Hostplus recognises that choosing to operate a self-managed super fund (SMSF) is a large undertaking. On top of compliance and administrative matters, SMSF investors must prepare and implement an investment strategy to reach their retirement goals.
The key to successful long-term investing is diversification, so risk can be spread. In 2019, Hostplus set up our Self-Managed Invest (SMI) product. It allows SMSF investors to call on our expertise and access our unique, diversified assets and investments while still enjoying the control and flexibility an SMSF offers.
We’ve now released three new pre-mixed options within our SMI suite of investment options:
Capital Stable is Hostplus’ lowest risk diversified pre-mixed option and focuses on fixed interest, cash, listed equities, property, infrastructure, private equity, credit and alternatives. It ranks in the top quartile for accumulation investment returns over 15 and 20 years, compared to similar options.1
Conservative Balanced is split roughly evenly between growth and defensive assets. It can be good for those with a medium risk appetite – investing in listed equities, fixed interest, cash, property, infrastructure, private equity, credit and alternatives. Conservative Balanced ranks in the top quartile for investment returns over 10 years, compared to similar options.2
This is an option for SMSF investors who seek opportunities that align with their personal values. Investments aim to create a positive impact while earning strong long-term returns via companies and assets that contribute to the United Nations’ Sustainable Development Goals. This option also seeks to avoid exposure to particular industries and business practices such as fossil fuels, companies that breach human rights or labour rights, uncertified palm oil and tobacco. Split across assets with growth and defensive characteristics, this option helps develop tomorrow’s solutions to today’s challenges.
CEO, David Elia, says:
"Through Hostplus SMI, SMSFs have access to our well diversified options to help protect them from market volatility and industry downturns – including accessing investments that may otherwise be unaffordable. Pooling funds with our 1.6 million members, SMSFs also enjoy other Hostplus benefits like professional investment management fees under 0.9% (excluding performance fee and transaction costs) and our online portal to invest, switch options and withdraw – with ease."
To learn more about Hostplus Self-Managed Invest, please send our team an online enquiry or call us on 1300 350 819.
1 Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Capital Stable (20–40) Index, September 2022.
2 Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR25Conservative Balanced (41–59) Index, September 2022. SuperRatings Pension Fund Crediting Rate Survey – SRP25 Conservative Balanced (41–59) Index, September2022.
This information contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the Hostplus Self-Managed Invest (SMI) Product Disclosure Statement (PDS), available at smi.hostplus.com.au before making a decision about Hostplus SMI. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST)ABN 13 140 019 340.
The information in this article is correct as at the time of publication.