arrow-downarrow-leftarrow-rightarrow-upcarret-downcarret-leftcarret-rightcarret-upclosedownloadenvelope-altenvelopefacebookhouseinfoinstagramjargon-busterlinkedinlocationmediamenunew-tabpencilphoneprintsearchshareticktooltiptwitteryoutube
Skip to main content

Specific life events.

Keep your insurance up to date with your life. To get the best value out of your insurance you should ensure you have the right cover in place as your life changes.

Life doesn't stay the same. From one year to the next there are new sports, new adventures, new aches and pains... As your life changes you should ensure you have the right insurance cover in place.

Make sure your insurance is right for you, right now

Buying a new home. Getting married. Starting a family. These are just some of life’s milestones that can call for additional cover.

How specific life events can boost your Death and Total & Permanent (TPD) cover

You can increase your unitised cover by up to four additional units or increase your fixed benefit cover by 25% of your current sum insured – up to a maximum of $200,000.

What are specific life events?

To take advantage of the additional cover available for specific life events, you will need to apply within 6 months of:

  • Getting married
  • The birth or adoption of a child/children
  • A dependent child starting secondary school
  • Getting a divorce
  • Buying a home
  • Taking out a mortgage or negotiating an increase to your existing mortgage on your home
  • Taking out a business loan in excess of $100,000
  • Increasing an existing business loan by at least $100,000 (excluding re-draw and refinancing)

Enjoy the confidence of knowing your insurance is keeping up with you every step of the way.  Terms and conditions apply, refer to the PDS for more information.

Manage your insurance online today

Now I'd like to...

This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. It contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au. You can view detailed disclaimers here. Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by financial planners who are Authorised Representatives of IFS. Fees may apply for Comprehensive Financial Advice, further information about the cost of comprehensive advice is set out in the relevant IFS Financial Services Guide, a copy of which is available from your financial planner. Hostplus has engaged Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 to facilitate the provision of limited personal financial advice to members of Hostplus via the web-based product Super Adviser.