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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more
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We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

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Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now

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Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

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Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

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Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

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Why choose Hostplus

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  • Meet the Employer Support Team
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Your responsibilities

  • Your responsibilities

  • Understanding Your Future, Your Super
  • Payday super
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

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    Pay your employees super contributions across multiple super funds.

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    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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Manage your super on the go with the Hostplus Members app

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    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

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    Enter your Member Number and Password to access your account anytime.

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    Log in to manage your Pension account 24 hours a day, 7 days a week.

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    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

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  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

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  1. Home
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  4. Payday super
  5. FAQs

frequently asked questions - Payday Super

We’re here to help you stay informed and prepare for when Payday Super commences on 1 July 2026.

To support employers with the transition, we’ve collected some commonly asked questions.

Miscellaneous questions

Yes, if they are deemed employees for SG purposes (paid mainly for their labour), Payday Super applies.

You can still make contributions, but ensure other identifying details (name, DOB, super fund info) are correct. A TFN is not mandatory for payment, but is needed for accurate reporting and to avoid higher tax on contributions 

Yes. If an employee changes funds, the first contribution to the new fund must be received within 20 business days of the QE day. 

Payroll questions

Major providers like Xero, MYOB, KeyPay, Employment Hero, and Ascender have confirmed readiness for Payday Super. The ATO maintains a Product Register listing approved STP-enabled payroll software. Expect full integration lists closer to July 2026. 

There are two options:  

  • Pre-payment method: Treat the excess as a pre-payment for future SG obligations (within 12 months). 
  • Refund from fund: Request a refund for “contribution in error” from the super fund (processing times will differ between funds).  

No, the legislation does not include any exemption or adjustment to the concessional contributions cap.

If an employee exceeds their $30,000 cap, the excess contributions are taxed at their marginal rate. The ATO will notify them with options to either pay the additional tax or have the excess amount released from their super fund and returned to them. More information is available at ato.gov.au

Salary sacrifice contributions are included in QE and must be paid at the same time as SG contributions on payday. 

Under new rules, super funds must allocate or return contributions within 3 business days (down from 20). Employers should allow time for clearing house processing within the 7-day window.  

Technical questions

From 1 July 2026: 
 
MSCB applies annually (expected $250,000 earnings cap). 
Once reached, employers can stop SG contributions for the rest of the financial year. 
Employees with multiple employers can apply for an SG exemption certificate to avoid excess contributions. 

Defined benefit funds will need to comply with Payday Super. Employers must report QE and SG liability via STP and ensure correct fund identifiers (USI) for these arrangements. 

The ATO will update SuperStream Contribution Standard v3.0 for Payday Super. Expect technical artefacts and sample files via the ATO Software Developers site, but no public CSV template has been released yet.

Employers must collect accurate super fund details at onboarding. A new Member Verification Request (MVR) via SuperStream will help confirm fund details before payment. 

If you have any questions not answered here, please reach out to our Employer Services team for more information and keep an eye on our Payday Super landing
page for updates.

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This website is provided by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee of the Hostplus Superannuation Fund ABN 68 657 495 890 and the Hostplus Pooled Superannuation Trust ABN 13 140 019 340.  This website contains general information only. We have not taken into consideration any of your objectives, financial situation or needs. You should consider your own financial situation and read the relevant Hostplus Product Disclosure Statement or Hostplus Self-Managed Invest PDS and Target Market Determination before making a decision about the products on this website.  Hostplus has engaged Industry Fund Services Limited ABN 54 007 016 195, AFSL 232514 and MUFG Retire360 Pty Limited ABN 36 105 811 836, AFSL 258145 to provide advice services to members. Refer to the Financial Services Guide for details. Awards and ratings are only one factor to consider when choosing a super fund. Read more information about our awards and ratings. Past performance is not a reliable indicator of future performance. You can view detailed disclaimers here. 

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The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 (Chant West) Epic Retirement Tick issued October 2025 is solely a statement of opinion and not a recommendation in relation to making any investment decisions. The Tick is current for 12 months and subject to change at any time without notice. Ticks from previous years are for historical purposes only. Liability is not accepted, whether direct or indirect, from use of the Tick. Full details on the Tick at www.chantwest.com.au/solutions/epic-retirement-tick