Join
Join

Meet
Hostplus

Welcome to Hostplus. We're your employer's new superannuation partner, and we're here to help.
Your employer has partnered with Hostplus to offer its employees an industry super fund that strives to be the lifetime fund of choice for Australians. We’re the super fund that covers people from a broad range of backgrounds and industries, including your own. As one of the largest and top-performing super funds in Australia over the long term, our low admin fee1 and strong long-term returns2 aim to help provide you with the future you deserve. We know every dollar you save could help secure a future full of positivity.

A future full of good stuff?

That's a plus.

Hostplus is your employer's
default super fund

What does this mean for you?

Your employer has chosen Hostplus to be their default superannuation provider. This means you’ll automatically join Hostplus as part of your employer's super arrangements, unless you choose to stay with your current fund, or an alternative fund.

Your choice of super fund is important. The options available to you are:

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Choose Hostplus

To join Hostplus, you don’t need to do anything. A Hostplus account will automatically be created for you, and your employer will pay all future super contributions to your new Hostplus account. 

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Stay with your current fund

If you’d like to remain with your current fund, download and complete the ATO standard choice form and return it to your employer's payroll. If you don’t nominate a chosen fund, you’ll automatically become a Hostplus member and your employer will pay future contributions into your new Hostplus account. 

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Choose another fund

You can choose another super fund by downloading and completing the ATO standard choice form and returning it to your employer's payroll.

Existing Hostplus members

If you're already a Hostplus member, there are no changes to your account. Your employer will continue to pay your super into your existing Hostplus account. You don't need to do anything.

You’ll automatically become a Hostplus member, and a Hostplus account will be created for you if you don’t return a choice form by the due date your employer has communicated to you.

Why choose 
Hostplus?

Save money with a low admin fee

Want to keep more super in your account? You’re going to love our low admin fee1.

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You come first

We put our members first. As an industry super fund, our profits go back to our members – not shareholders. Maximising your investments is our focus.

A long-term investor

We invest your money into projects and assets that aim to derive strong long-term investment returns2 for our members.

Financial advice

Having a conversation about your financial future is the first step to understanding what’s right for you – and what’s possible. 

insurance
arrangements

Protecting against the unexpected.

Protecting against the unexpected can give you peace of mind. That’s why we offer eligible members Death and Total & Permanent Disablement insurance3 with options to tailor their cover. With insurance premiums deducted from your super account, insurance cover will continue as long as there are sufficient funds to pay the premiums and eligibility is still met. You can cancel, reduce or apply to increase your insurance at any time. 

Important: Under Putting Members’ Interests First (PMIF) government legislation, Hostplus can only provide automatic Death and Total & Permanent Disablement (TPD) insurance cover when you first meet the following criteria (subject to eligibility requirements):

  • you’re aged at least 25 years, and
  • your Hostplus account balance first reaches at least $6,000.

If you don’t meet this criteria, you can also opt-in to the default level of insurance cover, subject to terms, conditions, and eligibility requirements, by logging in to Member Online. To learn more about PMIF, visit hostplus.com.au/pmif

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Your insurance options

Automatic Death and Total & Permanent Disablement

If the worst should happen and you die or are totally and permanently disabled through illness or injury, Death and Total & Permanent Disablement (TPD) insurance means that a lump sum will be paid to you or your loved ones.

Eligible employees will receive automatic Death and Total & Permanent Disablement (TPD) insurance cover. 

Terms and Conditions may apply. You should always read the PDS before making a decision. 

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Income Protection

Income Protection insurance is a great way to secure your finances in case you're unable to work due to illness or injury. With this type of insurance, you'll receive monthly payments to help you cover your living expenses and focus on your recovery.

Hostplus have Income Protection options available to you, each with different waiting and benefit periods.

Terms and Conditions may apply. You should always read the PDS before making a decision. 

Need help calculating your insurance arrangements?

With our insurance premium calculator, you can see what you'll pay when you increase or decrease your cover.

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Transferring existing insurance

If you already have super with another fund and would like to become a Hostplus member, it’s important to note that any existing insurance won’t automatically transfer to your new Hostplus super account. The level of insurance cover, premiums and terms and conditions can also differ between funds. If your level of cover was greater at your previous fund and you wish to maintain this level of cover through Hostplus, you can transfer your insurance cover through Member Online.  

We recommend that you do not cancel any existing cover or close or consolidate4 your other super fund account/s until your application to transfer cover is accepted by Hostplus.

Consider consolidating your super

If you already have super with another fund and would like to become a Hostplus member, any other super account you may already have won't automatically consolidate4 or transfer into your new Hostplus account. 

There’s a lot to consider when thinking about whether consolidation is right for you. Before consolidating, compare the fees, performance and other features of each fund and check whether you’ll lose any benefits or be charged a fee for closing an account. Importantly, if you do close an account, you’ll lose any insurance attached to that account. You may find it beneficial to obtain advice from a licensed financial adviser before consolidating. 

Super explained.

Read more about how super works, and why it's so important. Here, you'll also find information about our performance, low admin fee1 and how we invest your super.

Do you have a question about super?

View our most frequently asked questions.

 


Help is on hand

We’re always here to help. If you would like to get in contact with us, you can do so by phone, live chat or email. 


Further information

and FAQs

To help you make an informed choice, we’ve put together some frequently asked questions.

Following a comprehensive review of superannuation arrangements, your employer has chosen Hostplus to be their default superannuation provider. 

This means you will automatically join Hostplus as part of your employer’s super arrangements, unless you complete and return a choice form and return it to your employer which nominates a different fund. 

The key dates are outlined in the communication you would’ve received from your employer. 

Yes. We offer a range of solutions so you can tailor your insurance cover to suit your personal circumstances.  

  • You can cancel, reduce or apply to increase your insurance at any time, if not provided automatically. 
  • You can apply for Income Protection cover at any time, if not provided automatically. You can check your occupational rating at any time as you may be eligible for a lower-risk rating, which in turn may reduce your premiums.  
  • We offer specific life events cover to help you have the right insurance in place as your life changes.  
  • You may be able to transfer your insurance from another super fund or retail insurance policy.  
  • You can apply for premium-free cover for up to 12 months while taking employer-approved parental leave as long as you aren’t self-employed. 

To help you make an informed choice, your employer has arranged for us to run information sessions. Details will be provided by your employer. 

During each session, the Hostplus team will explain the transition to Hostplus and answer questions you may have. 

Alternatively, you can find out more about what Hostplus has to offer or obtain a copy of our Product Disclosure Statement and Target Market Determination (TMD) on our website.  

1. Other fees and costs apply. Please refer to the Hostplus Executive Product Disclosure Statement (PDS).

2. Hostplus’ Balanced option is ranked number one versus peers over 10, 15 and 20 years. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index,  April 2024. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund. 

3. Hostplus insurance cover is provided by MetLife Insurance Limited (MetLife) ABN 75 004 274 882, AFSL 238096 (insurer).

4. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit hostplus.com.au/insurance to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.​​​​​​