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We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

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SuperSmart has launched

Try SuperSmart today

An interactive way to get financial education and tailored advice* online to help supercharge your future.  

Exclusive to Hostplus members 24/7 via Member Online at no extra cost.

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*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services. 

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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

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Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

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Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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  1. Home
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Self-Managed Invest (SMI)

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  1. SMI investment options (Accumulation)
  2. SMI investment options (Pension)
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10 options
  • Access to unique investments

    We’re the first industry super fund to combine the flexibility and security of an SMSF with access to unique investments, previously unavailable to retail investors.

    Read our Self-Managed Invest Additional Information Brochure for more information about the terms we use to describe these options.

  • Balanced

    The Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a bias to growth assets.
    Who is this investment suitable for?
    With a bias to growth assets, this Signature investment option is designed for investors with a medium to long-term investment timeframe, who are seeking strong long-term returns (very strong long-term returns in Pension phase) and have a medium to high tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium to High
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 3 to less than 4 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    76% growth / 24% defensive
    Total investment fees and costs*
    1.06% p.a.
    Return target
    CPI + 4.0% p.a. over 20 years
    Net return^
    8.20%
    Investment details
  • Conservative

    • Introduced on 28 November 2022
    The Conservative investment option is focused on delivering the best net return from investing in a portfolio that has a similar proportion of growth and defensive assets.
    Who is this investment suitable for?
    With a similar proportion of growth and defensive assets, this Signature investment option is designed for investors with a medium to long-term investment time frame, who are seeking moderate long-term returns (strong long term returns in Pension phase) and have a medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 2 to less than 3 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    58% growth / 42% defensive
    Total investment fees and costs*
    0.88% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^
    -
    Investment details
  • Stable

    • Introduced on 28 November 2022
    The Stable investment option is focused on delivering the best net return from investing in a portfolio that has a bias to defensive assets.
    Who is this investment suitable for?
    With a bias to defensive assets, this Signature investment option is designed for investors with a medium to long-term investment time frame, who are seeking modest long-term returns (moderate long-term returns in Pension phase) and have a low to medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Low to medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 1 to less than 2 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    38% growth / 62% defensive
    Total investment fees and costs*
    0.79% p.a.
    Return target
    CPI + 2.0% p.a. over 20 years
    Net return^
    -
    Investment details
  • Indexed Balanced

    The Indexed Balanced investment option is focused on minimising investment fees and costs from investing in a portfolio that has a bias to growth assets.
    Who is this investment suitable for?
    With a bias to growth assets, this Indexed investment option is designed for investors with a medium to long-term investment time frame, who are seeking moderate long-term returns and have a high tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    High
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 4 to less than 6 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    75% growth / 25% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 2.50% p.a. over 20 years
    Net return^
    8.69%
    Investment details
  • Socially Responsible Investment (SRI) - Balanced

    • Socially Responsible Investment
    • Introduced on 28 November 2022
    The Socially Responsible Investment (SRI) - Balanced investment option is focused on investing in a manner that may align with your personal values from investing in a portfolio with a bias to growth assets.
    Who is this investment suitable for?
    With a bias to growth assets, this Socially Responsible Investment option is designed for investors with a medium to long-term investment time frame, who are seeking moderate strong long-term returns (strong long-term returns in Pension phase) and have a medium to high tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium to high
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 3 to less than 4 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    73% growth / 27% defensive
    Total investment fees and costs*
    0.77% p.a.
    Return target
    CPI + 3% p.a. over 20 years
    Net return^
    -
    Investment details
  • Australian Shares – Indexed

    The Australian Shares – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all growth assets (typically companies listed predominantly on the Australian Securities Exchange).
    Who is this investment suitable for?
    With all growth assets, this Sector investment option is designed for investors with a medium to long-term investment time frame, who are seeking moderate long-term returns (very strong long-term returns in Pension phase) and have a high tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    High
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 4 to less than 6 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    100% growth / 0% defensive
    Total investment fees and costs*
    0.02% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^
    -
    Investment details
  • International Shares - Emerging markets

    The International Shares - Emerging Markets investment option is focused on delivering the best net return in a single sector from investing in a portfolio of all growth assets (typically companies listed on international securities exchanges in emerging markets).
    Who is this investment suitable for?
    With all growth assets, this Sector investment option is designed for investors with a medium to long-term investment time frame, who are seeking moderate long-term returns (very strong long-term returns in Pension phase), have a high tolerance of negative returns and can accept the impacts of foreign currency movements.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    High
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 4 to less than 6 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    100% growth / 0% defensive
    Total investment fees and costs*
    0.59% p.a.
    Return target
    CPI + 4% p.a. over 20 years
    Net return^
    -
    Investment details
  • Property

    The Property investment option is focused on delivering the best net return in a single sector from investing in a portfolio with a bias to defensive assets (typically investing in property or buildings, either directly or via property trusts).
    Who is this investment suitable for?
    With a bias to defensive assets, this Sector investment option is designed for investors with a long-term investment timeframe, who are seeking modest long-term returns (moderate long-term returns in Pension phase) and have a medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    7 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 2 to less than 3 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    30% growth / 70% defensive
    Total investment fees and costs*
    1.13% p.a.
    Return target
    CPI + 1.5% p.a. over 20 years
    Net return^
    3.21%
    Investment details
  • Infrastructure

    The Infrastructure investment option is focused on delivering the best net return in a single sector from investing in a portfolio with a similar proportion of defensive and growth assets (typically investing in tangible infrastructure assets, such as airports, seaports, toll roads, renewable energy and utilities, both within Australia and globally).
    Who is this investment suitable for?
    With a similar proportion of defensive and growth assets, this Sector investment option is designed for investors with a long-term investment timeframe, who are seeking modest long-term returns (moderate long-term returns in Pension phase) and, have a low to medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    7 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Low to medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 1 to less than 2 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    60% growth / 40% defensive
    Total investment fees and costs*
    0.82% p.a.
    Return target
    CPI + 2.0% p.a. over 20 years
    Net return^
    8.23%
    Investment details
  • Bonds – Indexed

    Bonds – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all defensive assets (Australian and international government bonds and other investment grade debt).
    Who is this investment suitable for?
    With all defensive assets, this Sector investment option is designed for investors with a short-term investment time frame, who are seeking stable returns and have a medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    2 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 2 to less than 3 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    0% growth / 100% defensive
    Total investment fees and costs*
    0.06% p.a.
    Return target
    CPI p.a. over 20 years
    Net return^
    -
    Investment details
Skip investment options carousel
10 options
  • Access to unique investments

    We’re the first industry super fund to combine the flexibility and security of an SMSF with access to unique investments, previously unavailable to retail investors.

    Read our Self-Managed Invest Additional Information Brochure for more information about the terms we use to describe these options.

  • Balanced

    The Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a bias to growth assets.
    Who is this investment suitable for?
    With a bias to growth assets, this Signature investment option is designed for investors with a medium to long-term investment timeframe, who are seeking very strong long-term returns (very strong long-term returns in Pension phase) and have a medium to high tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium to High
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 3 to less than 4 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    76% growth / 24% defensive
    Total investment fees and costs*
    1.06% p.a.
    Return target
    CPI + 4.50% p.a. over 20 years
    Net return^
    9.29%
    Investment details
  • Conservative

    • Introduced on 28 November 2022
    The Conservative investment option is focused on delivering the best net return from investing in a portfolio that has a similar proportion of growth and defensive assets.
    Who is this investment suitable for?
    With a similar proportion of growth and defensive assets, this Signature investment option is designed for members with a medium to long-term investment time frame, who are seeking strong long-term returns and have a medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 2 to less than 3 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    58% growth / 42% defensive
    Total investment fees and costs*
    0.88% p.a.
    Return target
    CPI + 4.0% p.a. over 20 years
    Net return^
    -
    Investment details
  • Stable

    • Introduced on 28 November 2022
    The Stable investment option is focused on delivering the best net return from investing in a portfolio that has a bias to defensive assets.
    Who is this investment suitable for?
    With a bias to defensive assets, this Signature diversified investment option is designed for investors with a medium to long-term investment time frame, who are seeking moderate long-term returns (moderate long-term returns in Pension phase) and have a low to medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Low to medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 1 to less than 2 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    38% growth / 62% defensive
    Total investment fees and costs*
    0.79% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^
    -
    Investment details
  • Indexed Balanced

    The Indexed Balanced investment option is focused on minimising investment fees and costs from investing in a portfolio that has a bias to growth assets.
    Who is this investment suitable for?
    With a bias to growth assets, this Indexed investment option is designed for investors with a medium to long-term investment time frame, who are seeking moderate long-term returns and have a high tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    High
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 4 to less than 6 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    75% growth / 25% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^
    9.64%
    Investment details
  • Socially Responsible Investment (SRI) - Balanced

    • Socially Responsible Investment
    • Introduced on 28 November 2022
    The Socially Responsible Investment (SRI) - Balanced investment option is focused on investing in a manner that may align with your personal values from investing in a portfolio that has a bias to growth assets.
    Who is this investment suitable for?
    With a bias to growth assets, this Socially Responsible Investment option is designed for investors with a medium to long-term investment time frame, who are seeking strong long-term returns (strong long-term returns in Pension phase) and have a medium to high tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium to high
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 3 to less than 4 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    73% growth / 27% defensive
    Total investment fees and costs*
    0.77% p.a.
    Return target
    CPI + 4.0% p.a. over 20 years
    Net return^
    -
    Investment details
  • Australian Shares – Indexed

    The Australian Shares – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all growth assets (typically companies listed predominantly on the Australian Securities Exchange) and has low diversification.
    Who is this investment suitable for?
    With all growth assets, this Sector investment option is designed for investors with a medium to long-term investment time frame, who are seeking strong long-term returns (very strong long-term returns in Pension phase) and have a high tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    High
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 4 to less than 6 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    100% growth / 0% defensive
    Total investment fees and costs*
    0.02% p.a.
    Return target
    CPI + 4.0% p.a. over 20 years
    Net return^
    -
    Investment details
  • International Shares - Emerging markets

    The International Shares - Emerging Markets investment option is focused on delivering the best net return in a single sector from investing in a portfolio of all growth assets (typically companies listed on international securities exchanges in emerging markets).
    Who is this investment suitable for?
    With all growth assets, this Sector investment option is designed for investors with a medium to long-term investment time frame, who are seeking very strong long-term returns (very strong long-term returns in Pension phase), have a high tolerance of negative returns and can accept the impacts of foreign currency movements.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    5 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    High
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 4 to less than 6 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    100% growth / 0% defensive
    Total investment fees and costs*
    0.59% p.a.
    Return target
    CPI + 5% p.a. over 20 years
    Net return^
    -
    Investment details
  • Property

    The Property investment option is focused on delivering the best net return in a single sector from investing in a portfolio with a bias to defensive assets (typically investing in property or buildings, either directly or via property trusts).
    Who is this investment suitable for?
    With a bias to defensive assets, this single sector investment option is designed for investors with a long-term investment timeframe, who are seeking modest long-term returns (moderate long-term returns in Pension phase) and have a medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    7 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 2 to less than 3 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    30% growth / 70% defensive
    Total investment fees and costs*
    1.13% p.a.
    Return target
    CPI + 2.5% p.a. over 20 years
    Net return^
    3.90%
    Investment details
  • Infrastructure

    The Infrastructure investment option is focused on delivering the best net return in a single sector from investing in a portfolio with a similar proportion of defensive and growth assets (typically investing in tangible infrastructure assets, such as airports, seaports, toll roads, renewable energy and utilities, both within Australia and globally).
    Who is this investment suitable for?
    With a similar proportion of defensive and growth assets, this Sector investment option is designed for investors with a long-term investment timeframe, who are seeking modest long-term returns (moderate long-term returns in Pension phase) and, have a low to medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    7 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Low to medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 1 to less than 2 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    60% growth / 40% defensive
    Total investment fees and costs*
    0.82% p.a.
    Return target
    CPI + 2.5% p.a. over 20 years
    Net return^
    9.05%
    Investment details
  • Bonds – Indexed

    The Bonds – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all defensive assets (Australian and international government bonds and other investment grade debt) and has low diversification.
    Who is this investment suitable for?
    With all defensive assets, this Sector investment option is designed for investors with a short-term investment time frame, who are seeking stable returns and have a medium tolerance of negative returns.
    More details
    Investment time frame
    Indicates the recommended minimum number of years you should keep your super invested in this option.
    2 years +
    Level of investment risk
    Indicates how risky this option is, ranging from ‘Very low’ to ‘Very high’ risk. This is an industry-wide Standard Risk Measure.
    Medium
    Likelihood of negative returns
    This is an industry-wide Standard Risk Measure which is based on the expected number of negative annual returns over a 20-year period.
    Negative returns expected in between 2 to less than 3 out of every 20 years
    Growth/ defensive allocation
    How the option is invested between growth assets (higher risk/higher return, like shares) and defensive assets (lower risk/lower returns, like cash).
    0% growth / 100% defensive
    Total investment fees and costs*
    0.06% p.a.
    Return target
    CPI + 0.5% p.a. over 20 years
    Net return^
    -
    Investment details

* Administration and investment fees and costs are estimates based on the previous financial. Because the fees and costs are estimates based on the previous financial year’s, fees and costs payable in respect of each future year may be higher or lower. For a full breakdown of fees and costs, see our fees and costs page or the ‘Fees and other costs’ section of the SMI Product Disclosure Statement.  

^ Investment returns for periods ending 31 May 2026, net of investment fees and costs. Administration and other fees apply. Not all options will display returns for every period due to varying launch dates. See investment returns page for returns over all available periods.

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1. Ratings agency SuperRatings has awarded Hostplus the ’20-year Platinum Performance’ rating in 2022. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.

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This website is provided by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee of the Hostplus Pooled Superannuation Trust ABN 13 140 019 340.  This website contains general information only. We have not taken into consideration your objectives, financial situation or needs. You should consider your own financial situation and read the Self-Managed Invest PDS  and Target Market Determination before making a decision about Self-Managed Invest. Hostplus has engaged Industry Fund Services Limited ABN 54 007 016 195, AFSL 232514 and MUFG Retire360 Pty Limited ABN 36 105 811 836, AFSL 258145 to provide advice services to members. Refer to the Financial Services Guide for details.  Awards and ratings are only one factor to consider when choosing a super fund. Read more information about our awards and ratings. Past performance is not a reliable indicator of future performance. You can view detailed disclaimers here.  

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The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 (Chant West) Epic Retirement Tick issued October 2025 is solely a statement of opinion and not a recommendation in relation to making any investment decisions. The Tick is current for 12 months and subject to change at any time without notice. Ticks from previous years are for historical purposes only. Liability is not accepted, whether direct or indirect, from use of the Tick. Full details on the Tick at www.chantwest.com.au/solutions/epic-retirement-tick

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