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The Indexed Balanced investment option is focused on minimising investment fees and costs from investing in a portfolio that has a bias to growth assets and has medium diversification.

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At a glance (Accumulation)

Investment timeframe
5 years +
Risk level
Asset mix
75% growth / 25% defensive
Total investment fees and costs*
0.06% p.a.
Return target
CPI + 2.5% p.a. over 20 years
Net return^

Click here for important information about Lonsec Research Ratings.
Awards and ratings are only one factor to be taken into account when choosing a super fund.

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide.
^ Investment return over 10 years to 30 June 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See the investment returns page for returns over all available periods.


Who is Indexed Balanced suitable for?

With a bias to growth assets, this Indexed pre-mixed investment option is designed for members with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a high tolerance of negative returns.

Read our Member Guide for more information about these terms.

Indexed Balanced
Asset classTargetRange
Australian shares                   35%                                            20-60%                                       
International shares (developed markets)                                                                                                                           40%20–60%
International shares (emerging markets) 0%0–15% 
Property 0%0-10%
Infrastructure 0%0-10%
Private equity 0%0-10%
Credit 0%0-10%
Alternatives 0%0-10%
Diversified fixed interest 20%10–30% 

Head to Member Online to choose the investment option that’s right for you.



This table shows the 12-month net returns for our Indexed Balanced option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1

Return 8.51%0.19%18.88%-5.67%12.34%

This table shows the average net returns for our Indexed Balanced option over 3, 5 and 10 years to 30 June 2023.1

Year3 years5 years10 years
Average return (p.a.) 8.00% 6.49% 7.92% 

1. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.


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