If your insurance cover isn’t quite what you need, it’s easy to change.
You can apply:
- for new cover
- to increase, decrease or cancel your existing cover through Member Online.
What you can change
- Cancel or decrease your existing cover.
- Apply to increase your existing cover (including following a Life Event).
- Apply for new Death, TPD and/or Income Protection cover.
- Choose between unitised and fixed cover (if you’re aged 60 or under).
- Transfer your existing insurance into Hostplus.
- Apply to update your occupational rating.
Remember:
- You may need to provide health information when applying for new cover or to increase existing cover.
- To change your waiting or benefit period, you’ll need to complete a new insurance application.
- You can cancel your insurance:
- in member online
- by sending us an email
- by calling us on 1300 467 875, or
- by writing to us at:
HOSTPLUS
Locked Bag 5046
Parramatta NSW 2124
See more about your insurance options
How much cover you can apply for
You can apply for:
- unlimited Death cover (includes terminal illness cover)
- up to $5 million in TPD cover
- up to 90% of your salary in Income Protection cover, capped at a maximum of $30,000 per month.
If you have Death and TPD cover, the amount of TPD cover cannot exceed your Death cover.
You may need to provide health information when applying for new cover or to increase existing cover.
Increase your cover following a life event
You may be able to increase your Death and TPD cover whenever you take a big step forward in life – like buying a new home or starting a family – without the need to complete lengthy paperwork or supply medical information.
More information about life events increases
Reviewing your occupational rating
You may be able to pay a lower premium based on your occupation and associated occupational rating set by the insurer. For example, if you mostly work in an office, you may meet the professional or white collar occupational rating definitions and receive reduced premiums.
Log in to member online to review your occupational rating.
Excluded occupations
Some occupations aren’t covered for Death and TPD insurance cover and Income Protection cover.
See if this applies to you:
Transfer your existing insurance cover into Hostplus
You may be able to transfer existing insurance cover from other super funds or insurance providers to Hostplus.
Work out how much insurance you need based on your family situation, work and expenses.
Insurance calculator about Online insurance calculator.Work out how much your insurance premiums will be based on the type and level of cover.
Insurance premium calculator about Insurance premium calculator.You can choose who you want your insurance pay out and super balance to go to if you pass away.
Nominate a beneficiary about Nominate a beneficiary.If you have existing insurance cover with another super fund it's quick and easy to transfer to Hostplus.
Parental premium waiver about Parental premium waiver.
