Our products and services
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Learning Hub
Try SuperSmart today
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Manage your super
Try SuperSmart today
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Retirement
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Super for
self-employed and
ABN holders
If you’re self-employed or have an Australian business number (ABN) as a sole trader or partnership, paying yourself super may be a smart choice for a positive future. Find out how quick and easy it is to start contributing to a Hostplus super account – your future self will thank you.
Build your
business and your super
Do I need to pay myself super?
The short answer is no. As someone who’s self-employed or holds an ABN as a sole trader or partnership, you aren’t legally required to save for your retirement. But if you don’t do it, no one else will.
If you’re ready to start saving for a future full of good stuff, why not join Hostplus? It’s easy to join online.
Why contribute to your super?
Whether you set up regular contributions or make lump sum payments, saving towards your retirement can have benefits both now and in the future. These could include:
- Paying less tax: If you’re under 75, you can claim a tax deduction for your super contributions. And because super contributions are taxed at 15%, you may save on tax depending on your income.
- Get better returns: Super investments generally perform better than bank savings accounts or other interest-bearing accounts, which means you may be able to grow your nest egg faster.1
- Grow your savings: The magic of compounding interest means that any amount – no matter how small – invested consistently has the potential to grow over time.
How to pay yourself super
Looking to start saving for your future? An important step is to choose the right super fund. At Hostplus, our history of strong long-term returns and a low admin fee help to give you the future you deserve.1
Next step? Start making payments. If you’re a Hostplus member, you can set up a regular contribution from your before-tax income or transfer a lump sum at any time. You can find BPAY Biller Codes in Member Online or the Hostplus app.
Employers must currently contribute at least 11.5% of an employee’s earnings to super. As someone who’s self-employed, you can choose to contribute as much or as little as you like – but 11.5% of your income could be a good starting point. Bear in mind, however, that there are limits to how much you can contribute to your super in a financial year. If you’re planning on claiming a tax deduction, you can contribute up to $27,500 of your before-tax income.
Get expert advice
Whether you want to work out how much super to pay yourself or how to best structure your contributions, the right financial advice can put you on the path to a positive future. At Hostplus, we offer a range of advice options, so you can discuss your situation and discover what’s right for you.
1. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.