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Hostplus’ 'Notice of intent to claim a tax deduction’ (NOITC) form is now available digitally through Member Online.

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Voluntary 
contributions

We all want to enjoy a future that’s full of good stuff. Boost your super balance by making additional payments above and beyond your employer’s compulsory contributions – you’ll be surprised how even small amounts can make a big difference over time. 

You should always seek financial advice and consider your personal financial circumstances before making additional contributions.

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Boost your
balance

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Salary sacrifice

Take a set-and-forget approach to super contributions by setting up a salary sacrifice scheme with your employer. The money comes directly out of your pre-tax pay and is put into your super before you even realise it’s gone. It’s a small sacrifice now that can have huge benefits over time.

Government contributions

If you’re a low or middle-income earner and make after-tax contributions to your super, you might be eligible for the government’s co-contribution scheme. If you qualify, you could have up to $500 paid directly into your super each year.

Spouse contributions

Contribute to your partner’s super and share the benefits in retirement together. If your partner is a low-income earner, or is taking a break from work, you might be able to make contributions to their super, allowing you to grow their savings and reduce your tax bill in one simple step.

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How to make an after-tax contribution

Grow your super in just a few clicks with a voluntary after-tax contribution. Each Hostplus account has a unique BPAY reference number, so you can easily set up a regular payment or contribute a one-off sum. How much and how often is up to you, but it all goes towards helping you achieve a positive financial future.

Find your BPAY details in Member Online, on the Hostplus app, or on your Hostplus statement. You can use our direct debit form  to set up regular recurring payments. 

Please note that contribution caps apply.

Claiming a tax deduction on after-tax contributions

You can also claim a tax deduction for your voluntary after-tax contributions. To do so, you  must complete and lodge your notice of intent to claim. 

Our Notice of Intent to Claim a Tax Deduction (NOITC) service is now available digitally through Member Online.  

Simply log in to Member Online, navigate to ‘Super’ in the top menu, and select ‘Claim a Tax Deduction’.  

Once we’ve confirmed that your claim has been accepted, you can then complete your tax return. 

You can also download a notice of intent to claim form. Email your completed form to info@hostplus.com.au  or send it to: 
Hostplus 
Locked Bag 5046 
Parramatta NSW 2124 

Please note that eligibility rules apply – visit the ATO website for details. Check the FAQs below to see what contribution caps apply and how much you’re able to claim. 

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Other ways to
maximise your super

Consolidate your super

If you find yourself with multiple super accounts, merging these into one single Hostplus account could offer lots of positives – like saving money on multiple fees. Plus, because it’s all in one place, you’ll be able to manage and track your investments more easily. Before you consolidate, there’s a lot to consider. Always do your own research or seek financial advice to make sure it’s right for you.1 Follow the link below for more information.

1. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit hostplus.com.au/insurance to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.

Find your lost super

Many people have unclaimed super – and they don’t even know it! If you’ve switched jobs, forgotten to update your account details, or changed your name or address, you may have some lost super waiting to be found. Here’s how to get it back and working for you.

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First Home Super Saver Scheme

The Federal Government introduced the First Home Super Saver Scheme (FHSSS) to help Australians buy their first home. If you’re eligible, you can make voluntary contributions into your super account to help save towards a deposit. The benefit? It could save on tax compared to using a standard deposit account.

Super
explained

Your super is an important part of your future financial happiness. Understand how it works and why making voluntary contributions may be a good option.

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Learn about super and investments

Want to know about super and investments? To get you up to speed, we’ve developed some handy articles on topics ranging from choosing the right investment option to planning for retirement, and more.

Business tools

Tools and resources

At Hostplus, you get all the tools, services and advice you need to manage your super. And it’s all in one place. From financial advice to calculators, guides, fact sheets and forms, you can easily find the information you need.

Get the right advice for your situation

Getting the right financial advice now can help set up your future. At Hostplus, we offer a range of advice options to help you understand the most effective way to make voluntary contributions, from our SuperAdviser digital tool to face-to-face sessions with our financial planners.

Frequently asked
questions

Annual limits, known as contribution caps, apply to all contributions made to super (including contributions made by your employer). 

The concessional contribution cap is $27,500 per year 

This cap applies to all contributions that are made into your super account before tax. These include: 

You may be able to contribute more than the concessional cap if you didn’t use your full amount in earlier years and your total super balance is less than $500,000 on 30 June of the previous financial year. 

The non-concessional contribution cap is $110,000 per year 

This cap applies to contributions made from your after-tax income. These contributions are not taxed in your Hostplus super account. They include: 

If you're under 75 and have less than $1.7 million in super, you may be able to bring forward up to three years of non-concessional (after-tax) contributions. This means you can contribute up to $330,000 over three years, rather than $110,000 each year. 

Note: You may not be able to make any non-concessional contributions if your total super balance is greater than or equal to the general transfer balance cap ($1.9 million). 
 
Important: If you have more than one super account, contributions made to ALL your accounts during a financial year are added together and counted towards your contributions caps. 

Excess concessional contributions will be taxed at your marginal tax rate.  

Excess non-concessional contributions will be taxed at 47%. 

Please visit the ATO website for further details. 

If you want to make a voluntary contribution before the end of the 2023/24 financial year, please do so by Wednesday, 26 June 2024. This will allow plenty of time for processing. 

Important Hostplus details you may need when making a voluntary contribution: 

ABN (Australian Business Number) 68 657 495 890 
SFN (Superannuation Fund Number) 268 350 944 
USI (Unique Superannuation Identifier)  HOS0100AU 
SPIN (Superannuation Product Identification Number) HOS0100AU 
Fund name Hostplus Superannuation Fund