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Super made simple

Superannuation (or "super") is a long-term savings system designed to help you fund your retirement. Employers are required to contribute 11.5% of your salary into your nominated super fund under the Superannuation Guarantee (SG). These contributions, along with any voluntary top-ups and investment earnings, are managed by super funds like Hostplus to grow your savings until you reach your preservation age — making super one of the most important investments of your life.

What is super?

Super is the money your employer (or you) sets aside over your working life to save for retirement. Super funds like Hostplus aim to grow and protect your balance by investing these contributions until you’re able to access the funds later in life.

How does super work?

Employers must also pay 11.5% on top of your salary or wages into your nominated super fund – this is what’s known as the government’s Superannuation Guarantee (SG). This amount, plus any additional contributions, along with any investment earnings, is invested within the fund for the purpose of growing your savings until you reach your retirement age (known as your preservation age).  

Why is super important?

Super gives you the opportunity to enjoy a comfortable retirement. Along with picking a high-performing fund with a low admin fee like Hostplus, regular contributions to your super add up over time, giving your future self a serious financial boost. In fact, it’s likely to be one of the biggest investments of your life. Make some simple changes to your super today which can contribute to a positive future. 

Compound returns: Super’s best kept secret

Your super is invested with the goal of earning investment returns over time.  Any positive returns earned in one year will grow your balance, meaning you then have more money available to compound the following year. Compound returns are the returns you earn on your returns, and it can make a big difference over time.  

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About Hostplus

We’re a super fund that works tirelessly towards our goal of providing our members the financial future they deserve. A future full of good stuff. A future full of positivity. That’s a plus. 


Why choose Hostplus?

One of the lowest admin fees out of any MySuper product

Top performance 
Our default Balanced (MySuper) option is ranked the number 1 option over rolling 10 and 20-year periods*

More control over your super 
Multiple investment options  

Profits to members, not shareholders 
1.8 million members can’t be wrong 

Socially responsible investment strategy
Rated 4/5 stars

Hostplus awards 2023

1. Other fees and costs apply. Refer to the PDS for more information, available at hostplus.com.au/pds. Hostplus Balanced (MySuper) investment option compared to SuperRatings fee data for public offer MySuper products extracted from SMART platform on 23 April 2025. Comparison is based on the total administration fees and costs assuming a $50k account balance. 
*Hostplus Balanced (MySuper) investment option compared to the SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index at 31 March 2025. Past performance is not a reliable indicator of future performance.

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Award-winning investment performance

You work hard for your money, and we strive to make your super work hard for you. We have consistently delivered significant returns to our members year on year – and our default Balanced (MySuper) option is ranked the number one option over rolling 10 and 20-year periods.2 Performance matters, and we’ve got the awards to prove it.  

2. Hostplus Balanced (MySuper) investment option compared to the SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index at 31 March 2025. Past performance is not a reliable indicator of future performance.

Save more with our low admin fee

We have one of the lowest admin fees out of any MySuper product.3 A low admin fee may mean more super for you.4 We’re committed to keeping our fees as low as we possibly can, so you can have a future full of good stuff.  

3. Other fees and costs apply. Refer to the PDS for more information, available at hostplus.com.au/pds. Hostplus Balanced (MySuper) investment option compared to SuperRatings fee data for public offer MySuper products extracted from SMART platform on 23 April 2025. Comparison is based on the total administration fees and costs assuming a $50k account balance. 

4. Other fees and costs apply. Refer to the PDS for more information, available at hostplus.com.au/pds.

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Learn about
how we invest

We’re a super fund that creates a positive impact for all Australians. Learn more about Hostplus’ investments. 

Responsible and ethical investment

Hostplus works towards a more sustainable world by investing in projects and technology that improve the lives of millions. Our Socially Responsible Investment (SRI) - Balanced option invests in renewable energy, healthcare and medical solutions and skips investments in fossil fuels or companies that breach human or labour rights.  

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More choice, more control

Choosing the right investment option can help maximise your super and build the retirement you deserve. Explore our range of investment options to find one to suit your life stage and personal circumstances. Or gain more control over your super with our direct investment option, Choiceplus. 


Ready to join? Online applications only take five minutes.

Or call us on 1300 467 875 
8am – 8pm (AEST/AEDT), Monday to Friday. 


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