An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
We all want to enjoy a future that’s full of good stuff. Boost your super balance by making additional payments above and beyond your employer’s compulsory contributions – you’ll be surprised how even small amounts can make a big difference over time.
You should always seek financial advice and consider your personal financial circumstances before making additional contributions.
Take a set-and-forget approach to super contributions by setting up a salary sacrifice scheme with your employer. The money comes directly out of your pre-tax pay and is put into your super before you even realise it’s gone. It’s a small sacrifice now that can have huge benefits over time.
Contribute to your partner’s super and share the benefits in retirement together. If your partner is a low-income earner, or is taking a break from work, you might be able to make contributions to their super, allowing you to grow their savings and reduce your tax bill in one simple step.
Grow your super in just a few clicks with a voluntary after-tax contribution. Each Hostplus account has a unique BPAY reference number, so you can easily set up a regular payment or contribute a one-off sum. How much and how often is up to you, but it all goes towards helping you achieve a positive financial future.
Find your BPAY details in Member Online, on the Hostplus app, or on your Hostplus statement. You can use our direct debit form to set up regular recurring payments.
Please note that contribution caps apply.
You can also claim a tax deduction for your voluntary after-tax contributions. To do so, you must complete and lodge your notice of intent to claim.
Our Notice of Intent to Claim a Tax Deduction (NOITC) service is now available digitally through Member Online.
Simply log in to Member Online, navigate to ‘Super’ in the top menu, and select ‘Claim a Tax Deduction’.
Once we’ve confirmed that your claim has been accepted, you can then complete your tax return.
You can also download a notice of intent to claim form. Email your completed form to info@hostplus.com.au or send it to:
Hostplus
Locked Bag 5046
Parramatta NSW 2124
Please note that eligibility rules apply – visit the ATO website for details. Check the FAQs below to see what contribution caps apply and how much you’re able to claim.
If you find yourself with multiple super accounts, merging these into one single Hostplus account could offer lots of positives – like saving money on multiple fees. Plus, because it’s all in one place, you’ll be able to manage and track your investments more easily. Before you consolidate, there’s a lot to consider. Always do your own research or seek financial advice to make sure it’s right for you.1 Follow the link below for more information.
1. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit hostplus.com.au/insurance to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.
The Federal Government introduced the First Home Super Saver Scheme (FHSSS) to help Australians buy their first home. If you’re eligible, you can make voluntary contributions into your super account to help save towards a deposit. The benefit? It could save on tax compared to using a standard deposit account.
Your super is an important part of your future financial happiness. Understand how it works and why making voluntary contributions may be a good option.
Getting the right advice today could make a difference to your retirement. That’s why our financial planners are available face to face, via phone or video conference to help you take control of your future.
Prefer online? Explore SuperSmart.
It’s an innovative and interactive platform to get financial education and tailored advice* to help supercharge your future. It’s exclusive to Hostplus members and available 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Annual limits, known as contribution caps, apply to all contributions made to super (including contributions made by your employer).
The concessional contribution cap is $30,000 per year.
This cap applies to all contributions that are made into your super account before tax. These include:
You may be able to contribute more than the concessional cap if you didn’t use your full amount in earlier years and your total super balance is less than $500,000 on 30 June of the previous financial year.
The non-concessional contribution cap is $120,000 per year.
This cap applies to contributions made from your after-tax income. These contributions are not taxed in your Hostplus super account. They include:
If you're under 75, you may be eligible to bring forward your non-concessional contribution of up to three times the annual non-concessional contributions cap in a single year. The amount that can be brought forward each financial year will depend on your total super balance at the end of the previous financial year. If your total super balance is less than $1.66 million, your non-concessional contributions cap for the first year is $360,000, with a bring-forward period of three years. For details, see the relevant Hostplus PDS or visit the ATO website.
Note: You may not be able to make any non-concessional contributions if your total super balance is greater than or equal to the general transfer balance cap ($1.9 million).
Important: If you have more than one super account, contributions made to ALL your accounts during a financial year are added together and counted towards your contributions caps.
Excess concessional contributions will be taxed at your marginal tax rate.
Excess non-concessional contributions will be taxed at 47%.
Please visit the ATO website for further details.
To make sure your contribution is processed before the end of the financial year, Hostplus must receive your payment by 30 June. We recommend paying early to avoid any issues or delays.
Processing times can vary, so check with your bank, credit union, payroll department, or self-managed super fund administrator for cut-off dates.
Important Hostplus details you may need when making a voluntary contribution:
| ABN (Australian Business Number) | 68 657 495 890 |
| SFN (Superannuation Fund Number) | 268 350 944 |
| USI (Unique Superannuation Identifier) | HOS0100AU |
| SPIN (Superannuation Product Identification Number) | HOS0100AU |
| Fund name | Hostplus Superannuation Fund |
