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Personal Super insurance.

Eligible Personal Super Plan members may receive automatic Death and Total & Permanent Disability (TPD) insurance cover, subject to a pre-existing conditions exclusion.

Super is one of the major assets in a person’s life. Your super helps you build the foundation for your future. But so does your health. Without good health, your golden years may not be as easy as you’d hoped for you or your family.  

We see the whole picture

At Hostplus we believe in protecting your super and your health against the unexpected. Hostplus Personal Super Plan members who are eligible for insurance will automatically receive unitised Death and Total & Permanent Disability (TPD) cover, which is subject to Pre-existing Conditions exclusion. As a Personal Super Plan member you will receive automatic unitised Death and TPD insurance cover at the standard scale. The number of automatic default units you will receive varies and is based on your age next birthday.

Hostplus insurance products are designed for a particular target market. 

Learn more about Death and TPD insurance here or view our Target Market Determinations and PDS for more information about automatic Personal Super Plan insurance.

Keep your insurance up to date

Apply online to increase or request a reduction whenever you need to. Quick and easy. Just the way it should be.

Not a Hostplus member?

Join us today and enjoy the confidence of knowing we’ve got you covered.

This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. It contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at You can view detailed disclaimers here. Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by financial planners who are Authorised Representatives of IFS. Fees may apply for Comprehensive Financial Advice, further information about the cost of comprehensive advice is set out in the relevant IFS Financial Services Guide, a copy of which is available from your financial planner. Hostplus has engaged Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 to facilitate the provision of limited personal financial advice to members of Hostplus via the web-based product Super Adviser.