Looking for more choice and control over your investments? Hostplus members have access to a comprehensive menu of investment options.
One of these is Choiceplus - Hostplus’ direct investment option. Choiceplus puts you in the driver’s seat when it comes to managing your super or pension.1 It’s a streamlined alternative to a Self-Managed Super Fund (SMSF), without the associated complexity and administrative burden.
Choiceplus is a direct investment option that allows you to tailor a superannuation portfolio to fit your personal style and risk appetite.
Choiceplus, gives you the ability to invest directly in shares that form part of the S&P/ASX300 index, selected exchange traded funds (ETFs), listed investment companies (LICs) and term deposits.2
You can make investment decisions that are aligned with your values and financial goals across a wider choice of investments like you can do in an SMSF. Plus, you can combine your choices with Hostplus’ range of pre-mixed investments.
Your options at a glance
Australian shares (S&P/ASX 300 Index)
You can directly invest in shares that form part of the S&P/ASX 300 Index. This incorporates up to 300 of the largest companies on the Australian Stock Exchange (by market capitalisation). You can invest directly in companies in a broad range of sectors, including finance, materials, real estate and banks.
Exchange Traded Funds (ETFs)
ETFs are traded like shares but are a collection of securities and generally track a particular market index (e.g. ASX Small Companies). They provide a way to access Australian and international markets and different industry sectors without having to select shares yourself.
The 50+ ETFs available in Choiceplus have been selected by Hostplus based on recommendations from Lonsec, a specialist investment research house and the leading provider of quality managed fund and ETF research in the Australian market.
Listed Investment companies (LICs)
A LIC is a publicly traded investment company that invests in a diversified portfolio of assets that may include shares, bonds, property and other securities. LICs are traded like shares and other listed securities.
Term deposits
Like a standard term deposit from your bank, the term deposits available in Choiceplus offer fixed-term rates via ME Bank. Interest on term deposits is accrued daily and credited directly to your Choiceplus Transaction account at the date of maturity.
A low-cost direct investment option
Choiceplus is one of the lowest-cost direct investment options available for super fund members.3
And best of all, a Choiceplus account means easy account management. You won’t need to manage any of the administration or compliance requirements of an SMSF (or hire anyone else to do so) - we’ll handle that for you!
Explore Choiceplus with no obligation to invest
Hostplus members can get a firsthand look at the features of the Choiceplus investment platform via Member Online. Just log in to your account, navigate to 'Investments', then 'Access Choiceplus', and click ‘Try Choiceplus’.
To be able to invest in Choiceplus, eligibility criteria apply. See the Choiceplus Guide and relevant PDS for more details.
Find out more, or log in to Member Online to try out the Choiceplus platform today.
1. Choiceplus is not available in Transition to Retirement accounts, or Maritime Contributory Accumulation members who joined before 1 July 2008 and have not waived their Protected Minimum Benefit.
2. Restrictions and limits on investing in shares, ETFs, LICs and term deposits apply. For more information about investing in Choiceplus, visit here.
3. Based on Hostplus research as at August 2024. Comparison is based on a $50,000 balance with all but $2,500 invested in shares, exchange traded funds and/or listed investment companies. Other fees and costs may apply. Refer to the Member Guide available at hostplus.com.au/pds for more information.