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Capital
stable

The Capital Stable investment option is focused on delivering the best net return from investing in a portfolio that has a bias to defensive assets and has high diversification.

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At a glance (Pension)

Investment time frame
5 years +
Level of investment risk
Low to medium
Likelihood of negative returns
Negative returns expected in between 1 to less than 2 out of every 20 years
Growth/defensive allocation
37% growth / 63% defensive
Total investment fees and costs*
0.69% p.a.
Return target
CPI + 3.0% p.a. over 20 years
Net return^
5.03%

Awards and ratings are only one factor to be taken into account when choosing a super fund.
Click here for important information about Lonsec Research Ratings.

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide.
^ Investment return over 10 years to 31 October 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods.

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Who is Capital Stable suitable for?

With a bias to defensive assets, this Core pre-mixed investment option is designed for members with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a low to medium tolerance of negative returns.

Read our Pension Guide for more information about these terms.

Our target

Asset mix

Capital Stable
Asset class TargetRange 
Australian shares 8% 0–30% 
International shares (developed markets) 8% 0–30% 
International shares (emerging markets) 2% 0–10% 
Property 10% 0–25% 
Infrastructure 11% 0–25% 
Private equity 1%0–10% 
Credit 7%0–20% 
Alternatives 6%0–20% 
Diversified fixed interest 28%10–50%
Cash 18%0–50%

 

Head to Pension Online to choose the investment option that’s right for you.

past

Performance

Pension

This table shows the 12-month net return for our Capital Stable option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1

Year20202021202220232024
Return -1.86%10.13%-1.13%5.94%5.71%

This table shows the average net return for our Capital Stable option over 3, 5 and 10 years to 30 June 2024.1

Year3 years5 years10 years
Average return (p.a.) 3.45%3.65%5.01%

1. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.

 


Get ready for a positive future with a Hostplus retirement account

It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.