Learning Hub
Try SuperSmart today
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Retirement
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
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Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
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SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why choose Hostplus
Reminder: EOFY super contributions
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
Your responsibilities
Reminder: EOFY super contributions
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
How to make payments
Reminder: EOFY super contributions
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
Tools and resources
Reminder: EOFY super contributions
If you want your employees' Super Guarantee payments to be processed before the end of the financial year, Hostplus must have received and receipted the contribution by 30 June. For the best chance of meeting this deadline, we recommend submitting payments earlier than usual, in case there are any issues processing your payment.
Processing times will vary across clearing house services, so check with your provider for cutoff dates. You can find out more about how to make super payments on our website.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Manage your
Insurance
Life changes – and your insurance cover might need to change with it. Use our tools to work out the right cover for your circumstances and needs, adjust your cover or update key information.
Get the right cover
for your needs
Insurance can help protect you against the unexpected. But as insurance premiums are deducted from your super balance (reducing your retirement savings), it’s important to carefully assess your cover to make sure it suits your financial situation and needs.
- Check what you’re covered for and review the cost.
- Understand if your insurance cover meets your needs.
- Apply online to change your cover.
1. Check your insurance
and review the cost
Understanding the type of insurance cover and the amount you have is important.
Depending on your eligibility, you may receive automatic default Death and TPD insurance if you’re aged 25 years or older and have at least $6,000 in your Hostplus account. However, you should consider your own circumstances and decide whether the default level of cover is right for you.
If you’re eligible, changing your occupational rating or applying for the parental leave premium waiver are simple ways you could save money on your insurance.
To learn about the cost of your insurance, read the Product Disclosure Statement (PDS) or use our insurance costs calculator. You can also head to Member Online for more information on costs.
2. Understand if
your insurance
cover meets your needs
The level and type of insurance you need will depend on your individual circumstances. You should determine the right level of cover to suit your needs and budget.
Once you’ve reviewed your insurance, you can use our insurance calculator to understand what insurance cover might be right for you.
Find out how much cover you need.
Change your cover
Big life changes, such as a new baby, getting married or a different financial situation might mean you need to change your level of insurance. Log in to Member Online to apply to increase, decrease or cancel your cover.
You may qualify for increased cover with limited health questions if you apply within a specific time frame after the life event occurs. For more details on the specific life events insurance and the eligibility requirements, refer to the Hostplus Member Guide.
Check your occupational rating
Every occupation receives an ‘occupational rating’. This reflects how dangerous a job is and affects how much you pay for your insurance – for example, if you have a Professional rating, you’ll typically pay lower premiums than if you had a Heavy Blue collar rating. It’s a good idea to check your occupational rating in Member Online, as you may be eligible for a lower-risk rating – which in turn may reduce your premiums.
Opt in to default cover
New members generally only receive default Death and TPD cover once they have an account balance of at least $6,000, are aged 25 years or older and have received contributions in the last 16 months. However, if it suits your circumstances, you may be able to opt in to default cover before you meet these criteria. Log in to Member Online for more.
Apply for new cover
If you’ve previously cancelled your cover or weren’t eligible to receive default cover, you may not be insured. If insurance is now right for your situation, head to Member Online to apply (and remember that you might need to provide health information as part of your application).
Three ways to
cancel your insurance
If your insurance is no longer right for your situation, you can cancel at any time.
