Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Simply log in to Member Online, navigate to ‘Super’ in the top menu, and select
‘Claim a tax deduction’.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
SuperRatings is a ratings, research and consultancy company that specialises in analysing superannuation funds, their investment returns, their fees and the relative benefits they offer to their members. The Accumulation Net Benefit model, prepared by SuperRatings, calculates the variance in earnings and fees between Hostplus and other super funds over different time periods.
Sample Set: The sample set used in the modelling contains Hostplus’ Balanced investment option, not-for-profit funds, and the retail super funds which are actively tracked by SuperRatings, including superannuation investment products that are open and those that are closed to new members but continue to hold assets.
As at 30 June 2024, the number of not-for-profit super products and all super products included in the sample set1 for each comparison period is:
Timeframe | 1 Yr | 3 Yr | 5 Yr | 7 Yr | 10 Yr | 15 Yr |
---|---|---|---|---|---|---|
Not-for-profit products | 178 | 169 | 165 | 154 | 132 | 75 |
All super products | 355 | 295 | 288 | 253 | 210 | 99 |
1. Data extract from SMART 2.0 SuperRatings Net Benefit model on 9 September 2024.
Salary increase
3.5% per annum.
Investment returns
Performance (net benefit) modelling is based on actual reported returns over the stated period.
When are investment returns credited to members’ accounts?
Annually.
Superannuation Guarantee (SG) contribution
The Superannuation Guarantee rate used for each year's calculation is in accordance with the Superannuation Guarantee (Administration) Act. The modelling assumes no salary sacrifice or voluntary contributions.
Contribution tax
15%
When are contributions assumed to be made?
After-tax quarterly SG contributions are applied at the end of each calendar quarter (i.e. March, June, September, December) and are based on actual SG contribution rates of the relevant year.
When are fees assumed to be deducted?
Annually.
Tax rebate
A tax rebate of 15% is assumed on dollar member fees deducted from members’ accumulation accounts in the SuperRatings’ model. Hostplus does not apply the tax rebate.
Fees
All fee information is taken from the sample funds’ product disclosure statements or other formal disclosures at the end of each year in the calculation. Fees deducted from the Fund’s administration reserve, contribution fees, entry fees, additional adviser fees or any other fees charged are excluded from this model.
Insurance
No deductions are made for insurance premiums.
As at 9 September 2024