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We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

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Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now
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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more
  • Retirement

  • Why retire with Hostplus?
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Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

Learn more
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Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

Log in to Member Online
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    Pay your employees super contributions across multiple super funds.

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Manage your super on the go with the Hostplus Members app

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  • Super

  • Why choose Hostplus?
  • Compare Hostplus
  • Our fees and costs
  • Your future, your super
  • Salarylink
  • Maritime Super merger
  • Your investment options

  • Compare investment options
  • Choiceplus direct investment option
  • How we invest
  • Our investment performance
  • Investment returns
  • MySuper dashboard
  • Investment holdings
  • Insurance

  • Death and total & permanent disablement
  • Income protection insurance
  • Personal super insurance
  • Parental leave premium waiver
  • Specific life events insurance
  • 360Health
  • Important changes to your insurance in super
  • Tools and resources
  • Important information about insurance at Hostplus
  • Financial planning and advice

  • Financial advice options
  • SuperSmart learning and advice
  • Retirement planning
  • Meet our trusted financial advisers
  • Book an appointment
  • Live webinars
  • Aged care services

We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

Learning Hub

  • Learning Hub
  • Educational videos
  • Super basics
  • Retirement learning hub
  • Know your investments
  • Investment case studies
  • Live webinars
  • Recorded Webinars
  • SuperSmart learning and advice
  • Women and super
Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now

Manage your super

  • Grow and manage your super

  • First Home Super Saver Scheme
  • Consolidate your super
  • Voluntary contributions
  • Find your lost super
  • Life changes

  • Changing jobs
  • Starting a family
  • Access your super early
  • Leaving Australia
  • Thinking about retirement
  • Nominate a beneficiary
  • Manage your insurance

  • Transfer your insurance cover
  • Making a claim
  • Manage your pension
  • Tools to manage your super
  • Forms and resources
  • 360Health
  • Security and scams protection
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Retirement

  • Retirement

  • Why retire with Hostplus?
  • Epic Retirement Tick
  • Retirement Bonus
  • Plan and prepare for retirement

  • Access your super
  • How much super do you need?
  • Age pension and super
  • Aged care services
  • Retirement income

  • Open a retirement account
  • Pension account
  • Pension investment options
  • Transition to retirement account
  • TTR investment options
  • Choiceplus direct investment option
  • CPIplus
  • Forms and resources

  • Retirement calculator
  • Retirement learning hub
  • Webinars
  • Retirement income strategy

Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

Learn more

Forms and resources

  • Forms and resources
  • Retirement calculator
  • SuperSmart learning and advice
  • Supporting our members
  • First Nations peoples and Hostplus
  • 360Health
  • Security and scams protection
  • Other languages

Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

Log in to Member Online
  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

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  • Meet the Employer Support Team
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Your responsibilities

  • Your responsibilities

  • Understanding Your Future, Your Super
  • Payday super
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

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    Enter your Member Number and Password to access your account anytime.

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    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

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  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Why Hostplus

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Product and fee information for advisers

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  • Retirement
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  • Lonsec ratings | Hostplus investment options recognised by experts
CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

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  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

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  1. Home
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  5. Thinking about retirement

Thinking about
retirement 

What does your dream retirement look like? It could be travelling the world, spending more time with the grandkids or reigniting a much-loved hobby. If you’re starting to think about retirement, you might already be on your way to a positive financial future – or you might still have some work to do. Here are some key steps you can take to get you on the right track. 

Log in to your account
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When can you access your super?

While it’s entirely up to you when you finish up working, you typically won’t be able to access your super until you reach age 60.  

 

Learn about retirement

Knowledge is power, so learning about retirement can help you approach your planning with confidence. We’ve got the information you need. 

Understand retirement
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Calculate how much money you'll need

Understanding how much money you’ll need is an all-important step when you start thinking about retirement. This number is different for everyone, but what does it look like for you? Our Retirement Projection Calculator can help you work out if you need to boost your super savings to achieve your dream retirement.

Go to Retirement Projection Calculator

Get expert advice

Planning for the financial aspects of retirement can be complex. There’s no hard and fast rule, as everyone’s lifestyle, situation and finances are different. That’s where expert advice can help.

Our experts can help you to start planning for your retirement and make the best possible decisions based on your situation. Get advice on:

  • Setting goals: How do you picture your retirement?
  • Facing facts: How realistic are your goals and will you have enough money to reach them?
  • Building a plan: How will you get from where you are to where you want to be?
  • Taking action: What do you need to do to implement your plan?
  • Staying on track: Are you getting closer to achieving your goals? 
Explore financial advice services
Let’s build your future together. Log in to learn more about your retirement savings.
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Boost your retirement savings

No matter where you are in your retirement planning journey, it could be a good time to boost your super through additional contributions, salary sacrifice and even government contributions (subject to eligibility).  

Learn about voluntary contributions

Consider the details

If you’re getting closer to retirement, it may be time to start planning for your next stage in life. From transitioning to retirement to income options and pension accounts, we’ve got tools and resources to support you on your way. 

Plan your retirement
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This website is provided by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee of the Hostplus Superannuation Fund ABN 68 657 495 890 and the Hostplus Pooled Superannuation Trust ABN 13 140 019 340.  This website contains general information only. We have not taken into consideration any of your objectives, financial situation or needs. You should consider your own financial situation and read the relevant Hostplus Product Disclosure Statement or Hostplus Self-Managed Invest PDS and Target Market Determination before making a decision about the products on this website.  Hostplus has engaged Industry Fund Services Limited ABN 54 007 016 195, AFSL 232514 and MUFG Retire360 Pty Limited ABN 36 105 811 836, AFSL 258145 to provide advice services to members. Refer to the Financial Services Guide for details. Awards and ratings are only one factor to consider when choosing a super fund. Read more information about our awards and ratings. Past performance is not a reliable indicator of future performance. You can view detailed disclaimers here. 

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. 

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 (Chant West) Epic Retirement Tick issued October 2025 is solely a statement of opinion and not a recommendation in relation to making any investment decisions. The Tick is current for 12 months and subject to change at any time without notice. Ticks from previous years are for historical purposes only. Liability is not accepted, whether direct or indirect, from use of the Tick. Full details on the Tick at www.chantwest.com.au/solutions/epic-retirement-tick