Our products and services
We now help members invest in their health.
In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.* It's a way to connect to a range of virtual health and wellbeing services at no extra cost.
*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.
Learning Hub
Protecting Your Retirement: The Warning Signs of High-Risk Schemes
Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.
Retirement
Retirement ready. Tick.
The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria.
Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.
Forms and resources
Reminder: EOFY Claiming a tax deduction on a prior year
To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
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Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
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SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
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Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Thinking about starting an SMSF?
Managing your own super means doing it all. From investment decisions and diversification to insurance, reporting and compliance.
Hostplus already does all that, and more.
So before you take on the cost and complexity, consider what it takes.
Six things to consider before taking on an SMSF
Myth
SMSFs are the best way to buy property.
Reality
Buying property through an SMSF is complex and heavily regulated. You can’t live in it, rent to family or access the value easily if you need funds. ATO rules are strict and mistakes can be costly.
Insight
Property might feel tangible, but putting all your super in one asset can limit flexibility and increase risk through a lack of diversification.
Myth
Running your own super fund is cheaper.
Reality
Many SMSF costs are fixed. For smaller balances, those costs can take up a larger share of your super. As balances grow, the relative cost may reduce. The ATO reported average operating expenses were $7,300 in the year to 2023/24.
Insight
Compare all fees before switching. Understanding how fixed costs affect your balance helps protect your retirement savings.
Source: Self Managed Superannuation Funds - SMSF Annual Overview 2023-24 - Data.gov.au
In 2023–24:
- Average total expenses were $18,700, up 4.5% from $17,900 in 2022–23, and up 19.5% from $15,700 in 2019–20.
- Median total expenses were $9,900, up 5.4% from $9,400 in 2022–23, and up 19.9% from $8,200 in 2019–20.
- SMSFs in retirement phase incurred lower average total expenses ($17,200) than funds solely in accumulation phase ($20,100).
- Average operating expenses were $7,300, up from $7,000 in 2022–23, and $6,100 in 2019–20.
- Median operating expenses were $4,600, up from $4,300 in 2022–23 and $3,900 in 2019–20.
- The average interest expense within Australia has risen by 15% in the year to 2023–24, from $19,700 to $22,600.
Myth
SMSFs are easy to manage.
Reality
As a trustee, you're legally responsible for meeting strict rules. That includes audits, returns, investment strategy reviews and keeping up with changing laws.
Insight
Unless you’re ready to take on full compliance responsibilities, an industry fund like Hostplus, may be the smarter choice.
Myth
Running your own fund guarantees better returns.
Reality
Managing your own fund means making all the decisions and living with the outcomes. Many SMSFs fall short due to emotional investing or poor diversification.
Insight
Choiceplus gives you the option to invest directly in selected assets while remaining invested in an APRA regulated super fund.
Myth
SMSFs are a tax haven.
Reality
Super is tax effective, whether it’s through an SMSF or a fund like Hostplus. You can still access tax incentives like salary sacrifice and lower tax on investment earnings. The difference? In an SMSF, you’re responsible for complying with super laws and managing investment decisions.
Insight
Super gives you tax concessions either way. The real difference is how much responsibility you want to take on.
Myth
Moving in and out of an SMSF is straightforward.
Reality
Winding up an SMSF takes time and comes with exit costs like final audits, tax returns and legal fees.
Insight
Starting an SMSF isn’t just a switch, it’s a serious commitment. Do your research and make sure it’s the right fit before you take the leap.
You can still have control without all the hassle
At Hostplus, our wide range of investment options allow you to invest based on your own preferences and risk appetite. If you want to take a more hands-on approach to making an investment choice, Choiceplus gives you flexibility without the extra burden.
You can invest directly in Australian shares, ETFs, LICs and term deposits. And, you can combine Choiceplus with a wide range of other Hostplus investment options to tailor your investments to your needs.