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Specific 
life events

Keep your insurance up to date with your life. To get the best value out of your insurance you should ensure you have the right cover in place as your life changes.

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Life doesn't
stay the same

From one year to the next there are new sports, new adventures, new aches and pains...

As your life changes you should ensure you have the right insurance cover in place.

Make sure your insurance is right for you, right now

Buying a new home. Getting married. Starting a family. These are just some of life’s milestones that can call for additional cover.

How specific life events insurance can boost your insurance cover

You can increase your age-based or unitised Death and Total and Permanent Disablement (TPD) cover by up to four additional units, or if your have fixed cover, you can increase by the lesser of $200,000 and 25% of the cover held by you. Any increase in death and TPD cover is limited to an overall maximum amount of a $1,000,000, inclusive of any existing death and TPD cover.

You can also increase your existing Income Protection cover by the lesser of $1,000 per month and 90% of your monthly pre-disability income.

What are specific life events?

To take advantage of the additional cover available for specific life events, you will need to apply within 60 days of:

  • getting married
  • the birth or adoption of a child/children
  • taking out a mortgage or increasing your existing mortgage on your home
  • death of a spouse

You will also have an additional window to apply for the life events cover increase.  Each year we’ll send you an annual insurance letter and you’ll have an additional 60 day window from the date of the annual insurance letter to take up the specific life events increase, as long as the life event occurred within the 12 months preceding the date of the annual insurance letter.

Enjoy the confidence of knowing your insurance is keeping up with you every step of the way.  Terms and conditions apply, refer to the PDS for more information.

Specific life events may differ for grandfathered Intrust Super, and Statewide Super insurance arrangements. Please refer to the relevant insurance guides for more information.

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