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Choosing the right investment option is important. It's your money, after all. Our wide range of investment options allows you to invest based on your own preferences and risk appetite.

You can choose to leave the investment decisions to us or take a more hands-on approach to making an investment choice.



The government defines MySuper as a simple, cost-effective, balanced superannuation product designed for members who want to leave the investment decisions to their superannuation fund.

If you don’t make any investment choice, your super will be invested in our MySuper investment option.

Hostplus MySuper option

The Balanced option is our MySuper investment option, and over a million Hostplus members are invested in this option. It’s an award-winning investment option¹ and a top performer over the long term.²

Hostplus awards


If you’d like more control over your super, you can choose+ from our pre-mixed options, our single sector options, our direct investment option, Choiceplus, or our Hostplus Life option.

You can also mix and match different options to suit your investment risk profile and financial objectives.

Read our Member Guide for more information about the terms we use to describe these options.

12 options

What is the Hostplus Life investment option?

The Hostplus Life investment option focuses on adjusting your level of investment risk depending on your age and has high diversification.

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Who is Hostplus Life suitable for?

This investment option is designed for members who would like to automatically move from higher-risk Core investment options to lower-risk Core investment options as they approach retirement.

Throughout your younger years, Hostplus Life is focused on long-term capital growth, with a higher investment in assets such as listed equities and property. As you move closer to retirement, your superannuation will be focused more on providing a steady income and preserving capital.

9 options
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What is the Choiceplus investment option?

Developed for members who want a more active role in investing their super or pension, Choiceplus allows direct investment into companies in the S&P/ASX 300 Index; Exchange Traded Funds (ETFs) covering developed, emerging and commodity markets; a selection of Listed Investment Companies (LICs); and term deposits.  

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More choice, more control

With its easy-to-use online investment platform, Choiceplus can help streamline your investing activities. It allows you to make investments in real time, and provides comprehensive market information, research and access to an end-of the-day market wrap-up. More choice and control over your investments? That’s a plus. 

+ Please note that Maritime Contributory Accumulation Members who joined before 1 July 2008 and have not waived their Protected Minimum Benefit have restricted investment choice. Refer to the Maritime
Contributory Accumulation Member Guide
for more information. 

* Total investment fees and costs are estimates based on the previous financial year. Because of this, fees and costs payable in respect of each future year may be higher or lower. For a full breakdown of fees and costs, see our fees and costs page or the ‘Fees and other costs’ section of the Member Guide.  

^ Investment returns for periods ending 31 March 2024, net of investment fees and costs. Administration and other fees apply. Not all options will display returns for every period due to varying launch dates. See investment returns page for returns over all available periods.

Make an
informed choice

Learn more about our different investment options in our detailed guides. 

Why choose

We’re an industry super fund aiming to give you the future you deserve.

Ready to join? Online applications only take five minutes.

Or call us on 1300 467 875

8am – 8pm (AEST/AEDT),
Monday to Friday.



1. Awards and ratings are only one factor to be taken into account when choosing a super fund. 

2. Hostplus’ Balanced option is ranked number one versus peers over 10 and 20 years. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index, February 2024. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund. The Canstar 2023 Outstanding Value: Superannuation Award was received in March, 2023 for the Hostplus Superannuation and Personal Super Plan and the Hostplus Executive products. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved.