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We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

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Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now
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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more
  • Retirement

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Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

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Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

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  • Why choose Hostplus?
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  • Your future, your super
  • Salarylink
  • Maritime Super merger
  • Your investment options

  • Compare investment options
  • Choiceplus direct investment option
  • How we invest
  • Our investment performance
  • Investment returns
  • MySuper dashboard
  • Investment holdings
  • Insurance

  • Death and total & permanent disablement
  • Income protection insurance
  • Personal super insurance
  • Parental leave premium waiver
  • Specific life events insurance
  • 360Health
  • Important changes to your insurance in super
  • Tools and resources
  • Important information about insurance at Hostplus
  • Financial planning and advice

  • Financial advice options
  • SuperSmart learning and advice
  • Retirement planning
  • Meet our trusted financial advisers
  • Book an appointment
  • Live webinars
  • Aged care services

We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

Learning Hub

  • Learning Hub
  • Educational videos
  • Super basics
  • Retirement learning hub
  • Know your investments
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  • SuperSmart learning and advice
  • Women and super
Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now

Manage your super

  • Grow and manage your super

  • First Home Super Saver Scheme
  • Consolidate your super
  • Voluntary contributions
  • Find your lost super
  • Life changes

  • Changing jobs
  • Starting a family
  • Access your super early
  • Leaving Australia
  • Thinking about retirement
  • Nominate a beneficiary
  • Manage your insurance

  • Transfer your insurance cover
  • Making a claim
  • Manage your pension
  • Tools to manage your super
  • Forms and resources
  • 360Health
  • Security and scams protection
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Retirement

  • Retirement

  • Why retire with Hostplus?
  • Epic Retirement Tick
  • Retirement Bonus
  • Plan and prepare for retirement

  • Access your super
  • How much super do you need?
  • Age pension and super
  • Aged care services
  • Retirement income

  • Open a retirement account
  • Pension account
  • Pension investment options
  • Transition to retirement account
  • TTR investment options
  • Choiceplus direct investment option
  • CPIplus
  • Forms and resources

  • Retirement calculator
  • Retirement learning hub
  • Webinars
  • Retirement income strategy

Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

Learn more

Forms and resources

  • Forms and resources
  • Retirement calculator
  • SuperSmart learning and advice
  • Supporting our members
  • First Nations peoples and Hostplus
  • 360Health
  • Security and scams protection
  • Other languages

Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

Log in to Member Online
  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Your responsibilities

  • Your responsibilities

  • Understanding Your Future, Your Super
  • Payday super
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

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    Pay your employees super contributions across multiple super funds.

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Manage your super on the go with the Hostplus Members app

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

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Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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  1. Home
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  5. Your future, your super

Your Future,
Your Super

The federal government introduced legislation that aims to improve super for everyone. Here’s some information on those reforms.

Compare Hostplus

Making super
better for
everyone

The federal government’s Your Future, Your Super legislation introduced reforms designed to simplify and improve superannuation for all Australians. These include:

  • super fund ‘stapling’
  • an annual performance test for super funds
  • measures to better ensure that super funds always act in your best financial interests.

Here’s what you need to know.

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Super is the key to your future, so you need to make sure it’s invested with a fund that offers strong, long-term returns1 and a low admin fee.2 Compare our performance to see how choosing Hostplus today could benefit you tomorrow.

Compare Hostplus

Super fund
stapling

Stapling means your super automatically moves with you when you change jobs. In other words, your super is linked – or ‘stapled’ – to you.

It aims to give you greater choice and control over which super fund you invest with. 

Before stapling was introduced, unless you nominated a fund, your super was paid into your employer’s default fund. So, it’s likely that you had a new account opened for you with a different super fund each time you changed jobs. If you’ve had more than one job, you may have more than one super account – which in turn means you could have multiple sets of fees and other costs (like insurance premiums) eating away at your retirement savings.

Stapling aims to reduce the number of super accounts you have over your working life. Being stapled to one fund aims to ensure that you don’t pay more fees and costs than you need to, because you won’t have a new super account opened every time you change jobs.

You’re automatically stapled to your current super fund if you have one. When you change jobs, your new employer will provide you with a choice form (either a paper/electronic form or via their onboarding platform) where you can specify where you’d like your super contributions to be made. If you don’t return a completed choice form to your employer, they’ll contact the Australian Taxation Office (ATO) to find out what your stapled fund is. Your employer must then pay your super contributions into that fund. If you don’t have a super fund (because you’ve just joined the workforce, for example), you can either:

  • nominate a super fund, or
  • let your employer put you into their default fund (which becomes your stapled fund in the future).

You can always change your super fund at any time. Stapling just means that unless you tell your employer otherwise, your super will stay with one fund throughout your working life.

You’re in control

Being stapled to a fund doesn’t mean your super is out of your hands. If you consolidate your super into Hostplus, you’ll only pay one set of fees. Plus, there’s the benefit of our low admin fee2, strong long-term returns1, flexible insurance offerings, and the freedom to choose the investment options that best suit your objectives, needs and circumstances.

Compare Hostplus

Super fund
performance
testing

To make sure super funds are better held to account, every fund must undergo an annual performance test that measures net investment returns against Australian Prudential Regulation Authority (APRA) benchmarks.

Funds that fail the test two years in a row must take steps to address their performance issues before they sign up any new members.

APRA’s MySuper performance test places greater emphasis on a fund’s longer-term results – and we’re proud that, to date, we have passed every APRA performance test since it commenced in 2021.

As a Hostplus member, you’re in one of Australia’s top-performing industry funds. Our default Balanced (MySuper) investment option is ranked the number one option over rolling 10 and 20-year periods.1

View Hostplus’ MySuper dashboard
  • Compare super fund performance

    To compare the performance of every super fund, head to the Australian Taxation Office (ATO) website’s YourSuper comparison tool.

    To compare the performance of every super fund, head to the Australian Taxation Office (ATO) website’s YourSuper comparison tool.

Acting in your
best financial
interests

Your Super, Your Future legislation states that all super funds are required to act in the best financial interests of their members. It’s something we can proudly say we’ve always done – Hostplus has been helping people like you save for retirement for more than three decades.

To help you understand what’s happening with your super, we’ll provide you with clear information on how we manage your money in our member outcomes assessment, annual reports and at annual members' meetings. Want to know more? Get in touch.

Our commitments

Your super, sorted

It’s reassuring to know things are sorted. That’s why, when you choose Hostplus, you get the tools, services and advice you need to manage your super.

And it’s all in one place. From financial advice or reports, to calculators, guides, fact sheets and forms, you can easily find the information you need.

Tools and resources

Build the future
you deserve 
with  Hostplus

Compare superannuation funds

We’re proud that Australians across all industries choose us. Review us against our competitors to check how we compare with other funds.

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Our performance

Our investment options are competitive and innovative. Check our performance to see how we have delivered strong long-term returns1 to our members. 

Our performance

Learn more about super

Discover your investment risk appetite, choose the right investment option for you and learn more about super in general – we give you the tools and resources to help you navigate an often-complex topic.

Understand superannuation
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Get the right advice, when it matters most

The right financial guidance today can shape a better tomorrow. Whether you're growing your super, thinking about insurance or planning for retirement, Hostplus offers flexible ways to connect with expert financial planners.

  • Hostplus SuperSmart provides education and tailored advice, exclusively for Hostplus members, available 24/7 through Member Online at no additional cost.        
  • Hostplus superannuation: Get help with contributions, insurance and investments - at no additional cost. Simply call 1300 303 188.
  • Retirement planning: For a detailed review of your financial situation and retirement goals to help get you on the road to retirement. Book now.

No matter how you connect, Hostplus makes expert advice easy and accessible.

Learn more

Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus including via the web-based platform SuperSmart. Advice is provided by Hostplus financial planners who are authorised representatives of IFS. Fees may apply. For further information about the cost of personal advice and SuperSmart eligibility criteria visit hostplus.com.au/advice.

Let’s build your future together. Join Hostplus in less than five minutes.
Join Hostplus

1. Hostplus Balanced (MySuper) investment option compared to the SuperRatings Accumulation Fund Crediting Rate Survey - SR Balanced (60-76) Index at 31 December 2025. Past performance is not a reliable indicator of future performance.
2. Other fees and costs apply. Refer to the relevant PDS for more information.

Explore further

  • Self-Managed Invest (SMI)

    Learn more
  • Consolidate your super

    Learn more
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  • Changing jobs

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This website is provided by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee of the Hostplus Superannuation Fund ABN 68 657 495 890 and the Hostplus Pooled Superannuation Trust ABN 13 140 019 340.  This website contains general information only. We have not taken into consideration any of your objectives, financial situation or needs. You should consider your own financial situation and read the relevant Hostplus Product Disclosure Statement or Hostplus Self-Managed Invest PDS and Target Market Determination before making a decision about the products on this website.  Hostplus has engaged Industry Fund Services Limited ABN 54 007 016 195, AFSL 232514 and MUFG Retire360 Pty Limited ABN 36 105 811 836, AFSL 258145 to provide advice services to members. Refer to the Financial Services Guide for details. Awards and ratings are only one factor to consider when choosing a super fund. Read more information about our awards and ratings. Past performance is not a reliable indicator of future performance. You can view detailed disclaimers here. 

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. 

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 (Chant West) Epic Retirement Tick issued October 2025 is solely a statement of opinion and not a recommendation in relation to making any investment decisions. The Tick is current for 12 months and subject to change at any time without notice. Ticks from previous years are for historical purposes only. Liability is not accepted, whether direct or indirect, from use of the Tick. Full details on the Tick at www.chantwest.com.au/solutions/epic-retirement-tick