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Growth

The Growth investment option is focused on delivering the best net return from investing in a portfolio that has a strong bias to growth assets and has high diversification.

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At a glance  (Transition to Retirement)

Investment time frame
5 years +
Level of investment risk
Medium to high
Likelihood of negative returns
Negative returns expected in between 3 to less than 4 out of every 20 years
Growth/defensive allocation
90% growth / 10% defensive
Total investment fees and costs*
0.91% p.a.
Return target
CPI + 4.5% p.a. over 20 years
Net return^
-

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide.
^ Investment return over 10 years to 31 October 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods.

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Who is Growth suitable for?

With a strong bias to growth assets, this Core pre-mixed investment option is designed for members with a medium to long-term investment timeframe, who are seeking very strong long-term returns and have a medium to high tolerance of negative  returns.

Read our Pension Guide for more information about these terms.

Our target 

asset mix 

Share Plus
Asset class Target Range 
Australian shares 30% 10–50% 
International shares (developed markets) 32% 10–50% 
International shares (emerging markets) 9% 0–20% 
Property 6% 0–20% 
Infrastructure 7% 0–20% 
Private equity 8%0–20% 
Credit 5%0–15% 
Alternatives 3%0–10% 
Diversified fixed interest 0%0–10%
Cash 0%0–10%

 

Head to Pension Online to choose the investment option that’s right for you. 

Past
performance 

Transition to Retirement

This table shows the 12-month net return for our Growth option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1 

Year20202021202220232024
Return 0.51%26.41%-4.16%11.20%9.36%

This table shows the average net return for our Growth option over 3, 5 and 10 years to 30 June 2024.1

Year3 years5 years10 years
Average return (p.a.) 5.23%8.16%-

1. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.


Get ready for a positive future with a Hostplus retirement account

It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.