You already invest in your future through super. Now, you can invest in your health.
In partnership with our insurer MetLife, we're proud to introduce 360Health: a wellbeing program available to Hostplus members and their families.1
Get fast access to a wide range of virtual health services at no extra cost. That's a plus.
All Hostplus members (regardless of their insurance status) and their eligible family members (children, partner, parents, and parents-in-law) can use the following 360Health services.
Have a virtual consultation with an accredited dietitian who can recommend dietary changes and build a personalised plan to help you reach your goals.
Meet with an exercise physiologist to help you improve your general health, bounce back from injury, illness or surgery, or manage living with chronic pain.
Get an in-depth mental health review by a team of Australian-based experts or have your general questions answered online by mental health specialists.*
*Mental Health Assist is only available in respect of persons 18 years old or above.
Connect with leading local and international experts to review a medical condition. Specialist doctors can provide their clinical opinion and help you to make decisions about your treatment path.
A quick way to get general medical advice*, whether you’re unsure about a symptom, need guidance on next steps or have a question about your child’s health. Receive a response from an expert within 24 hours.
*Does not provide prescriptions or referrals. Should not replace your GP.
Receive personalised perimenopause and menopause support from nurses specialising in women’s health, plus follow-up care to promote wellbeing at home and at work.
If you have insurance with MetLife, you're eligible to receive early and on-claim rehabilitation services in the event of injury or illness.
Fast support with recovery when the unpredictable happens and you need to make a claim.
Rehabilitation support if you're not ready to return to work but want to optimise your recovery.
Rehabilitation support if you're ready to return to work and need tools and support with the transition.
360Health is a service offered by Hostplus' insurer, MetLife and is provided in conjunction with Teladoc Health.
The service is designed to provide targeted health and wellbeing advice, but it shouldn't replace your GP.
You can connect with Teladoc's expert clinicians, mental health professionals and nurses specialising in women's health who can help answer questions, clarify a diagnosis or provide support.
It’s about backing yourself today, so you’re stronger for what comes next.
Pick the support you need and complete a short form to get started.
Teladoc Health, MetLife’s health provider, will contact you to book a consult.
Have a video consult to discuss your health, goals and what support might help.
You’ll get a report with individual recommendations to help you manage your health going forward.
Check in with the team to stay on track, ask any remaining questions and adjust your final plan if needed.
There’s no limit to how many services you can access.
Hear from a Teladoc clinician to learn how the service can help you make decisions, clarify next steps or ask questions.
MetLife 360Health was awarded Money magazine’s Health and Wellness Cover of the Year 2025. It's trusted, easy to access and designed to support you through every stage of life.
Do I need to make a claim to use 360Health services?
As a Hostplus member, you and your family¹ can access virtual 360Health services at any time without submitting a claim. However, Recovery Support services are available only if you are insured by MetLife.
Who is the provider of 360Health services?
All services except for Recovery Support are provided by Teladoc Health, an independent telehealth provider.
Are 360Health services discreet?
Yes, these services are discreet. The providers of 360Health virtual services, Teladoc Health, will not share any medical reports without your consent. Following completion of a consult with Teladoc, a clinical report is provided to the member outlining the advice and recommendations made by the clinician. Without the member's written consent, the substance of the Teladoc clinician report is only shared with the member (or legal guardian). For Teladoc to share the clinician report with a treating doctor outside of 360Health, the member must provide their written consent along with the details of the treating doctor/s that they consent to share the report with. If anything is disclosed to the treating doctor, this may fall part of a member's medical records and may be included when the claims team requests medical records.
What assurance is provided regarding my privacy?
Teladoc Health will only provide aggregated, de-identified information about how members use the services. Teladoc Health will not share details of your report or the nature of your enquiry with Hostplus or MetLife without your consent.
Are there any restrictions on the number of times I can use the services?
No, the 360Health virtual services are unlimited. You and your family¹ can access them as often as needed.
What happens if I leave the super fund?
Unfortunately, you and your family will lose access to 360Health. However, if you have initiated a case and then leave, your case will be seen through until completion.
How does Mental Health Assist fit with the existing mental health treatment plan provided by Medicare?
The Mental Health Assist service complements any existing mental health treatment by providing an additional perspective on how to best treat you and your family. After receiving the 360Health expert report you will be offered three options for therapy:
The Mental Health Assist consult is not considered a consult under the Medicare Mental Health Plan and therefore will not reduce the amount of counselling sessions you may access in a calendar year. Any consults accessed under a Medicare Mental Health Plan may incur a cost.
^A Medicare Mental Health Plan is a structured document created by a GP that outlines treatment goals and actions for individuals diagnosed with mental health conditions, allowing access to subsidised mental health services under Medicare.
Do I need to pay to use Mental Health Assist?
No, all costs are covered as part of Hostplus' member benefits. The only charge you may face is after you have transitioned out of the program and into therapy with a psychologist.
How am I assigned a mental health nurse?
If you are eligible for Mental Health Assist you will have a mental health nurse to help guide you through the process. The nurse is assigned by the 360Health team when the booking request is made.
A mental health nurse is your point of contact throughout the entire process and acts as the bridge between you and the clinicians - facilitating the gathering of appropriate information and documents to ensure the process runs smoothly. A mental health nurse is assigned to you at the beginning of your journey and is responsible for answering any of your questions and concerns. A mental health nurse is available to continue assisting you for up to six months following the completion of the process.
Recognising that getting medical records will be the difficult and time-consuming element of the process, how can this be supported?
Subject to your consent, where medical records are required, the requested records are strictly related to your mental health condition – the mental health nurse also plays a role in following up on the records and updating you. Both these steps help reduce turnaround times. The mental health nurse works with you and relevant clinicians to identify the appropriate records and then arranges for collection of those records on your behalf.
How long does it take to go through the Mental Health Assist process?
Typically, you take part in an online consultation with a peer trusted Australian-based clinical psychologist or psychiatrist within 10 days of consent forms being returned. A final expert report will typically be delivered within a week from the experts completing their assessments.
How long does an assessment take?
Typically, this will take one hour, however if required more time will be spent to conduct an appropriate assessment.
How are the expert doctors and clinicians selected?
Doctors are selected through a peer-nominated process where the doctors are asked to nominate who they think are the best in their field. These responses form the basis of the global network of medical professionals who work with Teladoc Health to provide expert consultations.
How long does the Expert Medical Opinion process take?
Typically, you should receive your report within 20 business days after all the relevant medical information and reports are received. The timeframes may vary depending on how fast the medical records are received.
Are there any costs associated with the Expert Medical Opinion?
There is no charge to you or your family¹ for this service.
Will my treating doctor(s) be familiar with the 360Health provider Teladoc Health?
Your doctor may or may not be familiar with the service. If Teladoc Health needs to approach your doctor to request your medical records, they will fully explain the service.
Which medical conditions does the Expert Medical Opinion cover?
Serious medical conditions such as cancer, stroke, heart problems etc, and any other conditions causing you major discomfort such as chronic skin conditions and allergies, orthopaedic and psychological conditions.
If you are in need of emergency medical care in Australia, call 000 or visit an Emergency Department.
Please note: Emergency and dental conditions are not covered.
Do I need to travel to visit the leading specialist?
No. The 360Health medical team assesses your medical records and contacts the specialist for a second opinion on diagnosis and recommended treatment. Your contact is always with 360Health in Australia.
Insurance can be a complex topic. Here’s some more information to help you navigate your insurance options with Hostplus.
Life insurance products are issued by MetLife Insurance Limited (ABN 75 004 274 882, AFSL 238096) (MetLife). 360Health services are provided in conjunction with Teladoc Health Australasia Pty Ltd (ACN 147 387 666) (Teladoc Health), a separate entity. 360Health services are not provided by way of insurance (including health insurance) and the provision of these services is not dependent on the occurrence of an insured event. MetLife will not be responsible for the nature or quality of services provided by Teladoc Health.
All services except for Recovery Support are provided by Teladoc Health. Access to 360Health services will be at MetLife’s reasonable discretion and is eligible for all MetLife customers, partnered super fund members and their children, partner, parents and parents-in-law. MetLife reserves the right to discontinue or change the services at any time.
Hostplus insurance cover is provided by MetLife Insurance Limited ABN 75 004 274 882, AFSL 238096. Hostplus insurance cover is provided to members in the Maritime division of the Hostplus Superannuation Fund by MLC Limited ABN 90 000 000 402, AFSL 230694.
Issued by Host-Plus Pty Limited ABN 79 008 634 704 as trustee for the Hostplus Superannuation Fund ABN 68 657 495 890.