Want to make the most of your retirement? Our range of retirement products provide you with everything you need to manage your superannuation in retirement.
Whether you’re nearing retirement or have already retired, Hostplus offers flexible retirement account solutions for you.
Hostplus Transition to Retirement account
Access some of your super while you’re still working
Key features:
Who is this account for?
Members who have reached their super preservation age and are still working.
* Subject to increased pre-tax super contributions.
Please speak to a licenced financial planner to understand whether this is
right for you.
Hostplus Pension account
Receive a regular income from your superannuation when you retire.
Key features:
Who is this account for?
Members who have reached their super preservation age and have retired.
Each of our retirement accounts have different features to give you the flexibility you need.
Hostplus Transition to Retirement account* | Hostplus Pension account | Hostplus Accumulation account | |
---|---|---|---|
Regular pension payments | Yes | Yes | No |
Withdraw lump sums | No | Yes | Yes |
Change payment amount and frequency | Yes | Yes | No |
Flexible investment options | Yes | Yes | Yes |
Access to Choiceplus investment option | No | Yes | Yes |
Access to CPIplus investment option | No | Yes | No |
Tax-free investment returns | No | Yes | No |
Tax-free withdrawals over 60 | N/A | Yes | Yes |
Tax-free regular pension payments over age 60 | Yes | Yes | N/A |
Age available | If you have reached your super preservation age and are still working | If you have reached your super preservation age and retired | All ages |
Insurance cover available | No | No | Yes |
*Your Hostplus TTR acount is a restricted retirement account because you haven’t met a full condition of release. That means you can’t make lump sum withdrawals and can withdraw a maximum of 10% of your balance each year. However, once you meet a full condition of release, your account will be converted into a Hostplus Pension account, where these restrictions do not apply.