Skip to main content

Government co-contributions.

You may be eligible for an extra super contribution from the Australian Government of up to $500. Check your eligibility today!

Money from the government for you to keep

If you’re a low-middle income earner and make personal (after-tax) super contributions to your super, the government could pay up to $5001 directly into your super each year. The amount of government co-contribution you can receive depends on how much you contribute and your income. 

Please note, eligibility criteria apply. To find out more continue reading below. 

Make an extra contribution into your super now

The government will only make a contribution to your super if you have made a personal contribution during the financial year and meet the eligibility criteria below. Think of it as the government rewarding your commitment to a financially fit future.

If you are eligible the government will add an extra 50 cents to every after-tax dollar you contribute up to $1000. That’s up to $500 extra into your super each year, which could add up to thousands by the time you retire. 

You can use the Super Co-Contribution calculator (available on ASIC’s MoneySmart website) to find out how much you may be eligible for

Eligibility for government co-contributions

To make sure you qualify for the government co-contribution just make sure you meet these requirements:

  • Make an after-tax superannuation contribution to a complying super fund (and the contribution is not otherwise deductible to you)
  • You earn less than $51,021 (2016-2017)
  • You’re a permanent Australian resident
  • You’re less than 71 years of age
  • Earn 10% or more of your income through eligible employment or running a business
  • Lodge a tax return for the income year
  • Give Hostplus your TFN

Act now before you miss out. If you work part-time, these government co-contributions are perfect for you. 

Extra contributions are key

There are plenty of ways to make an extra contribution to your super so that you qualify.

  • Use BPAY®from your bank account using biller code 58560 and the reference number on your member card
  • Set up a direct debit from your savings
  • Set up a payroll deduction from your after-tax pay

Your Digital Member Card

Download your Digital Member Card to confirm all the details you need to start contributing to your super today.

1 The Government co-contribution rate stated applies to the 2016-2017 financial year.

Now I'd like to...