Super                    

Super is the money your employer (or you) sets aside over your working life to save for retirement. Super funds like Hostplus aim to grow and protect your balance by investing these contributions until you’re able to access the funds later in life.

Employers must also pay 11.5% on top of your salary or wages into your nominated super fund – this is what’s known as the government’s Superannuation Guarantee (SG). This amount, plus any additional contributions, along with any investment earnings, is invested within the fund for the purpose of growing your savings until you reach your retirement age (known as your preservation age).  

Super gives you the opportunity to enjoy a comfortable retirement. Along with picking a high-performing fund with a low admin fee like Hostplus, regular contributions to your super add up over time, giving your future self a serious financial boost. In fact, it’s likely to be one of the biggest investments of your life. Make some simple changes to your super today which can contribute to a positive future. 

Hostplus works towards a more sustainable world by investing in projects and technology that improve the lives of millions. Our Socially Responsible Investment (SRI) - Balanced option invests in renewable energy, healthcare and medical solutions and skips investments in fossil fuels or companies that breach human or labour rights.  

Choosing the right investment option can help maximise your super and build the retirement you deserve. Explore our range of investment options to find one to suit your life stage and personal circumstances. Or gain more control over your super with our direct investment option, Choiceplus.