If your insurance cover isn’t quite what you need, it’s easy to change.
You can apply:
You can apply for:
If you have Death and TPD cover, the amount of TPD cover cannot exceed your Death cover.
You may need to provide health information when applying for new cover or to increase existing cover.
You may be able to increase your Death and TPD cover whenever you take a big step forward in life – like buying a new home or starting a family – without the need to complete lengthy paperwork or supply medical information.
You may be able to pay a lower premium based on your occupation and associated occupational rating set by the insurer. For example, if you mostly work in an office, you may meet the professional or white collar occupational rating definitions and receive reduced premiums.
Log in to member online to review your occupational rating.
Some occupations aren’t covered for Death and TPD insurance cover and Income Protection cover.
See if this applies to you:
You may be able to transfer existing insurance cover from other super funds or insurance providers to Hostplus.
Work out how much insurance you need based on your family situation, work and expenses.
Insurance calculator about Online insurance calculator.
Work out how much your insurance premiums will be based on the type and level of cover.Insurance premium calculator about Insurance premium calculator.
You can choose who you want your insurance pay out and super balance to go to if you pass away.Nominate a beneficiary about Nominate a beneficiary.
Hostplus members can enjoy Insurance cover without the cost for up to 12 months of parental leaveParental premium waiver about Parental premium waiver.