.08%
Cash0.02%0.00%0.00%0.02%

* These investment options commenced on 1 October 2023.

These costs are based on actual figures and estimates. The costs payable in respect of each future year may be higher or lower.

The total investment fees and indirect costs for each superannuation product consist of: 

  • investment fees and costs (excluding performance fees) 
  • a performance fee, and
  • transaction costs.  

These fees and costs are based on actual figures and estimates from the previous financial year, except in the case of performance fees which are generally averaged over 5 financial years. The fees and costs payable in respect of each future year may be higher or lower. Where estimates were used, they have been informed by management, historical and industry experience, as well as information from third party service providers.

Investment optionInvestment
fees and costs
(excluding
performance fees)
Performance
fees
Transaction
costs
Total
investment
fees and costs
High Growth*0.47%0.26%0.06%0.79%
Shares Plus0.52%0.26%0.09%0.87%
Balanced0.55%0.34%0.10%0.99%
Conservative Balanced0.42%0.18%0.09%0.69%
Capital Stable0.36%0.15%0.08%0.59%
Defensive*0.15%0.03%0.03%0.21%
Indexed High Growth*0.04%0.00%0.00%0.04%
Indexed Balanced0.04%0.00%0.00%0.04%
Indexed Defensive*0.05%0.00%0.00%0.05%
Socially Responsible Investment (SRI) - High Growth*0.32%0.21%0.04%0.57%
Socially Responsible Investment (SRI) - Balanced0.39%0.14%0.09%0.62%
Socially Responsible Investment (SRI) - Defensive*0.12%0.00%0.05%0.17%
CPI Plus0.55%0.34%0.10%0.99%
Australian Shares0.35%0.17%0.10%0.62%
Australian Shares - Indexed0.04%0.00%0.00%0.04%
International Shares0.38%0.01%0.04%0.43%
International Shares - Indexed0.10%0.00%0.01%0.11%
International Shares (Hedged) - Indexed0.07%0.00%0.00%0.07%
International Shares - Emerging Markets0.55%0.02%0.09%0.66%
Diversified Fixed Interest0.11%0.00%0.03%0.14%
Diversified Fixed Interest - Indexed0.07%0.00%0.01%0.08%
Cash0.02%0.00%0.00%0.02%

* These investment options commenced on 1 October 2023.

The total investment fees and costs listed against the CPIplus option does not impact (diminish) the net value of return of CPIplus. These costs represents the cost incurred by the Balanced investment option, which is where CPIplus assets are invested. CPIplus returns are based on a predetermined rate based on CPI + 'n'. No further investment fees and costs are deducted from that return. These costs are based on actual figures and estimates. The costs payable in respect of each future year may be higher or lower.