Please note that applications under the COVID-19 Early Release of Super scheme are now closed.
You can usually access your super when you reach your preservation age and retire or meet another condition of release set by the government. But you may be able to access your super earlier in some circumstances, such as:
If you’re experiencing severe financial hardship, contact us on 1300 467 875 to apply to access your super.
The rules for accessing your super due to severe financial hardship depend on your age.
If you have less than $1,000 in your account, you can withdraw the full amount.
Download the Financial Hardship (under preservation age) fact sheet (PDF, 189KB) for more details.
If you’ve met your preservation age
You can withdraw some or all of your super if you:
Download the Financial Hardship (reached preservation age) fact sheet (PDF, 171KB) for more details.
Once the ATO approves your application, we’ll need some documentation before we release your funds. Please call us on 1300 467 875 to request these forms.
Download the Access your super on compassionate grounds fact sheet (PDF, 89KB)
If you’ve been diagnosed with a terminal illness or permanent disability, you may be able to access some or all of your super and any insurance benefits you may also qualify for (if you have cover).
Call us on 1300 467 875 to apply.
See more about insurance claims
If you’ve worked in Australia on a temporary visa, you may be able to withdraw your super when you leave as a Departing Australia Superannuation Payment (DASP).
Contact us on 1300 467 875 to apply.
If you have multiple super accounts with small balances, consider consolidating them into one to help grow your retirement savings.
See more on consolidating your super
We’re here to help
If you have any questions about accessing your super or would like to discuss your options, call us on 1300 467 875 or get in touch online.