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Thinking about

What does your dream retirement look like? It could be travelling the world, spending more time with the grandkids or reigniting a much-loved hobby. If you’re starting to think about retirement, you might already be on your way to a positive financial future – or you might still have some work to do. Here are some key steps you can take to get you on the right track. 

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Understand your preservation age

While it’s entirely up to you when you finish up working, you typically won’t be able to access your super until you hit ‘preservation age’ – which may have an impact on when you choose to retire. Your preservation age depends on when you were born:

  • If you were born before 1 July 1960, your preservation age is 55.
  • If you were born between 1 July 1960 and 30 June 1961, your preservation age is 56. 
  • If you were born between 1 July 1961 and 30 June 1962, your preservation age is 57.
  • If you were born between 1 July 1962 and 30 June 1963, your preservation age is 58.
  • If you were born between 1 July 1963 and 30 June 1964, your preservation age is 59.
  • If you were born on or after 1 July 1964, your preservation age is 60.

Learn about retirement

Knowledge is power, so learning about retirement can help you approach your planning with confidence. We’ve got the information you need. 


Calculate how much money you'll need

Understanding how much money you’ll need is an all-important step when you start thinking about retirement. This number is different for everyone, but what does it look like for you? Our Retirement Projection Calculator can help you work out if you need to boost your super savings to achieve your dream retirement.

Get expert advice

Planning for the financial aspects of retirement can be complex. There’s no hard and fast rule, as everyone’s lifestyle, situation and finances are different. That’s where expert advice can help.

Our experts can help you to start planning for your retirement and make the best possible decisions based on your situation. Get advice on:

  • Setting goals: How do you picture your retirement?
  • Facing facts: How realistic are your goals and will you have enough money to reach them?
  • Building a plan: How will you get from where you are to where you want to be?
  • Taking action: What do you need to do to implement your plan?
  • Staying on track: Are you getting closer to achieving your goals? 

Let’s build your future together. Log in to learn more about your retirement savings.


Boost your retirement savings

No matter where you are in your retirement planning journey, it could be a good time to boost your super through additional contributions, salary sacrifice and even government contributions (subject to eligibility).  

Consider the details

If you’re getting closer to retirement, it may be time to start planning for your next stage in life. From transitioning to retirement to income options and pension accounts, we’ve got tools and resources to support you on your way. 

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