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Defensive

The Defensive+ investment option is focused on delivering the best net return from investing in a portfolio that has a strong bias to defensive assets and has medium diversification.

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At a glance (Accumulation)

Investment timeframe
2 years +
Risk level
Very low
Asset mix
19% growth / 81% defensive
Total investment fees and costs*
0.27%
Return target
CPI + 1.0% p.a. over 20 years
Net return^
-

+ Not available to Maritime Contributory Accumulation members who joined before 1 July 2008 and have not waived their Protected Minimum Benefit.
* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide.
^ Investment return over 10 years to 30 June 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See the investment returns page for returns over all available periods.

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Who is Defensive suitable for?

With a strong bias to defensive assets, this Core pre-mixed investment option is designed for members+ with a short-term investment timeframe, who are seeking stable returns and have a low tolerance of negative returns.

Read our Member Guide for more information about these terms.

+ Not available to Maritime Contributory Accumulation members who joined before 1 July 2008 and have not waived their Protected Minimum Benefit.

Our target

Asset mix

Defensive
Asset classTargetRange
Australian shares                   6%                                               0–30%                                       
International shares (developed markets)                                                                                                                           7%0–30% 
International shares (emerging markets) 1%0–10% 
Property 2%0–30% 
Infrastructure 4%0–30% 
Private equity 0%0–10% 
Credit 0%0–30% 
Alternatives 3%0–30% 
Diversified fixed interest 34%10–70% 
Cash43%10–80% 

Head to Member Online to choose the investment option that’s right for you.

Past

Performance

Accumulation

This table shows the 12-month net return for our Defensive option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1

Year20192020202120222023
Return -----

This table shows the average net return for our Defensive option over 3, 5 and 10 years to 30 June 2023.1

Year3 years5 years10 years
Average return (p.a.) ---

1. Past performance information is not available for display as this option was introduced on 1 October 2023. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.


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