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What you need to know about super

We’re here to help you learn exactly what it is and how it works.

Learning how super works helps build your wealth

New to super? Start with the basics.

If you've had a job in Australia, you're likely to have a superannuation fund. But how can you build funds for your retirement? What are investment options and extra contributions? Let’s find out.

Hostplus retirement projection calculator

Ready to start thinking about your future? Hostplus' retirement projection calculator can help you get started.

By answering a few simple questions, the calculator provides you an estimate of how much you could retire with, what amount of income that may provide you, and how long your super may last. You can also explore how factors such as super contributions and your investment choices affect your retirement.

Learn more

Smart ways to boost your super

There are many different ways to get more out of your super, from government co-contributions to spouse contributions and salary sacrifice.

Grow your super faster

If you can make an extra contribution to your super every other month, you’ll be amazed at the difference it can make over a year. It doesn't have to be much: 3%, 10% or whatever you can afford. Explore the benefits of salary sacrifice as an option to give your super a serious boost.

Investment options to suit your goals

You don’t have to leave your super in one investment option forever. We can help you learn about the different investment options open to you and have tools available to help you understand your risk profile. Together we can help your super grow to meet your retirement goals.

Manage your money online

Life is busy. Between family and work it can seem like there’s not much time for anything else. We understand. That's why we developed the Hosptlus App to help you keep track and take your Hostplus super with you wherever you go.

Accessing your super early

The Australian Government restricts your access to your money until your retire from the workforce or after you reach your preservation age.

Learn more about accessing your super early

 

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This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. It contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au. You can view detailed disclaimers here. Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by financial planners who are Authorised Representatives of IFS. Fees may apply for Comprehensive Financial Advice, further information about the cost of comprehensive advice is set out in the relevant IFS Financial Services Guide, a copy of which is available from your financial planner. Hostplus has engaged Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 to facilitate the provision of limited personal financial advice to members of Hostplus via the web-based product Super Adviser.