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Indexed
Conservative Balanced

The Indexed Conservative Balanced investment option is focused on minimising investment fees and costs from investing in a portfolio that has a similar proportion of growth and defensive assets and has medium diversification.

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At a glance (Accumulation)

Investment time frame
5 years +
Level of investment risk
High
Likelihood of negative returns
Negative returns expected in between 4 to less than 6 out of every 20 years
Growth/defensive allocation
55% growth / 45% defensive
Total investment fees and costs*
0.06% p.a.
Return target
CPI plus 2.0% p.a over 20 years
Net return^

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide.
^ Investment return over 10 years to 30 September 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See the investment returns page for returns over all available periods.

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Who is Indexed Growth suitable for?

With a similar proportion of growth and defensive assets, this Indexed pre-mixed investment option is designed for members with a medium to long-term investment time frame, who are seeking modest long-term returns and have a high tolerance of negative returns.

Read our Member Guide for more information about these terms.

Our target

Asset mix

Target asset mix - Indexed Growth
Asset classTargetRange
Australian shares                   25%                                               10–50%                                       
International shares (developed markets)                                                                                                                           30%10–50% 
International shares (emerging markets) 0%0–20% 
Property 0%0–20% 
Infrastructure 0%0–20% 
Private equity 0%0–20% 
Credit 0%0–20% 
Alternatives 0%0–20% 
Diversified fixed interest 30%5–40% 
Cash15%0–40% 

Head to Member Online to choose the investment option that’s right for you.

Past

Performance

Accumulation

This table shows the 12-month net return for our Indexed Conservative Balanced option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1

Year20202021202220232024
Return -----

This table shows the average net return for our Indexed Conservative Balanced option over 3, 5 and 10 years to 30 June 2024.1

Year3 years5 years10 years
Average return (p.a.) ---

1. Past performance information is not available for display as this option was introduced on 1 October 2024. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.


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