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Join Hostplus


We’re your employer’s new default superannuation partner.


At Hostplus, our mission is simple: To put more money in our members’ pockets so they can have a dignified retirement. We’re an Industry SuperFund that works tirelessly to provide our members the financial future they deserve. A future full of good stuff. A future full of positivity. That’s a plus.

We’re excited to partner with your employer, and to provide you with access to our products and services. 

Features and 
benefits of Hostplus

We’ve outlined some of the benefits of being with Hostplus below:

  • Committed support for our members with tailored education delivered in a manner convenient to you including videos, workplace sessions, webinars, insurance calculators and retirement projection calculators

  • A history of strong long-term investment returns1, combined with one of the lowest administration fees when compared to other funds2

  • A market-leading default investment option and wide range of additional investment options1.  

  • Access to digital tools including the Hostplus Member Online portal and mobile app4 to make managing your super easier. 

  • Access to simple advice services at no additional cost to members, such as online advice through our SuperAdviser tool and personal advice related to your Hostplus account through our Superannuation Adviser team. 

  • Access to Comprehensive advice through Hostplus’ dedicated financial planners to help you get the most from your super. 

Read our Product Disclosure Statement (PDS) for more information about the benefits, costs and risks of a Hostplus account.  

What this 
means for you.

Your choice of super fund is important and can have an impact on your overall retirement outcome.  The options available to you are: 

Option 1 – Stay with your current fund

If you would like to remain with your current fund, you do not have to do anything. Your employer will continue to pay your super contributions to your existing account at that fund. 

Option 2 – Choose Hostplus

To join Hostplus, download and complete the Hostplus choice form and return it by email to your employer.

Icon depicting member eligibility or a person asking a question

You can at any time choose another fund by downloading and completing the ATO standard choice form

How to join

We’ve put together a short 2 minute video explaining how to join as a member.


If you’re an existing Hostplus member

As an existing Hostplus member, there are no changes to your account, and you don’t need to take any action. Your employer will continue to pay your super into your existing Hostplus account.

Further information

and FAQs

To help you make an informed choice, we’ve developed the below frequently asked questions.

Following a comprehensive review of superannuation arrangements, your employer has chosen Hostplus to be their default superannuation provider. 

This means you can join Hostplus as part of your employer’s super arrangements.

The key dates are outlined in the communication you would’ve received from your employer. 

In general, your employer must pay a percentage of your salary into your super account. This is what’s known as the Superannuation Guarantee (SG).  
If you choose to join Hostplus, an account will be opened for you, and you’ll become a Hostplus member. Your future employer SG contributions will be paid into this account.  

Note: If you choose to join Hostplus, you may remain as an inactive member of your employer’s current default fund unless you rollover your super. If your current super account remains open, you may also be subjected to account erosion on the basis that administration, investment and insurance fees and costs may continue to be deducted.  

Any existing super accounts you have won’t automatically transfer to Hostplus.  

There’s a lot to consider when thinking about whether consolidation3 is right for you. Before consolidating, compare the fees, performance and other features of each fund and check whether you’ll lose any benefits or be charged a fee for closing an account. Importantly, if you do close an account, you’ll lose any insurance attached to that account. 

You may find it beneficial to obtain advice from a licensed financial adviser before consolidating. 

If you would like to transfer your insurance cover, it’s important to know that along with consolidation, this won’t happen automatically. You will have the option to apply for an insurance transfer once your Hostplus account is activated. Find out if you are eligible to transfer insurance from an existing super fund.  

Keep an eye on your inbox as we will send you a series of important emails to help you make the most of your new account. This includes the options to consolidate any existing super accounts into your new Hostplus account, should you decide.

Right now, your most valuable assets are your health, family, and your income-earning potential. Protecting these against the unexpected can give you peace of mind. That’s why at Hostplus we offer eligible members automatic insurance4 with options to tailor cover. With insurance premiums deducted from your super account, insurance cover will continue as long as there are sufficient funds to pay the premiums and eligibility is still met. 

Automatic Death and Total & Permanent Disability (TPD) insurance  

You’ll receive automatic Death and TPD insurance cover when you first meet the following criteria (subject to eligibility requirements):  

  • you’re aged at least 25 years, and  
  • your Hostplus account balance first reaches at least $6,000.  

If you don’t meet these criteria, you can also opt-in to automatic insurance cover, subject to terms, conditions, and eligibility requirements.  

For more details, visit  

Hostplus insurance cover is provided by MetLife Insurance Limited (MetLife) ABN 75 004 274 882, AFSL 238096 (insurer). Insurance cover is subject to eligibility criteria and any other conditions which may be imposed from time to time pursuant to the relevant current policy. 

Everyone is different. To find the right insurance – and the right level of cover – you’ll need to think about your financial situation, needs and objectives, including your budget.  

You can use our online insurance calculator to help you work out how much (if any) insurance cover you need. 

This calculator is to be used as a guide only. It can assist you in determining the amount of cover that may be appropriate for you. The calculator does not take all of your needs, objectives or your complete financial situation into account. It also does not make any allowance for your particular tax circumstances or for the taxation of insurance benefits, either inside or outside of superannuation. Generally, death and TPD insurance benefits will be taxed at a lower rate than the income they are replacing. No allowance has been made for any social security benefits to which you may be or become entitled to.

This calculator is not intended to be relied on for making insurance or superannuation related decisions. It is not to be considered personal advice. You should consider obtaining advice from a licensed financial adviser before making any financial decisions. In addition, you should reassess your insurance needs regularly as your circumstances and the cost of your cover may change. You should also ensure that you will be able to pay the premiums from your superannuation account balance. Consideration should be given to the impact insurance premiums will have on your future overall retirement balance.

Hostplus and MetLife do not accept any liability for any loss, whether direct or indirect, resulting in any way from your use of this calculator.

Use of this calculator does not represent an offer of cover. Any offer of cover is subject to an assessment of your insurability. To enable MetLife to assess your insurability we require a fully completed personal statement, insurance application together with any other information we consider necessary. MetLife relies on the information that you disclose and information obtained during the assessment process to determine if it will accept your cover and on what terms. 

The level of insurance cover, premiums and terms and conditions can differ between funds. If the level of cover was greater at your previous fund and you wish to maintain this cover through Hostplus, you can choose to transfer your insurance cover or apply for additional cover once your Hostplus account is set up. 

Yes! We offer a range of solutions so you can tailor your insurance cover to suit your personal circumstances.  

  • You can cancel, reduce or apply to increase your insurance at any time. 
  • You can apply for Income Protection cover at any time.  
  • You can check your occupational rating at any time as you may be eligible for a lower-risk rating, which in turn may reduce your premiums.  
  • We offer specific life events cover to help you have the right insurance in place as your life changes.  
  • You may be able to transfer your insurance from another super fund or retail insurance policy.  
  • You can apply for premium-free cover for up to 12 months while taking employer-approved parental leave as long as you aren’t self-employed. 

To help you make an informed choice, your employer has arranged for us to run information sessions. Details will be provided by your employer. 

During each session, the Hostplus team will explain the transition to Hostplus and answer questions you may have. 

Alternatively, you can find out more about what Hostplus has to offer or obtain a copy of our Product Disclosure Statement and Target Market Determination (TMD) on our website.  

1. According to the SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60-76) Index, April 2023. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.

2. Other fees and costs apply. Refer to the PDS for more information.

3. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.

4. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC.