What does your dream retirement look like? It could be travelling the world, spending more time with the grandkids or reigniting a much-loved hobby. If you’re starting to think about retirement, you might already be on your way to a positive financial future – or you might still have some work to do. Here are some key steps you can take to get you on the right track.
While it’s entirely up to you when you finish up working, you typically won’t be able to access your super until you hit ‘preservation age’ – which may have an impact on when you choose to retire. Your preservation age depends on when you were born:
Knowledge is power, so learning about retirement can help you approach your planning with confidence. We’ve got the information you need.
Understanding how much money you’ll need is an all-important step when you start thinking about retirement. This number is different for everyone, but what does it look like for you? Our Retirement Projection Calculator can help you work out if you need to boost your super savings to achieve your dream retirement.
Planning for the financial aspects of retirement can be complex. There’s no hard and fast rule, as everyone’s lifestyle, situation and finances are different. That’s where expert advice can help.
Our experts can help you to start planning for your retirement and make the best possible decisions based on your situation. Get advice on:
No matter where you are in your retirement planning journey, it could be a good time to boost your super through additional contributions, salary sacrifice and even government contributions (subject to eligibility).
If you’re getting closer to retirement, it may be time to start planning for your next stage in life. From transitioning to retirement to income options and pension accounts, we’ve got tools and resources to support you on your way.