Take a set-and-forget approach to super contributions by setting up a salary sacrifice scheme with your employer. The money comes directly out of your pre-tax pay and is put into your super before you even realise it’s gone. It’s a small sacrifice now that can have huge benefits over time.

If you’re a low or middle-income earner and make after-tax contributions to your super, you might be eligible for the government’s co-contribution scheme. If you qualify, you could have up to $500 paid directly into your super each year.

Contribute to your partner’s super and share the benefits in retirement together. If your partner is a low-income earner, or is taking a break from work, you might be able to make contributions to their super, allowing you to grow their savings and reduce your tax bill in one simple step.

If you find yourself with multiple super accounts, merging these into one single Hostplus account could offer lots of positives – like saving money on multiple fees. Plus, because it’s all in one place, you’ll be able to manage and track your investments more easily. Before you consolidate, there’s a lot to consider. Always do your own research or seek financial advice to make sure it’s right for you.¹ Follow the link below for more information.

Many people have unclaimed super – and they don’t even know it! If you’ve switched jobs, forgotten to update your account details, or changed your name or address, you may have some lost super waiting to be found. Here’s how to get it back and working for you.

Want to know about super and investments? To get you up to speed, we’ve developed some handy articles on topics ranging from choosing the right investment option to planning for retirement, and more.

At Hostplus, you get all the tools, services and advice you need to manage your super. And it’s all in one place. From financial advice to calculators, guides, fact sheets and forms, you can easily find the information you need.