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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more
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We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

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Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now

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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

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Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

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Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

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Manage your super on the go with the Hostplus Members app

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    Everyone is welcome to join us as a member of our personal super plans.

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Why choose Hostplus

  • Why choose Hostplus

  • Make Hostplus your default fund
  • Super for employers
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  • Super for self-employed and sole traders
  • Super for accountants and bookkeepers
  • Meet the Employer Support Team
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Your responsibilities

  • Your responsibilities

  • Understanding Your Future, Your Super
  • Payday super
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

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    Pay your employees super contributions across multiple super funds.

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    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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Manage your super on the go with the Hostplus Members app

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Download the Hostplus App
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    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

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    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

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    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

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    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

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    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

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    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

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  1. Manage your Superannuation with Hostplus
  2. Employers
  3. Why choose Hostplus
  4. Super for self-employed and sole traders

Super for
self-employed and sole traders

If you’re self-employed, paying yourself super could be a smart choice to set yourself up for a positive future in retirement. Find out how you can start contributing to a Hostplus super account – your future self will thank you.  

Join Hostplus
Jump to section
  • Do I need to pay myself super if I’m self-employed?
  • Why join Hostplus?
  • How to pay yourself super
  • Need some help?

Do I need to pay myself super if I’m self-employed?

If you’re a sole trader or in a partnership, you can choose to pay yourself super. Even if it's not a legal requirement, investing in your future can make a big difference come retirement.

Spending a few minutes today can pave the way for a much brighter future. Join Hostplus in less than five minutes and start paying yourself super today. 

Why should I contribute to my super?

There are positive benefits to saving for your retirement:

  • Pay less tax. Super contributions are taxed at 15% so, depending on your income, contributing to super could help you save tax. 
  • Get better returns. Superannuation investments generally perform better than other interest-bearing accounts, which means faster growth over time.1
  • Grow your savings. Small amounts invested consistently have the potential to grow over time – that’s the magic of compounding returns.

As an extra incentive, if you earn less than $60,400 a year and make after-tax contributions to your super, you might be eligible for the government’s co-contribution scheme. If you qualify, a maximum of $500 could be paid directly into your super each year.

By starting early and staying focused on your retirement goals, you’re giving yourself the best chance to achieve financial stability.

How to pay yourself super

If you haven't already, join Hostplus. During this process you'll be prompted to consider your investment choice and insurance preferences.

Join Hostplus

As someone who’s self-employed, you decide how much to contribute – and it can be as much or as little as you like. A good starting point? Choosing a consistent amount or percentage to contribute. Bear in mind that you can only contribute a maximum of $30,000 of your before-tax income, but you can also choose to make after-tax contributions of up to $120,000.

If you're self employed, you can pay yourself super when it suits your business – you don’t have a mandatory payment dates. You can set up regular contributions from your before-tax income, or transfer a lump sum from your after-tax savings. 

Use BPAY to make the payment – you can find your unique BPAY details in Member Online or the Hostplus app.

If you’ve paid yourself super from your after-tax salary, you can claim a tax deduction. There are some eligibility rules, but in most cases you can simply log in to your Hostplus account and complete a 'Notice of intent to claim a tax deduction' form. If you do claim a deduction, these contributions will count towards your $30,000 concessional contribution cap.

Why join Hostplus?

At Hostplus, we put our members first. We're focussed on maximising your investment returns and putting more money in your pocket.

Strong long-term performance

Our award-winning2 investment options have delivered consistent, long-term returns, with one of the lowest admin fees of any MySuper product.3 That’s more to invest in your future.

Investment choices

We know that everyone’s situation and goals are different. That's why we offer a wide range of quality investment options - from high growth to indexed, SRI, defensive and more - so you can choose the best investment for you.

Quality insurance

Insurance is particularly important when you’re self-employed. By joining Hostplus, you may be eligible to access our competitively-priced income protection, total and permanent disablement (TPD) and death cover.

Expert financial advice

Need help with planning for your future? Our qualified financial planners can help you achieve your goals. Hostplus offers financial advice by phone, online and in person in every state and territory.

Need some help?

Our expert team is here to answer your questions and give you the support you need.

Phone

Call us on
1300 467 875.

Online enquiry

Connect with our team using our online form.

Send enquiry

1. Past performance is not a reliable indicator of future performance.

2. Awards and ratings are only one factor to consider when choosing a super fund. Visit hostplus.com.au/awards to learn more about our awards.

3. Other fees and costs apply. Refer to the relevant PDS for more information. Hostplus Balanced (MySuper) investment option compared to SuperRatings fee data for public offer MySuper products extracted from SMART platform on 22 January 2026. Comparison is based on the total administration fees and costs assuming a $50k account balance.

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This website is provided by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee of the Hostplus Superannuation Fund ABN 68 657 495 890 and the Hostplus Pooled Superannuation Trust ABN 13 140 019 340.  This website contains general information only. We have not taken into consideration any of your objectives, financial situation or needs. You should consider your own financial situation and read the relevant Hostplus Product Disclosure Statement or Hostplus Self-Managed Invest PDS and Target Market Determination before making a decision about the products on this website.  Hostplus has engaged Industry Fund Services Limited ABN 54 007 016 195, AFSL 232514 and MUFG Retire360 Pty Limited ABN 36 105 811 836, AFSL 258145 to provide advice services to members. Refer to the Financial Services Guide for details. Awards and ratings are only one factor to consider when choosing a super fund. Read more information about our awards and ratings. Past performance is not a reliable indicator of future performance. You can view detailed disclaimers here. 

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. 

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 (Chant West) Epic Retirement Tick issued October 2025 is solely a statement of opinion and not a recommendation in relation to making any investment decisions. The Tick is current for 12 months and subject to change at any time without notice. Ticks from previous years are for historical purposes only. Liability is not accepted, whether direct or indirect, from use of the Tick. Full details on the Tick at www.chantwest.com.au/solutions/epic-retirement-tick