Learning Hub
Try SuperSmart today
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Retirement
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
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Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
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SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why choose Hostplus
Reminder: EOFY super contributions
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
Your responsibilities
Reminder: EOFY super contributions
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
How to make payments
Reminder: EOFY super contributions
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
Tools and resources
Reminder: EOFY super contributions
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Online education and digital advice
Hostplus SuperSmart is an innovative platform designed exclusively for Hostplus members. It provides financial education and tailored advice* to:
- Enhance your financial knowledge and boost your confidence
- Support your wealth creation and retirement goals.
Powered by your personal preferences, it’s available at no extra cost through Member Online.
Don't wait to get ahead with your super.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Super advice via phone or video conference
Get personal advice on your Hostplus account to understand the steps you can take now, that could help strengthen your financial future.
Our core advice service is available at no extra cost and can help you answer important questions such as:
- How can I optimise my investments in super?
- Can making super contributions grow my super?
- What is salary sacrifice and how do I do it?
- Is my current insurance coverage adequate?
You might also have questions beyond your super including:
- How could the First Home Super Saver Scheme (FHSSS) benefit me?
- Should I consolidate my super accounts?
- How does my external insurance compare with Hostplus?
- What steps should I take now for retirement planning?
Fees for these services may be deducted from your account.
Don’t wait to get ahead with your super.
Face to face retirement planning
Planning for the financial aspects of retirement can be complex. There’s no hard and fast rule, as everyone’s lifestyle, situation and finances are different. We can assist with advice on:
- Transitioning from work
- Maximising retirement income
- Accessing Centrelink benefits
- Estate planning
- Aged care options, and more.
Our experts can help you to start planning for your retirement and make the best possible decisions based on your situation.
Our retirement planning starts at $295^ and this initial cost may be deducted from your Hostplus account.
Advice your way
Whether you’re taking the next step in your career, starting a family or approaching retirement, getting expert and informed advice can make a big difference to your finances. Hostplus offers advice your way, tailored to you, via SuperSmart our digital advice platform or you can make an appointment with one of our financial planners.
Learn More
about our options
At Hostplus, we have teams of superannuation advisers and retirement planners. Both hold financial planning qualifications and are ready to provide members with expert advice and assistance. So, what’s the difference between the services provided?
Our superannuation advisers aim to empower and help you understand the basics of your Hostplus super account whereas our retirement planners specialise in retirement planning tailored to your holistic personal situation which can also take into account assets, investments and debts outside of your super.
Our financial planners can help you with:
Superannuation: Providing advice on how much you’ll need during retirement to live the lifestyle you want, as well advice about contributions and investment allocation.
Retirement planning: Developing tax-effective strategies, including how you might transition to retirement.
Wealth creation: Building wealth through super, as well as via investments outside of super.
Retirement budgeting: Maintaining required cashflow, income and debt management.
Government benefits: Taking advantage of any government benefits, such as Centrelink entitlements.
Insurance: Getting the right insurance for your life stage to protect yourself and your loved ones.
Estate planning: Ensuring your money goes where you intend when you die.
Aged Care: Considering aged care options for yourself or a loved one.
Downsizer contributions: Helping you to contribute to super through downsizing your home.
Centrelink Home Access Equity Scheme: Using equity in your home to provide income.
Making small changes today could make a big difference at retirement and our superannuation advisers can help with a range of limited personal advice, including:
- Choosing investment options: We'll ask you a few simple questions to help guide which investment option is best suited for you.
- Boosting your super through additional contributions: If you've got surplus income, received a payrise at work or just received an inheritance, these additional contributions could work harder for you in your Hostplus super account. Even the smallest of contributions now can have a significant impact in retirement, plus you could save tax along the way.
- Insurance: You protect your car, house, pets and more – why not protect yourself and your assets?
For a fee, our Superannuation Advisers can also help you with:
- Insurance outside your Hostplus account: We can help ensure that you’re not doubling up on insurance cover held, including comparing your external insurance policy with Hostplus.
- Consolidating your super: We can help to streamline your super with advice on consolidating multiple super accounts into one.
- First Home Super Saver Scheme (FHSSS): Dreaming of home ownership? We can help you use the government’s FHSSS to purchase your first home.
There is no additional charge for tailored advice* provided by SuperSmart, or from our superannuation advisers. However, the advice you receive is limited to contributions, insurance and investment options relating to your Hostplus account. For all other personal advice, including retirement, advice fees are payable.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Yes, Hostplus can provide this advice for a fee.
Hostplus financial planners are salaried employees. They do not receive commission.
There may be instances where a member’s details are missing or incorrect in Member Online. If this happens to you, please contact the Hostplus team on 1300 467 875
What members say
about our advice
"Larry has changed my life and I am incredibly grateful that I had the opportunity to meet with him and learn how to take control of my finances. Before, I didn’t feel like I had things under control but now I feel empowered and overall I have a big sense of ‘I’m going to be OK.’ It’s been really impactful for me and I would like to say a massive thank you to him for having the patience to help me understand how things work and what they mean – he was so helpful when explaining things."
- Hostplus member
"Preeti’s professionalism, eloquence and patience were remarkable, opening new avenues for us and providing invaluable peace of mind."
- Hostplus member
"Bahar was excellent! She explained our financial plan very clearly. As a result of her advice we are in a much better place financially. Her advice re: paying off our mortgage has removed a huge financial burden off our shoulders, and made retiring much more stress-free."
- Hostplus member
"Tom strikes the perfect balance between personable and professional service. I appreciate his time to ‘meet me where I’m at’ and demystify some of the complexities of personal financial planning. Other than the tangible benefits of having a financial plan to execute, I feel better. Thanks."
- Hostplus member