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If you have more than one super account, it might be time to consolidate. Discover the benefits of having your super in one account.


Your super, 

all in the one place


The benefits of consolidating your super accounts

If you’ve changed jobs or addresses during your career, you may have ended up with multiple super accounts. You’re not alone – millions of Australians do too. It’s one of the reasons the Australian government introduced super stapling, which means your super automatically moves with you if you change jobs in the future.

If you do find yourself with multiple super fund accounts, consolidating them into one single Hostplus account may provide a host of positives.

Prevent duplicated fees

Multiple super accounts means multiple sets of fees. Reducing the fees you pay helps to maximise the amount you can invest and, depending on your situation, may help you save on insurance premiums too. Hostplus has one of the lowest admin fees out of any MySuper product.1

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Spend less time on life admin

Consolidating into one account may reduce the amount of time you spend managing your super – saving you time as well as money. And with less time on paperwork, you’ve got more time for the things that really matter to you.

There’s a lot to consider when thinking about whether consolidation is right for you. Don’t act solely on the information provided here, as we’ve not taken your personal situation into account. 

Before consolidating, compare the fees, performance and other features of each fund and check whether you’ll lose any benefits or be charged a fee for closing an account.  Importantly, if you do close an account, you’ll lose any insurance attached to that account.

You may find it beneficial to obtain advice from a licensed financial adviser.

Want advice on whether consolidating your super is right for you? Get in touch.


1. Source: SuperRatings fee data for public offer MySuper products extracted from SMART 2.0 platform on 31/10/2022. Comparison is based on the total administration fees and costs assuming a $50k balance.

Ready to consolidate your super?

If you decide to consolidate, get started by logging into Member Online and entering the details of your other super accounts.

Alternatively, you can call our customer service centre on 1300 467 875 and our team can help you consider your options.

Have a question

about consolidating
your super?

Find answers to some of the questions we are frequently asked about consolidating super into one account. 

Log in to your Member Online account to search for multiple accounts and/or lost super using your Tax File Number.

Before consolidating your super, it’s important to check the following to make sure that consolidating is right for you.


  • Are there any fees or charges that will apply if you close your other super account?
  • Is it the right time to be redeeming your investments?


  • What impact will consolidating your super have on any insurance benefits you may hold with your other super fund?  If you consolidate, your other account/s will be closed, and you will lose any insurance benefits attached the other account/s.
  • Are you able to transfer your insurance cover to Hostplus? Find out if you're eligible

The YourSuper comparison tool will help you compare MySuper products and choose a super fund that meets your needs. It was introduced on 1 July 2021 and will be regularly updated with performance data. The information displayed in the comparison tool is collated and supplied by the Australian Prudential Regulation Authority (APRA).

You should always read the relevant Product Disclosure Statement (PDS) before you decide on a financial product to make sure it is suitable for your circumstances. You may also find it useful to get advice from a licensed financial adviser.

Once you’ve submitted your consolidation request, we’ll start the process of transferring funds from your other accounts into your nominated Hostplus investment account. While we aim to do this as quickly as possible, the processing time can vary. Once processing is complete, we’ll be in contact to confirm that your super has been consolidated.

Other ways to maximise your super

Voluntary contributions

Increase your super balance by making additional payments above and beyond your employer’s compulsory contributions – you’ll be surprised how even small amounts can make a big difference over time. 

Find your lost super

Many people have unclaimed super – and they don’t even know it! If you’ve switched jobs, forgotten to update your account details, or changed your name or address, you may have some lost super waiting to be found. Here’s how to get it back and working for you.

Get the right advice for your situation

Getting the right financial advice now can help set up your future. At Hostplus, we offer a range of advice options so you can understand whether consolidation is right for you, from our Super Adviser digital tool to face-to-face sessions with our financial planners.