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Room to breathe.

Income Protection insurance helps to protect your income if you can’t work because of illness or injury by providing regular monthly payments to help you meet your living expenses.

Accidents happen

And when they do, the last thing you want to worry about is the added pressure of worrying about supporting yourself and your family. That’s where Income Protection insurance can help by providing a regular monthly benefit to help you meet your living expenses. 

Income protection insurance will give you added protection when you need it most

Income Protection insurance can provide you with a regular monthly payment to help meet your living expenses. It’s that easy. Find out more in Section 8 of our Product Disclosure Statement below.

Bill avoided moving back to his parents place when he couldn't work

At 26, Bill was enjoying life working as a cook in a busy hotel, spending time with friends and keeping fit training for marathons on the weekends. But a nasty fall while running left Bill with a badly broken ankle that needed surgery and several months of physio before he could return to work in the kitchen. 

Luckily, his Income Protection cover kicked in, meaning Bill had money to pay his rent and regular bills during the time he was off work instead of emptying his savings or losing his apartment.

To learn more about the benefits of Income Protection insurance, refer to the PDS.

Consider if Income Protection insurance is right for you

Hostplus insurance products are designed for a particular target market. Please read our Product Disclosure Statement and Target Market Determinations to understand if this product is right for you. 

Transferring your insurance cover to stay in control

Did you know that you may be able to transfer your Income Protection insurance from another super fund to Hostplus? Please note, you cannot transfer insurance from a self-managed super fund (SMSF).

Learn more about transferring your insurance

Apply online today – no paperwork required

Apply for the protection you need online

This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. It contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at You can view detailed disclaimers here. Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by financial planners who are Authorised Representatives of IFS. Fees may apply for Comprehensive Financial Advice, further information about the cost of comprehensive advice is set out in the relevant IFS Financial Services Guide, a copy of which is available from your financial planner. Hostplus has engaged Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 to facilitate the provision of limited personal financial advice to members of Hostplus via the web-based product Super Adviser.