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Balanced Option

The Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a bias to growth assets and has high diversification. 

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At a glance (Accumulation)

Investment timeframe
5 years +
Risk level
Medium to High
Asset mix
76% growth / 24% defensive
Total investment fees and costs*
0.97% p.a.
Return target
CPI + 4.0% p.a. over 20 years
Net return^
Recommeded - Lonsec Research

Click here for important information about Lonsec Research Ratings.
Awards and ratings are only one factor to be taken into account when choosing a super fund.

* Costs are estimated based on estimated and actual information from the previous financial year. The costs payable in respect of each future year may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or the ‘Fees and other costs’ section of the SMI Product Disclosure Statement.  
^ Investment return over 10 years to 30 April 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods. Past performance is not a reliable indicator of future performance. 

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Who is Balanced suitable for?

With a bias to growth assets, this Core pre-mixed investment option is designed for investors with a medium to long-term investment timeframe, who are seeking strong long-term returns and have a medium to high tolerance of negative returns. 

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SMI Investment returns

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Our Investment Philosophy

Our approach to investing is driven by our strong, diverse and proven investment beliefs.1 We’re not afraid to be different to other investment managers and super funds.


World-class investment managers

Our investment funds are managed by some of the world’s largest and top-performing asset managers.1


1. Ratings agency SuperRatings has awarded Hostplus the ’20-year Platinum Performance’ rating in 2022. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.