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Super
tips

It pays to be informed about your super.

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We've teamed up with superstars such as Craig Bellamy (Melbourne Storm) and Luc Longley (Sydney Kings) to help you learn more about your super.

Navigate through the topics below for more information.

Stapling

Did you know that your super account now follows you each time you change jobs? This is called 'stapling'.

Consolidation

Did you know that having multiple super accounts could mean you’re paying multiple fees?

Government Co-contribution

Did you know, if you're a low-income earner, you may be eligible to receive an extra super contribution from the Government?

Lost super

Did you know if your account has been inactive for a long time, it may be transferred to the ATO as lost or unclaimed super?

Net Benefit

Did you know, the term 'net benefit' means the actual return that hits your account, once all fees, costs and taxes have been paid?

Admin Fees

Did you know super funds charge administration fees to cover the cost of running your super account?

Advice

Did you know some super funds offer phone-based advice, at no extra cost, to help you plan for your retirement?

This information is general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS), available at hostplus.com.au/pds before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au/ddo. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.

Hostplus insurance cover is provided by MetLife Insurance Limited (MetLife) ABN 75 004 274 882, AFSL 238096 (insurer).

Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by financial planners who are Authorised Representatives of IFS. Fees may apply for Comprehensive Financial Advice, further information about the cost of comprehensive advice is set out in the relevant IFS Financial Services Guide, a copy of which is available from your financial planner.