Skip to main content

Consolidating super funds

The benefits of everything in one place.

It’s not unusual to have more than one super account. Multiple accounts happen when we change jobs and join our new employers’ default fund or have an old account from a long-forgotten job. Whatever the case may be, there could be duplicated administration fees and insurance premiums eroding your superannuation savings. 

Prevent duplicated fees.

By having one super account, it’s easier to keep track of your super with less paperwork and administration. And, although your investment returns depend on the investment options you choose and how they perform, once you’ve consolidated, you’ll only pay one administration fee, maximising the funds in your account to invest.

You should always read the relevant Product Disclosure Statement (PDS) before you decide on a financial product to make sure it is suitable for your circumstances. 

Check before consolidating.

Before consolidating your super, there are some important things to check. 


  • Have you reviewed any fees and charges from your other Super fund? 
  • Is it the right time to be redeeming your investments?


  • Have you reviewed any insurance benefits attached to your other account/s? If you consolidate, your other account/s will be closed, and you will lose any insurance benefits attached the other account/s.
  • There are insurance eligibility rules with every fund, you can find Hostplus’ here

Comparing super funds

The YourSuper comparison tool will help you compare MySuper products and choose a super fund that meets your needs. It was introduced on 1 July 2021 and will be regularly updated with performance data.

The information displayed in the comparison tool is collated and supplied by the Australian Prudential Regulation Authority (APRA).

Hostplus financial advice

Financial advice can help you now, and into the future. Take the stress out of the unknown by working with a team of experienced and licensed financial planners.* They’ll provide you the confidence, guidance, and clarity you need to help setup, and meet, your financial goals, including consolidation, investment reviews and more. 

At Hostplus, we offer a range of options to ensure you get the right level of advice to suit your changing needs:

I want to consolidate

If you decide you want to consolidate your super, there are several easy ways to do this.

Member Online

By logging in to your Member Online account, you can simply enter in the details of other super account(s) you hold to start the consolidation process.  

Login today

Contact us by phone

You can consolidate by calling our service centre on 1300 467 875. Our team will help you consider your options and search for lost super. 


You can also use MyGov to search for lost super using your Tax File Number and consolidate multiple accounts into one of your choosing.

Additional resources  

Australian Tax Office - Super for Individuals

ASIC MoneySmart

Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.

*Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by financial planners who are Authorised Representatives of IFS. Fees may apply. Further information about the cost of advice is set out in the relevant IFS Financial Services Guide, a copy of which is available from your financial planner.  

^Hostplus has engaged Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 to facilitate the provision of limited personal financial advice to members of Hostplus via the web-based product Super Adviser. 

#Hostplus Superannuation Advice Consultants are Authorised Representatives of Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 and facilitate the provision of limited personal advice about Hostplus products to Hostplus members through Super Adviser. To obtain a Link Advice Financial Services Guide please visit Link Advice is responsible for any advice obtained through Super Adviser.

Transparency Information
© 2021 Hostplus. All rights reserved

Issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL No. 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No. 68657495890198. Please be aware the information provided on this website does not take into account your personal objectives, financial situation or needs and may not be suitable for you. You can view detailed disclaimers here.

Now I'd like to...