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An interactive way to get financial education and tailored advice* online to help supercharge your future.  

Exclusive to Hostplus members 24/7 via Member Online at no extra cost.

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*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services. 

Manage your super

Retirement

CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Forms and resources

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Our notice of intent to claim a tax deduction (NOITC) service is available online

Simply log in to Member Online, navigate to ‘Super’ in the top menu, and select
‘Claim a tax deduction’.  

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Why choose Hostplus

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Why Hostplus

CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Product and fee information for advisers

CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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  5. MySuper dashboard

Hostplus MySuper 
Dashboard

This dashboard is set out to help you better understand Hostplus' investment returns, risks and fees in relation to our Balanced (MySuper) option. 

Use this dashboard to compare this option with other MySuper products. Go to ASIC's MoneySmart website for more information on how to pick the right MySuper fund for you.

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Return Target

Icon depicting the number 10 on a calendar page

10 years

CPI (inflation) plus 3.0% per annum on average over 10 years, after fees, costs and taxes.

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20 years

CPI (inflation) plus 4.0% per annum on average over 20 years, after fees, costs and taxes.

Future returns cannot be guaranteed. This is a prediction.

Return

 

Year*2015201620172018201920202021202220232024
Return%10.844.8413.0412.346.64-2.0121.161.427.847.45

*Ending 30 June
10 year average return of 8.18% as at 30 June 2024
20 year average return of 7.72% as at 30 June 2024

Comparison between
return target and return

Comparison between return target and return

Past performance isn't a reliable indicator of future investment performance.

Level of
investment risk

Medium to high

Negative returns expected in between 3 and 4 out of every 20 years.

The higher the expected return target, the more often you would expect a year of negative returns.

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Statement of

fees and other costs

$625.26 per year.
Fees and other costs for a member with a $50,000 balance.

Glossary

Represents the mean annualised estimate of the percentage rate of net return that exceeds the growth in the CPI over ten years. CPI refers to Consumer Price Index, an inflationary indicator that measures the change in the cost of a fixed basket of products and services, as released by the Australian Bureau of Statistics.

20 year return target and average return
Hostplus, with our asset consultant, JANA Investment Advisers Pty Ltd., closely monitors and regularly reviews the performance of each investment as well as individual managers. The Fund views superannuation as a long-term investment to provide retirement benefits to our members and has long-range investment strategies to support this. We have provided the 20 year return target and 20 year average return figures to reflect this approach.

Represents the net return of a "representative member". The net return of a representative member is the net investment return of a representative member minus administration fees, costs and taxes and minus advice fees, costs and taxes.

This return is the return for a member who is fully invested in the Hostplus Balanced (MySuper) option, who does not incur any activity fees during a year and who has an account balance of $50,000 throughout that year.

The "representative member" returns are after administration fees have been deducted and are therefore lower than the published "net fund earning rates" ( or net investment returns) which are net of investment-related fees, costs and taxes only.

20 year return target and average return
Hostplus, with our asset consultant, JANA Investment Advisers Pty Ltd., closely monitors and regularly reviews the performance of each investment as well as individual managers. The Fund views superannuation as a long-term investment to provide retirement benefits to our members and has long-range investment strategies to support this. We have provided the 20 year return target and 20 year average return figures to reflect this approach.

The graph outlines the comparison between the return target and the return for the Hostplus Balanced (MySuper) option for previous financial years:

  • the columns represent the net return (as a percentage rate) of a representative member for each year in the comparison period, and
  • the light blue line represents the 10 year moving average return target*, and
  • the dark blue line represents the 10 year moving average net return of a representative member.^

* The moving average return target for a particular year will be the average of the return target (for the relevant year and previous years) in the comparison period, and will factor in the annual growth in CPI.
^ When the dark blue line is above the light blue line then the Hostplus Balanced (MySuper) option 10 year moving average net return of a representative member has outperformed the 10 year moving average return target.

Represents the estimated number of years in a 20-year period where negative net investment returns will be incurred.

The "Medium to High" investment risk label means that it is estimated that there will be in between 3 and 4 annual periods of negative net investment returns over a 20-year period. It is based on industry guidance (Standard Risk Measure {SRM}, Guidance Paper For Trustees and SRM, Implementation Guidance For Trustees) issued by the Association of Superannuation Funds of Australia and the Financial Services Council.

The Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20-year period.

The Standard Risk measure is not a complete assessment of all forms of investment risk. For instance, it does not detail what the size of a negative return could be or the potential for a positive return to be less than you may require to meet your objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return.

You should still ensure you are comfortable with the risks and potential losses associated with this investment option.

Represents estimated fees and other costs incurred by a representative member with a $50,000 balance in the Hostplus Balanced (MySuper) option, to 30 June 2025.

Fees and costs for the 2024-2025 financial year are based on the fees and costs disclosed in the PDS dated 1 October 2024. The investment costs for future years are not currently known and can be higher or lower. Additional fees may apply.

Last updated 18 September 2024